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Gen W Podcast

Gen W Podcast

By: I'm Q - that home loan dude
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About this listen

The Gen W Podcast (W for Wealth) is hosted by Australia’s most followed TikTok mortgage broker, Q Huynh, and associate broker Grace. They dive deep into how migrants and first-gen Australians can build generational wealth through property, trauma-informed finance, and holistic lending. Real stories, real estate, and real talk. Gen Z, X, Y or A — we’re here to help you become Gen W.I'm Q - that home loan dude Economics Personal Finance
Episodes
  • SE1EP21 - The Bedroom Tax EXPLAINED: How Canberra Wants to Raid Your Spare Room
    Sep 29 2025

    💥 The Bedroom Tax – How Canberra Wants to Raid Your Spare Room 💥
    First they taxed your income, then your savings, then your super… now the mobs in Canberra are coming for your spare bedroom. Yep — if you’ve worked hard to own a home, suddenly you’re guilty of having “too much space.”
    In this video, I break down the truth behind the so-called bedroom tax and what it could mean for everyday Aussies:
    🏠 Why economists are targeting “underutilised housing stock.”
    📉 The real financial fallout if a levy ever lands (spoiler: it’s brutal).
    ⚡ Hacks homeowners are already using to legally protect themselves.
    💡 Client stories on rentvesting, smart loan structuring, and debt strategies that actually work.
    This isn’t just theory — I’ll show you how smart investors are flipping the system, turning potential punishments into opportunities, and stacking equity while everyone else panics.
    👉 If you’re a first-home buyer, rentvestor, or investor who wants to stay ahead of the curve, you don’t want to miss this one.

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    16 mins
  • SE1EP20 - How to Track Your Property Portfolio Like a Boss | Excel Walkthrough EXPLAINED for New Investors
    Sep 25 2025

    Think you’re building wealth with your property portfolio? Or are you actually stumbling blind into financial chaos?
    In this video, I roast the brutally overlooked basics of portfolio management that most investors ignore until it’s too late. From cash flow nightmares to hidden tax traps, dodgy loan structures, and critical dates that can cost you thousands — I’ll walk you through how to track your portfolio like a business, not a hobby.
    I’ll even show you step-by-step how to set up an Excel spreadsheet to manage:
    ✔️ Cash flow (so you stop bleeding money)
    ✔️ Tax impacts (before they ambush you)
    ✔️ Loan splits (the difference between deductible vs dead debt)
    ✔️ Critical reminders (rent reviews, inspections, renewals)
    And yeah — I’ll be calling out the gurus who say “set and forget.” Because property doesn’t run itself… into profit anyway.
    👉 Watch now if you want to turn your portfolio from a financial dumpster fire into a wealth-building machine.
    Free tracker here: https://thathomeloandude.com/pages/freebies

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    18 mins
  • SE1EP19 - 4 Legal Tax Hacks the Wealthy Use - No One Teaches You EXPLAINED | The 2025 Tax Playbook for Aussies
    Sep 22 2025

    💸 Why do the rich pay less tax than you — even when you earn less? It’s not luck, it’s structure. While most Aussies are stuck hoping for a small refund, wealthy families use four simple strategies to flip the tax system in their favour.
    In this video, I break down the 4 legal tax hacks the rich don’t want you to know — from the structures they use to park assets, to how they turn “bad debt” into wealth-building debt, to the secret refund streams that flow straight back into their pockets.
    If you’ve ever wondered why your tax bill hurts while others seem to win every year, this will show you exactly where the game is rigged — and how you can start playing smarter.
    👉 Watch until the end to see how real investors are setting themselves up to retire richer — not by working harder, but by using the rules better.

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    22 mins
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