Picture this: your child is graduating and venturing into the real world. Do you feel confident that they’re financially prepared?

In this episode of The Green Zone Podcast, co-hosts Jeff Green and Lauren Smith share their top financial tips that they feel young adults need to understand by age 25. Together they discuss:

• The importance of financial literacy and starting good money habits early
• The three basic financial principles they feel all young adults need to embrace: living debt-free, establish an emergency fund and thinking about retirement early
• Understanding where your money goes each month (and how to create a budget)
• The importance of not over-relying on parents or family members for financial support
• Why you must look at the total compensation package when considering a job (benefits, not just salary)
• And more!

Resources:

• 25 Money Moves To Master By Age 25

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Are you nearing retirement and worried about navigating the complexities of taxes? Join Jeff Green and Lauren Smith, financial advisors at Green Financial Group, as they tackle the often-overlooked, but crucial, topic of taxes in retirement. While visions of pickleball and leisure may dance in your head, Jeff and Lauren warn that failing to plan for taxes can be a real "gut punch" to your nest egg. Together, Jeff and Lauren discuss:

• The four stages of retirement: Pre-Retirement, Go-Go Years, Slow-Go Years and No-Go Years
• Expense considerations in retirement including inflation, longevity and the shift from a structured workweek to "every day is a Saturday!"
• Understanding how your after-tax retirement savings will work BEFORE you retire
• Why it’s important to evaluate the next year's tax bill and project future tax implications, especially regarding Required Minimum Distributions (RMDs)
• Staying aware of potential tax traps with Social Security, Medicare and IRA withdrawals
• Why you should focus on estate planning, even if your estate doesn’t reach the federal tax threshold
• And more!

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith

Please note: Neither Raymond James Financial Services nor any Raymond James Financial Advisor renders advice on tax issues, these matters should be discussed with the appropriate professional.

Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Additionally, each converted amount may be subject to its own five-year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.

Does your portfolio feel as dusty as an unopened box of chocolates? Do investment meetings only happen when it's time to "buy, buy, buy"? If your financial advisor's idea of love is the occasional market update email, it's time to ask yourself: is this all there is?

In this special Valentine's Day episode of The Green Zone Podcast, Jeff Green and Lauren Smith dig deep into the hallmarks of a truly loving financial relationship. We're talking about advisors who:

• Ditch the one-size-fits-all approach and listen to your unique goals, dreams (and yes, even pet inheritance plans!)
• Challenge you with honest conversations, even when it means saying "no" to that risky investment your friend’s mom’s brother’s advisor recommended.
• Become your financial cheerleader, helping you dream big and plan for the future you deserve, not just meet basic needs.
• Treat you like family, understanding your values and priorities, and celebrating your financial wins (big and small!).
• Proactively reach out, keeping you informed, on track, and feeling confident about your financial future.
• And more…

Plus, get access to a PDF that shares 50 concrete ways your advisor should be showing you the financial love.

Whether you're seeking a second opinion, wondering what's really going on with your portfolio, or simply yearning for a true financial partner, we've got you covered.

Tune in to the podcast and discover how to find an advisor who not only cares about your investments, but also cares about your entire financial well-being.

Resources:

• 50 Things Your Financial Advisor Should Do For You

Connect With Green Financial Group:

• jeff@greenfinancialgrp.com
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Green Financial Group
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith