Essential Money

Money Confidence for Teens — Fun, Debt-Free, and Practical! Broke Teens? Worried About Cash? This Lively Guide Teaches 8 Essential Money Habits To Save, Spend Wisely, And Build Wealth. Discover real-world skills for college, cars, or dreams — no dull lectures! Inside you’ll find: 8 Must-Know Financial Habits, 5 Actionable Budgeting Tools, 6 Smart Saving Strategies, 5 Common Money Myths, 4 Practical Ways To Earn More Now, 4 Must-Know Tips For Staying Debt-Free, Weekly Challenges, And 3 Stories From Real Teens Who’ve Taken Action!

One decision today could completely change your teen’s future. Most teens step into adulthood unprepared. Schools don’t teach real-world skills—like managing money, making smart decisions, or staying safe online.

Are you or a teen you care about unsure how to manage money effectively? Do you wish there was a clear, simple way to teach financial independence and confidence? What if you could turn financial confusion into clarity and set the foundation for lifelong success? From Emma Davis, a clinical social worker, financial educator, and trusted author, comes a transformative guide to money management tailored specifically for teens.

Unlock your potential for financial independence with "Essential Money Skills for Teens", the ultimate beginner's guide to money management for teens and young adults.

Essential Money Skills for Teens Made Simple is the only guide they’ll need to step into adulthood fully prepared. This comprehensive guide helps teens master money management and build wealth with ease.

Do you ever find yourself anxious about your child’s financial future? Are you really sure they’re picking up the right money skills and habits? Are you a teenager or young adult, ready to take control of your money, or perhaps a parent, guardian, or educator looking to help a young adult build a secure financial future?

This unique guide to all things money is designed specifically with you in mind. It knows what’s important to you now as a teenager… and it knows how to prepare you for what will be important in a few years’ time.

One seed, when nurtured, can grow and multiply to yield a garden that feeds a family for a lifetime. One penny, when saved and invested, can grow wealth that allows a family to live comfortably. It takes time, patience, and knowledge to grow a garden. It also takes time, patience, and knowledge to achieve financial well-being. In her personal finance memoir, Growing Wealth, Julie Rains proposes three essentials for achieving financial freedom, just as she learned there are three essentials for growing a garden.

Buying your first home can be stressful and leave you confused and anxious, wondering if you are making the right choice. In fact, 70 percent of people in one survey stated they have at least one regret in their home-buying experience, and much of this can be attributed to not being knowledgeable about what to expect ahead of time. By discovering the seven-step process outlined in this book, you will save yourself from many headaches and be part of the 30 percent who have no regrets about their home purchase.

The digital world offers multiple opportunities for teens to fast-track and grow finances at a young age. But because of its constantly evolving nature, most teens struggle to apply old and new financial concepts and strategies that could make or break the road to financial independence. This guide to personal finance will equip teens with essential money skills and empower you to look forward to the future

This money skills for teens book helps teens build smart financial habits before stepping into adulthood. Unlike others, it uses real-world scenarios to teach budgeting, saving, and spending in a way young adults actually enjoy. Perfect for high school students, parents, and educators preparing teens for independence. Listeners call this the best budgeting audiobook for teens age 15 and 16 because it’s clear, relevant, and empowering. It makes financial literacy, saving money, and goal setting feel doable and builds long-term confidence.

You want to grow up knowing that you have the power to achieve all your goals and explore a future of exciting opportunities. Perhaps you want to see the world… Maybe you dream of owning your own business… Or perhaps you can already see your ideal home in your mind’s eye… All of these things are possible… But they require you to have a bit of financial savviness – and that’s not something many adults have, let alone teenagers.

Do you want to prepare your child for a secure financial future but feel overwhelmed by where to start? You’re not alone. Many parents share the same concern, juggling busy schedules and financial topics that seem too complex to teach. But here’s the good news: teaching kids about money can be simple, fun, and stress-free—even if you’re still learning yourself.

This money skills for kids book age 11 and 12 helps tweens build confidence with real life money decisions before poor habits take hold. Unlike others, it uses relatable scenarios and hands-on lessons designed for kids. Ideal for parents, homeschoolers, and educators. listeners call this the best children’s money audiobook for tweens because it’s clear, practical, and age-appropriate. It makes saving money, budgeting, and financial literacy feel natural and builds long-term confidence.

This money skills for kids book age 9 and 10 teaches young learners how to build smart habits before poor ones take hold. Designed for grade 4 and 5 students, it blends real world examples with fun, hands-on lessons that kids actually enjoy. We had to buy the hardcover version because our son destroyed the paperback taking it to school and sharing it with friends.

Want your teens to handle money like prosThis money skills for kids book age 13 and 14 helps teens understand how to make smart money choices before costly habits form. Unlike others, it uses real life examples and short, practical lessons to make saving, budgeting, and spending stick. Designed for parents, educators, and young adults in grade 8 and 9.

This money skills for kids book age 7 and 8 helps young learners take real steps toward financial understanding before habits form that are hard to break. Unlike generic options, it combines clear lessons, hands-on activities, and age-appropriate language to keep kids engaged from start to finish. We had to buy the audiobook and the hardcover version because our daughter wanted to take it to school and share it to friends.

Teens. This is your chance to create the life you've always dreamed of through financial freedom! Are you ready to learn now so that your future self will thank you later? Included is an easy-to-follow 5-week plan for creating your path to financial freedom. Each chapter concludes with engaging exercises, offering tips, tricks, and actionable items inspired by real-world scenarios.

Not all online business opportunities are created equal. As a matter of fact, some industries are far better than others. But unless you know what to look for, they all appear to be full of potential. This guide will detail each industry for you and provide specific reasons why you should pursue some opportunities while running far away from others.

If you want to discover how to take control of your money and get out of debt, then keep reading.... Do you want to be in total control of your expenses and the money you make? Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks? Do you finally want to say goodbye to worry surrounding money and discover something which works for you? If so, then you've come to the right place. You see, improving your financial situation doesn’t necessarily have to be difficult.