What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can better understand each other’s financial mindset, and how to make progress without dragging anyone kicking and screaming. They talk about:

👉🏼 the importance of timing and delivery when talking about money goals

👉🏿 why shared end goals matter more than shared bank accounts

👉 practical ways to move forward when you're not financially aligned

👉🏽 how real couples have overcome financial friction

this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au

Grab a copy of John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

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Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on:

👉🏽 how much repayments could drop with more cuts

👉🏿 the mental shift of feeling “richer” and its risks

👉 when it does make sense to sell an investment property

👉🏼 why some investors are holding tight (and why some aren’t)

👉🏽 how much your borrowing power may increase per rate cut

👉🏾 a warning about fixing your loan right now

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift Accounting to run through her top tax tips, common mistakes to avoid, and the smartest ways to reduce holding costs, boost deductions, and time your sales for maximum benefit. They touch on:

👉 top tax tips for property investors

👉🏽 how to reduce the real cost of holding property

👉🏼 the benefit of a depreciation schedule

👉🏾 PAYG variations, prepaying interest & timing sales

👉🏿 what to know before refinancing, redrawing or selling

👉🏻 structure chat: trust vs personal name vs SMSF

Download the free resources for this episode at https://liftaccounting.au/podcast-pack

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.