• Are You the FACE of Your Business or Its Biggest LIABILITY?
    Sep 18 2025
    When the founder is the face of the business, it can lower its sale price and make it hard to pass on value.Caroline Troy walked into many companies where the founder was the star: everyone knew them, they did many things, and the business depended on them. One day she had a founder ask, “If I stepped away, would my business still be worth something?” That question led her to help businesses change so they are more than just one person. In this episode, we hear how being the face of your business can be a hidden risk. Caroline shows us what buyers really want. She teaches us how to make your business strong even when you are not always in front.Key topics covered:Why being “the face” can reduce your business valueWhat buyers look for when valuing a business (systems, cash flow, team, risks)How to make value transferable—so business works without youUnderstanding types of buyers (financial, strategic, etc.)Time value of money: how timing changes valueTips to improve business cash flow and avoid surprises at saleGuest & Resources:Caroline Troy, MBA, CBV – Troy ValuationsWebsite: troyvalue.comUpcoming webinar: Valuation Methods in Family Law: Strengths, Weaknesses, and Pitfalls (Legal Education Society of Alberta) — shows how business value is set in divorce, why dates matter, and what many people get wrong.Webinar Info & RegistrationSponsors (best fit for this audience):Descript – Audio/video editing made simple for content creators. Ideal for podcasts, promos, and course creators.🔗 Try Descript Gentry Learning – Real-world business skills and learning for professionals who want to lead, manage, and scale.🔗 Explore Gentry Learning East Trade Winds – A community of real businesspeople networking with purpose. Free, intentional, and result-driven.🔗 Join East Trade WindsSupporting people:Thanks to Carl Richards from Podcast Solutions Made,Fred Crouch (“Property Wizard”) whose podcast makes real estate easy,Jovan Strika from @Hive,Melanie Webber, my invaluable business partner, andWayne Pratt of Motive8U Inc, who serves as both a coach and co-host of these podcasts.Hosts:Bernie Franzgrote and Wayne Pratt Sponsor details & contact:If you want help growing value in your business, tools or coaching can make a big difference. These sponsors support us, and they may support you too.Contact us:Email: info@kreativinsight.com Website: knack4business.comWatch / Listen:YouTube: Watch hereAll episodes: Knack 4 Business podcast Call to Action:Did this episode make you think twice about being the face of your business? We’d love to hear: leave a comment, share your story, or ask Caroline or us a question. Read more and join the conversation! Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    42 mins
  • Why Does Telling Your Story Matter So Much?
    Sep 17 2025
    Many business owners struggle to make their message heard because they don’t tell their story in a way that feels real.Once upon a time, there was an entrepreneur who felt invisible. Her words were lost, her brand quiet. Then Helen Harwood Snell stepped in—storyteller, coach, expert in turning simple messages into powerful stories. In this episode of Knack 4 Business, hosts Bernie Franzgrote and Wayne Pratt sit down with Helen to learn how stories can change everything—from building trust to increasing sales. Helen shares how she crafts messages that feel true, clear, and hard to ignore. Key Topics CoveredWhy your personal story is your secret business assetHow to overcome imposter syndrome when sharing your journeyBuilding a pitch that feels authentic, not salesyUsing storytelling to connect, sell, and grow your audienceTools & frameworks Helen uses: Power Scripted™ messaging, story structure, communication science Guest & ResourcesHelen Harwood Snell — Storyteller & Communication CoachWebsite: Helen Harwood Snell helenharwoodsnell.comLinkedIn: Helen Harwood Snell helenharwoodsnell.com+1Email: hhswrites@gmail.com SponsorsHere are three great sponsors helping make this podcast possible — each one is useful for someone trying to tell a better story, build a brand, grow a business:Descript – Smarter content creation. Makes editing audio/video as easy as editing text.👉 Descript Freshly Brewed Coaching – Insightful coaching & strategy from Wayne Pratt & Matt Hawksley. Helps you clarify your message and grow forward.👉 Freshly Brewed Coaching @Hive – A community & coworking space that builds real connections, for freelancers & growing teams.👉 @Hive Supporting ThanksCarl Richards of Podcast Solutions Made — expert who inspires better podcasting.Fred Crouch aka Property Wizard — for real estate insights & clarity.Jovan Strika from @Hive — for community energy and connection.Melanie Webber — business partner and creative sounding board.Wayne Pratt — co‑host, coach, always pushing the conversation forward. HostsBernie Franzgrote — LinkedInWayne Pratt — LinkedIn Watch & ConnectCatch the episode on YouTube: Watch hereHave thoughts or questions? Reach us at info@kreativinsight.com or visit our website: knack4business.comIf this resonated, leave a comment, share your story, or tag someone who should hear this. Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    33 mins
  • 5 Financial Habits of Pro Athletes Like Basketball Stars
    Sep 16 2025
    Eric Pierre once chased a basketball dream—but life had a twist. He redirected that drive into numbers, taxes, and accounting. Today, Eric’s using lessons from courtside grit to help high‑net‑worth individuals and entrepreneurs win financially.He wrote The Great Tax Escape, drawing on years at Fortune 500 firms and his own path. In this episode, Eric reveals how pro athletes’ financial habits can become your tools for tax savings, smarter planning, even preparing for business exit—all grounded in real experience.Key topics covered:The 5 financial habits Eric Pierre says pro athletes use, and how you can adopt them.Tax planning strategies high‑net‑worth people rely on.How AI is changing accounting—and what that means for small businesses.Financial literacy: what many entrepreneurs overlook.Preparing an exit: how to build your business so you can sell or scale out when you want.Tools, mindset shifts, and day‑to‑day practices that support all this. Guest & Resources:Eric Pierre — Pierre Accounting • EricPierreMoney • LinkedIn: Eric PierreHosts:Bernie Franzgrote — LinkedIn: Bernie FranzgroteWayne Pratt — LinkedIn: Wayne Pratt👏 Shoutouts & Acknowledgments:We extend our heartfelt thanks to the incredible people who make this show possible:Carl Richards — from Podcast Solutions Made SimpleFred Crouch — host of Property Wizard PodcastJovan Strika — from @Hive coworkingMelanie Webber — an invaluable business partner, strategist, and behind-the-scenes force helping shape the Knack 4 Business experienceWayne Pratt — co-host and growth strategist from Motive8U Inc.Sponsors Best Fit for This Audience:· Descript – Smarter Content CreationStruggling to keep up with content? Descript makes editing podcasts, videos, and audio files as easy as editing a document—perfect for entrepreneurs and content creators.· Freshly Brewed CoachingBrew insight, not just espresso. Freshly Brewed Coaching by Wayne Pratt and Matt Hawksley helps entrepreneurs find clarity and strategy to grow professionally.· @Hive – Real‑World Business NetworkingTired of networking that goes nowhere? @Hive blends in-person and virtual events to help freelancers, solopreneurs, and growing teams build real business relationships. Sponsor Information & Contact:💼 Business Tools & Communities That Help SMBs GrowI may earn a small commission—at no extra cost to you—if you click these links. Each one supports what I do, and could support you too.• Descript – Smarter Content Creation 👉 http://tinyurl.com/3ns72bdk• Freshly Brewed Coaching 👉 https://freshlybrewedcoaching.com/home• @Hive – Real‑World Business Networking 👉 https://tinyurl.com/4dmcxah8 Where to watch / listen:YouTube video: https://youtu.be/VmOc3MohaU8Read more about Eric’s habits on our website, then tell us which financial habit you’ll try first in the comments. Got questions for Eric? Send them to info@kreativinsight.com . For more episodes and resources, visit knack4business.com. Contact Info:Email: info@kreativinsight.com Website: https://knack4business.com/ Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    36 mins
  • What's the Secret to Achieving CLARITY in Diverse Workplaces?
    Sep 12 2025
    Too many diverse workplaces struggle to build clarity and connection across cultural and communication gaps.What happens when a community leader brings comedy, curiosity, and courageous questions into the boardroom?You get Jason Doiron—a leadership and dialogue expert at The Purposeful Group—who helps diverse teams unlock deeper connection through intentional hosting and vulnerability. In this episode, Jason sits down with Bernie Franzgrote and Wayne Pratt to explore how leaders can build better communities at work by creating space for real conversations, honest mistakes, and shared purpose.You’ll hear stories from the frontline of community innovation, including Jason’s work with Fuckup Nights, a global movement that celebrates failure as a foundation for learning. He also explains why hosting conversations is more powerful than facilitating, and how using humor across cultures is a bridge, not a barrier. 🔑 Key Topics CoveredWhy clarity is often missing in diverse workplacesThe difference between hosting vs facilitatingHow inclusive questions can shift team cultureBuilding trust through storytelling and humorLessons from the Fuckup Nights global movementWhy failure should be a leadership asset 👤 Meet the Guest: Jason DoironWebsite: The Purposeful GroupLinkedIn: Jason DoironWork featured in: F*ckup Nights 🎙️ Your HostsBernie FranzgroteWayne Pratt – Motive8U Inc 🙌 Special Thanks to Our Supporters:🎧 Carl Richards – Podcast Solutions Made Simple🧠 Fred Crouch – The Property Wizard🌱 Jovan Strika – @Hive💼 Melanie Webber – business strategist and partner🧭 Wayne Pratt – coach and co-host, Motive8U Inc 📢 Sponsor Info🛠️ Descript – Smarter Content Creation Tired of clunky editing? Descript makes editing video & audio as easy as editing text. Great for podcasters, marketers & trainers.☕ Freshly Brewed Coaching Coaching from Wayne Pratt and Matt Hawksley designed for professionals ready to rise. → Get a free “shot of clarity”🤝 East Trade Winds – Free Networking That Works No more dead-end coffee chats. Get serious connections for free. → Join here 📩 Connect With UsGot feedback, questions, or just want to say hi?📧 Email: info@kreativinsight.com 🌐 Website: https://knack4business.com🎥 Watch the full episode on YouTube: Click here🎙️ Explore more K4B episodes: Knack 4 Business Podcast Library💬 Leave a comment, share your takeaway, or tag someone who needs to hear this! Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.
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    39 mins
  • What Happens If You Don’t Have a Will?
    Sep 11 2025
    Many people fail to prepare a will, leaving families to face messy legal trouble and unknown outcomes.Once upon a time, Sara thought she’d be okay without writing a will. But when she had health trouble, people fought over decisions. In this episode, Redmond O’Brien from Odette Rwigamba Lawyers PC tells why wills matter, how divorce and family law cases get messy without honest disclosures, and how powers of attorney protect you.We talk about:What happens if you die without a willHow full disclosure in family and divorce law prevents surprisesWhat a power of attorney means, and when you’ll need oneSpecial legal paths business owners should knowHow to find the right lawyer and what to look for in legal specializationWe also hear about Redmond’s bilingual work (English and French) and how that helps in diverse communities.Guest Links & Resources:Odette Rwigamba Lawyers PC websiteRedmond O’Brien on LinkedInAcknowledgments:Huge thanks to:· Carl Richards from Podcast Solutions Made Simple – podcast expert· Fred Crouch “Property Wizard” – host, educator in real estate· Jovan Strika from Hive Coworking – partner workspace community· Melanie Webber – invaluable business partner· Wayne Pratt from Motive8U Inc – coach + co‑hostHosts:Bernie Franzgrote — LinkedInWayne Pratt — LinkedIn Sponsor Details:💼 Business Tools & Communities That Help SMBs GrowI may earn a small commission at no extra cost to you if you click the links. Each supports what I do — and could support you too.Descript – Smarter Content CreationStruggling to keep up with content? Descript makes editing audio/video as easy as editing a doc. Perfect for podcasts, promos, training.👉 http://tinyurl.com/3ns72bdkHive – Real‑World Business NetworkingFeeling stuck behind a screen? Hive helps you build real connections—both online and in person.👉 https://tinyurl.com/4dmcxah8Property Wizard Podcast – Real Estate Made PracticalCurious about investing or growing wealth? Fred Crouch breaks it down simply for beginners.👉 https://tinyurl.com/3psh5bdk If this episode made you think, we want to hear from you. Comment below with your questions or stories about wills, power of attorney, or choosing a lawyer. To dig deeper or get help, email us at info@kreativinsight.comor visit https://knack4business.com/. Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.
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    31 mins
  • Can You Afford to IGNORE Cyber Security Threats in Your Business?
    Sep 10 2025
    Business owners often underestimate cyber risks—and that leaves them exposed.Once upon a time, many businesses thought cyber threats were problems for “big companies only.” But Greg Young from Trend Micro—with over 35 years of experience—shows us that the dangers are real and that everyone is at risk. Picture a business owner who opens one phishing email… and suddenly, ransomware locks everything. Greg explains how that can happen, why older tech is a soft target, and how AI is both a friend and a foe in this fast-changing world.In our chat, Greg guides us step by step: how to spot your weak points, why even one outdated system matters, how to build backups that work, and what smart, practical moves you can make right now. By the end, you’ll feel equipped, not scared—ready to safeguard your company with confidence.Key Topics Covered:Understanding the attack surface and how small gaps become big threatsRisks tied to older technologies and why patching mattersThe rise of phishing and ransomware: how they convergeThe power of backups and how to do them rightAI’s dual role—how it both helps defenders and powers new attacksGuest & Resources:Greg Young, VP of Cybersecurity at Trend Micro — LinkedInTrend Micro website and resources (search “Trend Micro cybersecurity insights”)Acknowledgments:Carl Richards from Podcast Solutions Made Simple — LinkedInFred Crouch, the Property Wizard podcast — LinkedInJovan Strika at @Hive coworking — LinkedInMelanie Webber, invaluable business partner — LinkedInWayne Pratt of Motive8U Inc, coach and co-host — LinkedInHosts:Bernie Franzgrote — LinkedInWayne Pratt — LinkedInSponsors & Tools (affiliate links):This episode is supported by tools that help SMBs grow—links may earn me a small commission at no extra cost to you:Descript – Smarter Content Creation: Easy audio/video editing like editing a document—ideal for podcasts and training material. Try it here @Hive – Real‑World Business Networking: Build real connections, in person or online—perfect for freelancers and growing teams. Learn more Property Wizard Podcast – Real Estate Made Practical: Clear, beginner-friendly advice from Fred Crouch. Tune inEnjoyed this episode? We’d love to hear from you! Email us at info@kreativinsight.comor visit knack4business.com to explore more. Leave a comment, share your story, or connect with Greg—we’re all in this together.Guest’s Links:Greg Young — LinkedInLeave your comments, ask questions, or share how you'll act. Read more and join the discussion! Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.
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    40 mins
  • The 3 Steps To Get Clients Without Being Pushy
    Sep 9 2025

    How can you attract clients without ever feeling or being pushy?

    With 25+ years of experience, Shawn isn’t about slick sales—she’s about being you, thinking right, and messaging clearly.

    In this episode, Shawn shares:

    • Her personal journey into coaching and how staying authentic built her business
    • How to reframe your mindset to build trust instead of tension
    • The simple 3-step structure that turns everyday conversations into client opportunities
    • How self-development strengthens your ability to lead and coach
    • The power of networking with focus—and how to do it without overwhelm

    Whether you're a founder, coach, or consultant looking to connect with more clients while staying true to who you are, this episode is packed with practical takeaways you can use right now.

    🎙 Guest: Shawn Bearman
    Email: shawn@ineedcoaching.com
    Website: World Referral Network
    LinkedIn: Shawn Bearman

    Special thanks to our supporters:

    • Carl Richards from Podcast Solutions Made Simple
    • Fred Crouch from the Property Wizard Podcast
    • Jovan Strika from @Hive coworking
    • Melanie Webber, our invaluable business partner
    • Wayne Pratt from Motive8U Inc, who also co-hosts this podcast

    🎧 Hosts:

    • Bernie Franzgrote
    • Wayne Pratt

    SPONSORS
    💼 Business Tools & Communities That Help SMBs Grow
    We may earn a small commission—at no cost to you—when you click these links. Supporting them helps support the show!

    • Freshly Brewed Coaching
      Brew insight, not just espresso. Get coaching clarity from Wayne Pratt & Matt Hawksley.
      👉 freshlybrewedcoaching.com/home
    • @Hive Coworking & Networking Space
      Real-world connections. Real support. Perfect for freelancers and business owners.
      👉 tinyurl.com/4dmcxah8
    • Property Wizard Podcast
      Real estate investing tips made simple by Fred Crouch.
      👉 tinyurl.com/3psh5bdk


    📬 Contact Us:

    We’d love to hear from you!
    Email your questions, insights, or just say hello to: info@kreativinsight.com
    Or visit us at: https://knack4business.com

    Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.

    It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.

    It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.

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    37 mins
  • What Every Founder Needs to Know Before It's Too Late
    Sep 5 2025
    Gerry Lalonde of X-Roads Technology Partners joins hosts Bernie Franzgrote and Wayne Pratt to explore what most founders overlook—until it's too late. From preparing for IPOs and private placements to building leadership teams and managing exits, Gerry shares key strategies for founders at every stage. Learn how to recognize your company's true health, embrace future-focused thinking, and plan for success even in uncertainty. Don’t miss the wisdom—and surprises—in this candid conversation. The problem this episode solves:Most business owners wait too long to plan their exit or prepare for unexpected events. This episode shows how to avoid that. What if everything you built could unravel—because you weren’t prepared?That’s the hard truth many founders face. In this episode of Knack 4 Business, we sit down with Gerry Lalonde, founder of X-Roads Technology Partners, to talk about what every founder needs to know before it’s too late.Gerry has spent decades helping business owners grow strategically, build high-performance leadership teams, and prepare their companies for sustainable success—even when facing IPOs, private placements, or the reality of handing over the reins.This isn’t just theory. Gerry shares real-world examples, hard-won lessons, and a mindset shift every founder needs: Start with the end in mind. Whether you're bootstrapping or scaling, this episode will inspire you to lead with clarity and prepare with confidence. 🎧 Watch now on YouTube:👉 Watch the full episode 🔍 Key Topics Covered:Why most founders plan too late—and how to fix itBuilding leadership teams that lastCreating exit strategies that don’t destroy valueIPOs and private placements—what founders should knowThe evolving landscape of business ownershipHow to mentally prepare for letting goStrategic planning that starts nowLearning to lead yourself before leading others 🙌 Special Thanks To Our Supporters:🎙️ Carl Richards from Podcast Solutions Made Simple🏘️ Fred Crouch from The Property Wizard Podcast🌐 Jovan Strika from @Hive Co-Working👩‍💼 Melanie Webber – business partner and strategic powerhouse💼 Wayne Pratt from Motive8U Inc., podcast co-host and business coach 🎤 Meet the Hosts:Bernie FranzgroteWayne Pratt 🔗 Guest Links & Resources:📧 Email: glalonde@xrtp.com🌐 Website: https://www.xrtp.com🔗 LinkedIn: Gerry Lalonde📘 Book: ChatGPT for Beginner Seniors – Where Wisdom Meets Artificial Intelligence 💼 Sponsor Highlights:1. Freshly Brewed Coaching🧠 Brew insight, not just espresso. Created by Wayne Pratt and Matt Hawksley, this coaching platform offers powerful clarity for professionals on the rise.👉 freshlybrewedcoaching.com2. Property Wizard Podcast🏘️ Learn how to invest with confidence and simplicity. Hosted by Fred Crouch.👉 Listen Here3. East Trade Winds Networking🤝 Connect with serious professionals, for free.👉 Register for Free 💬 We Want to Hear from You!What did you take away from this episode?💌 Email us at info@kreativinsight.com 🌐 Visit us at knack4business.com🎧 Catch up on all our past episodes:👉 Browse Episodes Disclaimer: Please note that the Knack 4 Business podcast episodes are meant solely for educational and general informational purposes. The information and opinions contained within are not intended to be professional advice on any subject matter. The thoughts, views, and opinions expressed by the participants are their own beliefs and do not represent the views of the podcast hosts or any affiliated organizations.It is important to note that this podcast is not a replacement for consulting with certified experts in your area who possess knowledge of your unique situation. The hosts of the podcast, along with any participants or affiliated groups, do not take responsibility for any actions taken or not taken based on the information presented in this episode.It is highly recommended that individuals seek guidance from their advisors in fields such as accounting, law, or other pertinent areas prior to undertaking any actions or making decisions that may impact their financial, legal, or other aspects of life.
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    38 mins