In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about:

👉🏼 buying a unit in a metro area vs house regionally

👉🏽 considerations for buying regionally

👉🏾 buying an IP with equity without involving your partner

👉🏿 optimising loan structure to make the cost to hold easier

👉🏻 accessing and using equity for a reno

👉 is serviceability for an IP different from a PPOR?

👉🏼 debt recycling explained

👉🏽 do a major reno on PPOR or smaller reno to afford IP

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Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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