Money Trauma: Hidden Financial Triggers That Control Your Life | Breaking Financial Chains ep. 8

Do you feel anxious when checking your bank account, even when you know you have money? Do you need a glass of wine to get through your monthly budget review?

You might be experiencing money trauma, and you're not alone.

In this episode of Breaking Financial Chains, financial coach Tanya Ibberson, reveals how childhood experiences create hidden financial triggers that affect our adult money behaviour.

Learn the difference between "big T" and "little t" trauma, discover practical tools for identifying your money triggers, and understand why healing your relationship with money starts with awareness, not spreadsheets.

What You'll Learn:

Why trauma doesn't have to be dramatic to be valid
How childhood money memories shape adult financial behaviour
The difference between having good money tools vs feeling comfortable using them
Practical exercises for creating your money timeline
How to identify and work through financial avoidance patterns
Why you're not broken - and how you can reshape your money relationship

Chapters
00:00 Welcome to Breaking Financial Chains
01:45 What is Money Trauma?
04:47 The Impact of Childhood Experiences
07:44 Two Responses to Financial Trauma
10:45 Identifying Hidden Financial Triggers
13:27 Real-Life Examples of Money Trauma
16:43 Practical Steps for Healing
23:19 Creating Your Money Timeline
26:00 Remember: You Are Not Broken
27:59 Closing Thoughts

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Breaking Free from the High Income High Spend Trap for Real Financial Freedom!

Are you stuck in the endless cycle of earning more and spending more, yet still feeling trapped? This episode of Breaking Financial Chains gets straight to the heart of why high income doesn’t always mean financial freedom—and what you can do about it.

• Why the "Golden Handcuffs" of a high-earning lifestyle keep so many people feeling stuck
• How to spot the emotional and psychological traps behind mindless spending
• Practical steps for auditing your lifestyle and spending habits
• The critical importance of aligning your spending with your personal values (not just your image)
• How to create financial margin and build real freedom, not just more income

Ready to break free? Listen now and learn how to take back control of your money and your life.

Chapters

00:00 Debt and Illusion of Success

05:41 Values vs. Societal Expectations

09:50 Analyzing Personal Spending Habits

14:32 Align Values with Energy Spending

16:09 The Cost of High Earnings

21:14 "Control Your Financial Future"

25:00 "Financial Control Through Lifestyle Audit"

27:53 Breaking Financial Habits and Guilt

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

What is Financial Abuse? Recognising the Signs | Breaking Finanacial Chains Ep. 6

Tanya Ibberson explains what financial abuse looks like, how to recognise the signs and why it's never your fault.

Discover the reality of financial abuse - how it starts as "help," builds slowly over years, and affects people at all income levels. Tanya shares her personal experience of 8-9 years of financial control and the signs she wishes she'd recognised earlier.

Chapters
0:41 - What is financial abuse?
2:27 - How financial control builds slowly
4:43 - Common signs of financial abuse
6:32 - Restricted access to your own money
7:23 - Being given "allowances" and accounting for spending
8:16 - Complete exclusion from financial decisions
9:44 - Shaming and criticism for basic spending
10:43 - Being blocked or discouraged from working
11:42 - Financial surveillance and control
13:05 - Weaponised guilt around money
13:27 - Financial gaslighting explained
14:06 - When it's learned behaviour vs intentional
15:08 - The emotional impact and lasting scars
16:25 - Why it's hard to spot and talk about
18:19 - The cycle of shame ("I should have known better")
20:18 - What you can do if you recognise these signs
21:52 - Safety first: keeping notes and evidence
23:05 - Building emergency funds safely
23:43 - Reflection prompt: money and shame
26:28 - Taking your power back, one step at a time

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Time to Get a Grip: Why Avoiding Your Money is Dangerous | Breaking Financial Chains Ep. 5

Financial coach, Tanya Ibberson, delivers concrete advice about why avoiding money management is now dangerous, covering Making Tax Digital, the cashless society and five types of financial avoiders.

Discover why financial ignorance is no longer an option in 2025. It's time to stop avoiding your money and start taking control.

Chapters
0:28 - Why you need to get a grip (no negotiation)
1:49 - Cost of living crisis affecting everyone
2:57 - Making Tax Digital: April 2026 changes
5:18 - The cashless society reality
6:35 - Privacy is shrinking
8:25 - AI and automation changing job security
9:07 - If you don't control money, someone else will
11:47 - The five types of financial avoiders
12:00 - The Avoider: never checking balances
12:51 - The Overspender: buying to cope
13:32 - The Outsourcer: delegating to partners
14:08 - The Overthinker: research without action
15:15 - The Ostrich: burying head in sand
16:00 - Personal confession: being all five types
18:00 - What "getting a grip" actually means
20:00 - Practical starting points
23:36 - Real client example: VAT planning
25:02 - Simple challenges you can do today
27:19 - Reflection prompt: taking back control
28:34 - The moment everything changes

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Why I Focus on Working with Women | Breaking Financial Chains Ep. 4

Financial expert, Tanya Ibberson, explains why women face specific financial challenges, from legal restrictions that ended in 1975 to current gender pay gaps and systemic conditioning.

Discover why women need targeted financial support - not because they're incapable, but because they're playing catch-up in a system that excluded them for centuries. From bank account restrictions to salary negotiation conditioning, understand the real reasons behind women's financial challenges.

Chapters

0:32 - Why this work focuses on women specifically
1:34 - The system wasn't built for women
2:08 - Women couldn't open bank accounts until 1975
2:44 - Current gender pay gap and care work impact
4:18 - Why women don't negotiate salaries
7:07 - Generational financial trauma in women
9:08 - Examples of inherited money patterns
12:19 - How financial control begins
15:47 - Three common scenarios women recognise
16:40 - High-earning Jessica avoiding finances
19:25 - The sacrificing mother with no safety net
21:06 - The trapped partner who delegated control
23:06 - The emotional burden women carry
24:04 - Real-world examples of assumptions
25:11 - Breaking cycles for the next generation
26:45 - Teaching daughters about money openly
28:00 - Why this is legacy work
29:12 - Reflection: What did women in your life teach you?

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Why Money Mindset Work Is Practical, NOT Woo! | Breaking Financial Chains Ep. 3

Money mindset expert Tanya Ibberson explains why money psychology isn't "woo-woo" but essential practical work that shapes every financial behaviour and outcome.

Discover why a client who insisted she only wanted "practical" money advice couldn't complete the simple task of looking at her bank statements - and how childhood money memories create unconscious patterns that sabotage financial success.

Chapters
0:32 - Why money mindset isn't manifestation fluff
2:00 - The client who avoided bank statements
3:08 - How mindset shapes financial behaviours
5:03 - What money memories really are
6:11 - The school lunch embarrassment example
7:28 - Different types of money memories explained
9:15 - Shame memories: wanting things you can't afford
11:41 - Scarcity memories: "money doesn't grow on trees"
12:56 - Control memories: one parent dominating finances
13:53 - Failure memories: business ventures gone wrong
15:00 - How memories become unconscious patterns
19:04 - Self-sabotage and financial avoidance
21:42 - The 4-step process to rewrite money beliefs
22:18 - Step 1: Recall your earliest money memory
24:40 - Steps 2-4: Question, rewrite, and take action

The 4-Step Exercise

1. Recall your earliest money memory
2. Ask: Is this belief mine or inherited?
3. Rewrite the belief in a positive way
4. Take one small action aligned with the new belief

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Financial Independence is About Freedom, Not Money | Breaking Financial Chains Ep. 2

Financial independence expert Tanya Ibberson explains why true wealth is about freedom and choice, not money itself, plus the childhood memory that shaped her money beliefs.

In this episode, discover why financial independence isn't about showing off wealth - it's about having choices. From accessing private healthcare to leaving situations that no longer serve you, money is simply the tool that provides freedom.

Tanya shares her powerful "bouncy ball story" - how spending 94p at age 7 created limiting beliefs that affected her business pricing decades later. She also reveals the two conversations that taught her money was "dangerous" to discuss.

Chapters
0:23 - Why it's about more than just money
1:43 - What financial independence really means
2:30 - Healthcare and education choices money provides
4:42 - How money beliefs are formed in childhood
7:21 - Why the same family creates different money stories
9:22 - The bouncy ball story that changed everything
15:09 - Breaking money taboos and salary discussions
20:01 - How to safely rewrite your money story
22:17 - The Chinese proverb about planting trees

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia

My Story: Breaking Free from Financial Control | Breaking Financial Chains Ep. 1

Accountant and financial abuse survivor, Tanya Ibberson, shares her personal story of breaking free from financial control and manipulation.

In this deeply personal first episode, Tanya shares the story behind Breaking Financial Chains - her own experience of financial abuse and control that lasted 9 years. From isolation and professional shame to finding the strength to break free for her daughter's sake.

Chapters
0:00 - Welcome to Breaking Financial Chains
0:23 - Why I'm sharing my personal story
1:12 - The beginning: Moving away and isolation
3:04 - Pregnancy and increasing control
4:32 - Moving and new job pressures
6:01 - Early signs of control and isolation
8:12 - Financial arrangements and unfair splits
10:18 - Not allowed basic freedoms
12:08 - Childcare responsibilities fall to me
13:39 - Realising this isn't normal
15:12 - The weekend that changed everything
16:30 - Drawing the line for my daughter
17:20 - The shame and professional risk
19:25 - Keeping up appearances
20:25 - My daughter as motivation
21:35 - The mission: Financial Control to Freedom
23:12 - Two types of clients I help
25:51 - Money mindset and generational cycles
27:23 - Challenge: Your money memory
28:17 - Closing thoughts

Watch more from Tanya and the Podcast: [Link to Episode 2 or related content]

Useful Links
Website: www.financialwingwoman.com
Email: tanya@financialwingwoman.com
LinkedIn: www.linkedin.com/in/financialwingwoman
Instagram: www.instagram.com/thefinancialwingwoman
Facebook: www.facebook.com/thefinancialwingwoman

If this episode brings up difficult feelings, please reach out to appropriate support services in your area.

#FinancialAbuse #FinancialFreedom #WomenEmpowerment #MoneyMindset #BreakingFinancialChains #FinancialControl #PersonalStory #PodcastLife #FinancialIndependence #ThinkMedia