Episodes

  • SE1EP15 - New Zealand Property Crash Explained: What It Means for Australia’s Housing Market in 2025
    Aug 25 2025

    🚨 What can Australia learn from the New Zealand property crash? House prices in Auckland, Wellington, and across 70% of Kiwi suburbs have fallen hard—some over 30% from peak. Meanwhile, unsold listings have doubled, investors are panicking, and Kiwi buyers are flooding into Australia.
    In this video, we unpack:
    📉 NZ’s suburb-level crash – CoreLogic shows 175 suburbs down more than 2% in just 3 months. Auckland’s Northland suburb has dropped 30.6% since peak.
    ✈️ Why Kiwi investors are fleeing to Australia – Case studies of real buyers ditching Wellington & Auckland to buy in Brisbane, Perth, and Sydney.
    🇦🇺 How Australia dodged NZ’s mistakes – Canberra kept negative gearing, CGT discounts, migration, and demand-side policies alive.
    🛠️ My advice to NZ property owners – How to pivot portfolios, consolidate debt, chase yield, and diversify into stronger markets.
    🔥 The roast – Why pollies, banks, and property “gurus” won’t save you, and how they quietly profit from your losses.
    👉 If you’re a Kiwi investor stuck with dead assets or an Aussie wondering if the same crash is coming—this breakdown gives you the playbook.
    💡 Watch now to learn how to avoid NZ’s mistakes, protect your equity, and ride Australia’s next property wave.

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    14 mins
  • SE1EP14 - Offset vs Redraw Explained: The Smart Investor’s Guide to Saving Thousands
    Aug 21 2025

    Think offset and redraw are “basically the same”? That mistake is keeping thousands of Aussies broke.
    In this video, I break down:
    Why offset accounts slash years off your mortgage (tax-free).
    How redraw can destroy your tax deductions and even get frozen by the bank.
    Real client case studies – from $68k saved to $4,600 lost in one year.
    The elite strategy combo: offset + split loans + debt recycling.
    If you’ve ever made extra repayments into redraw thinking you were clever, you’ll want to watch this. The numbers don’t lie — and the ATO doesn’t care about your “good intentions.”
    👉 Watch now to see why offset is the weapon smart investors use — and why redraw is the trap banks hope you fall into.

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    18 mins
  • SE1EP13 - Property Equity Release Scam EXPLAINED – Don’t Let the Bank Trap You | 95% of Aussies Get This Wrong
    Aug 18 2025

    Using Equity to Buy Property – The Smart Way vs The Stupid Way (Most Aussies Get This Wrong)
    Most Australians think tapping into home equity is “free money.” It’s not — it’s leverage. And leverage can make you wealthy or wipe you out, depending on how you use it.
    In this video, I break down:
    What equity really is (and the difference between total equity vs usable equity).
    The wrong way Aussies burn equity — lifestyle spending, luxury upgrades, and the debt traps that follow.
    The rookie mistake of cross-collateralisation and why it puts your whole portfolio at risk.
    The investor-grade way to use equity — buying income-producing property, maximising tax deductions, and letting tenants and the market grow your wealth.
    The advanced “proactive equity harvesting” strategy that locks in your borrowing power before market downturns, so you can buy when others panic.
    If you own property, this is essential watching. The right equity strategy compounds your portfolio. The wrong one leaves you over-leveraged, exposed, and at the mercy of the banks.
    📺 Watch the full video now — learn how to protect your portfolio, grow your wealth, and play the game the smart way.

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    12 mins
  • SE1EP12 - The Biggest Money Mistakes Couples Make in 2025 | Mortgage Broker Explains Tax Mistakes
    Aug 14 2025

    Is Your Partner Secretly Bankrupting You?" 💔💸
    Forget Dogecoin disasters—your biggest money mistake might be the person you share your bed (and bank account) with. In this brutally honest breakdown, we expose how Aussie couples are quietly nuking their financial future—through joint account traps, sneaky overspending, fake “savings hacks,” and tax breaks they’re leaving on the table.
    We’ll unpack:
    Joint accounts — wealth-building weapon or fast-track to broke?
    Spending mismatches that turn date nights into debt traps.
    Savings sabotage keeping you renting forever.
    Tax strategies most couples never use (aka free money you’re burning).
    Plus, a savage roast of the banks, influencers & Canberra pollies profiting from your financial mistakes.
    If you’re in love but don’t want to go broke in the process, this is the video you can’t afford to skip.
    🎥 Watch now to find out if your relationship is building your wealth… or sinking it.

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    12 mins
  • SE1EP11 - 8 Years’ Salary to Buy a Home in 2025? Australia’s Housing Crisis Explained (And How to Beat It)
    Aug 11 2025

    8 Years’ Salary for an Aussie Home? The Real Estate Trap No One’s Fixing
    It now takes 8 years of your income — over 10 in Sydney — just to afford the average Australian home. In this video, I unpack why wages can’t keep up with property prices, how chronic housing shortages keep supply strangled, and why investors keep winning while first‑home buyers get squeezed.
    Watch now to learn the moves Millennials, Gen Z, renters, and smart investors are making to turn Australia’s housing crisis into a wealth‑building advantage — and when you’re ready, book your 15‑minute or 60‑minute strategy call before I’m fully booked this week.

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    10 mins
  • SE1EP10 - Paris Ow-Yang: The 19-Year-Old Who Built a $15M Property Portfolio | Gen W Podcast - Episode 1
    Jul 31 2025

    Paris Ow-Yang. She's 19. Has a $15 million property portfolio. And her dad — a neurosurgeon — manages her OnlyFans account.
    In our debut episode, we unpack the jaw-dropping story of Paris O. Yang — from feet pics to luxury real estate. But we’re not just gossiping.
    We dive into:
    💸 The power plays behind OF wealth-building
    🧠 How generational trauma + privilege collide
    🏠 Why the average Aussie can’t catch up — unless you sell your soul or your socks
    🤯 And the weird psychology of dads managing digital sex work
    This isn’t just about Paris. It’s about the cost of significance, the migrant grind, and why some people buy castles at 19… while others can’t afford Campbelltown.
    🔞 No hate. All insight. Full roast.
    Subscribe to the Gen W Podcast.
    We're not emptying your wallets — we're filling your brains. 💥

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    1 hr
  • SE1EP9 - You Can’t Buy a House Without a Man? The Brutal Truth About Dating & Home Loans | Gen W Podcast Ep2
    Jul 28 2025

    Can’t Afford a House Without a Partner? You’re Not Alone.
    In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠
    We dive deep into:
    Why more buyers are teaming up (romantically or with family) to enter the Sydney market
    The emotional cost of tying a mortgage to a relationship too early
    Relationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️
    Personal stories from Q & Grace on buying property young—without help—and what they learned
    The 3 fights rule before you buy with a partner 👊💍
    Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.
    🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.
    Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.

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    55 mins
  • SE1EP8 - You Can’t Buy a House Without a Man? The Brutal Truth About Dating & Home Loans
    Jul 24 2025

    Can’t Afford a House Without a Partner?
    You’re Not Alone.
    In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠We dive deep into:Why more buyers are teaming up (romantically or with family) to enter the Sydney marketThe emotional cost of tying a mortgage to a relationship too earlyRelationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️Personal stories from Q & Grace on buying property young—without help—and what they learnedThe 3 fights rule before you buy with a partner 👊💍Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.#ModernDating#DatingApps#RelationshipAdvice#LoveAndMoney#DatingInYour20s#FinancialCompatibility#RedFlags#GenWPodcast#ThatHomeLoanDude#QHuynh#GraceAndQ#MortgageBrokerPodcast#PropertyTalkAustralia#FinanceAndRelationships- NOT FINANCIAL ADVICE - 🙏Book a 15min or 60min call with me if you have any questions Go to: www.callhomeloandude.com

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    55 mins