
SE1EP14 - Offset vs Redraw Explained: The Smart Investor’s Guide to Saving Thousands
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About this listen
Think offset and redraw are “basically the same”? That mistake is keeping thousands of Aussies broke.
In this video, I break down:
Why offset accounts slash years off your mortgage (tax-free).
How redraw can destroy your tax deductions and even get frozen by the bank.
Real client case studies – from $68k saved to $4,600 lost in one year.
The elite strategy combo: offset + split loans + debt recycling.
If you’ve ever made extra repayments into redraw thinking you were clever, you’ll want to watch this. The numbers don’t lie — and the ATO doesn’t care about your “good intentions.”
👉 Watch now to see why offset is the weapon smart investors use — and why redraw is the trap banks hope you fall into.
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