Episodes

  • 732 Alyce bought her third property by 28
    Aug 19 2025

    In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28, she’d bought her first home, upsized to a dream lifestyle property with her partner, and added an investment to the mix. Alyce’s story shows how compromise, strategy and a dash of boldness can fast-track your goals. Alyce shares:


    👉🏾 why her first home was not what she had planned

    👉🏿 turning a starter home into an investment

    👉🏻 selling two properties to land her dream farm

    👉 how off-market deals can give you an edge

    👉🏽 plus easy ways to boost your sale price


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    21 mins
  • 731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more
    Aug 12 2025

    In today's Q&A John and Rach tackle some great questions around:


    👉🏾 property type vs location for wealth creation

    👉🏿 sell or rent out my Brissy apartment?

    👉🏻 invest in property or pay off the mortgage?

    👉 invest in third investment property or shares?

    👉🏼 how do people fund and service multiple properties?


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    44 mins
  • 730 love, property and prenups/BFAs (a chat with a family lawyer)
    Aug 5 2025

    When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachelle to unpack how to protect your property and finances in a relationship. They cover:


    👉🏿 the best time to seek advice from a family lawyer

    👉 what to document before moving in together

    👉🏽 conversations that are good to have early in your relationship

    👉🏾 who binding financial agreements may suit

    👉🏿 why BFAs they aren't always airtight

    👉🏽 what happens if you separate?

    👉🏻 how the law treats short vs long relationships

    👉 how much a BFA roughly costs


    Learn more or get in touch with Kate here: https://orbellfamilylawyers.com.au/


    Watch this episode on Youtube: https://youtu.be/AbS_j_MQX8k


    We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    48 mins
  • 729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)
    Jul 29 2025

    In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of experience and over 500 flips under his belt, Brandon breaks down how he finds deals, funds renovations, and builds wealth in a market that operates very differently to ours. They chat about:


    👉🏾 how flipping works in the US (and why it’s more common)

    👉🏿 the 3-step method: find, fund, flip

    👉🏻 how 12–14% interest rates still make sense for flippers

    👉 cash flow vs capital growth: which one Americans chase

    👉🏼 what Aussie investors can learn from the US model


    Watch this episode on YouTube here: https://youtu.be/Nc9XlgX6LHw


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    55 mins
  • 728 state-by-state tenancy law changes, rent caps, eviction rules + more
    Jul 22 2025

    In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates is crucial, whether you're a tenant or landlord!


    Support adults and kids impacted by domestic violence: https://www.friendswithdignity.org.au/

    📘 Sort Your Property Out & Build Your Future: https://www.moneypodcast.com.au/resources#books

    Book a clarity call with John Pidgeon or learn more about his BA service: https://www.envisageproperty.com.au/

    Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast.


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    52 mins
  • 727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more
    Jul 15 2025

    We asked what you wanted to know and you delivered. John and Rachelle answer your questions:


    👉🏾 why don’t some banks pass on rate cuts?

    👉🏿 can you use 100% equity to purchase an investment?

    👉🏻 are there still neutrally and positively geared properties in this market?

    👉 how much growth is enough to consider selling a property?

    👉🏼 apartment vs townhouse in Sydney for PPOR

    👉🏽 regional locations to purchase an investment for $450-700k?

    👉🏾 borrowing 100% for a new PPOR - good or bad?

    👉🏿 should I prioritise short-term buying opportunities vs sticking to a long-term strategy

    👉🏻 sellers agents - what are they and are they worth it?

    👉 can self-funded retirees still get a mortgage?


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    40 mins
  • 726 building a $3m property portfolio in 4 years (Eloise & Liam's story)
    Jul 8 2025

    Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years. In this episode, Eloise shares the practical steps they took to get started, build momentum and make strategic decisions along the way with the long term goal of financial freedom. From using her finance background to assess borrowing capacity and equity, to teaming up with a buyer’s agent and locking in fixed rates at the right time, she breaks down exactly how they did it, touching on:


    👉🏽 saving and mindset from a young age

    👉🏼 how working at a bank gave her a head start

    👉🏾 buying two properties within two months

    👉 the numbers behind their $280k equity release

    👉🏿 why they held for 3 years and then bought again

    👉🏽 the role of a broker and buyer’s agent in their success

    👉🏼 lessons learned (and what they’d do differently)


    Learn more about John's buyer's agency service: https://www.envisageproperty.com.au/


    Need clarity on your property situation? Book a clarity call with John: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    46 mins
  • 725 building a new home: what you need to know
    Jul 1 2025

    Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to unpack all the hidden costs, traps in building tenders and all the ways to avoid making costly mistakes. They cover:


    👉🏾 why display home fittings often aren’t included

    👉🏽 why you should be wary of builder discounts and gifts

    👉🏿 what a building tender is and what to check

    👉🏻 the difference between turnkey and non-turnkey builds

    👉 red flags in knockdown rebuilds

    👉🏼 the real cost to build in 2025


    Learn more about Carnelian Projects here: https://www.carnelianprojects.com.au/


    Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au


    Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

    Hosted on Acast. See acast.com/privacy for more information.

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    32 mins