On this episode of Wealth Made Simple, Karlton Dennis sits down with Spencer, the entrepreneur shaking up life insurance—and yes, the guy who took a sledgehammer to his own Lamborghini Aventador in downtown Miami to spark massive attention. We break down the method behind the madness, how stunts translate into qualified recruiting conversations, and why audience curiosity fuels team growth and revenue.

You’ll learn the real playbook behind building a scalable agency: free union-provided leads, simple scripts, and culture-driven training that turns new agents into consistent closers. Spencer shares the math on commissions and bonuses, how to choose the right upline, and a simple explanation of whole life vs term that actually makes sense. We also dig into discipline, gym-built mindset, and the systems required to onboard 1,000+ reps a week—plus his next move into info products to impact sellers in any industry. Subscribe for more conversations that blend sales, marketing, and money moves—then drop a comment with your biggest takeaway and watch the next episode for deeper strategy.

In this episode of Wealth Made Simple, Karlton Dennis sits down with Jason Wojo, a digital entrepreneur who built a thriving marketing agency by mastering the art of low-ticket funnels. Jason shares how he went from struggling to find clients to creating a predictable system that turned a simple front-end offer into the foundation for long-term agency growth.

He opens up about the early challenges of selling services in a crowded market, the pivotal decision to shift into low-ticket funnels, and the lessons learned while scaling his digital marketing business. What started as a straightforward experiment became a proven process for attracting the right audience, building trust quickly, and converting small offers into high-value client relationships.

This conversation goes beyond funnels and dives into the mindset, strategy, and execution needed to stand out in today’s digital landscape. Jason breaks down how entrepreneurs can use low-ticket funnels not just to generate leads, but to establish authority, create consistent revenue, and scale a sustainable agency. Whether you’re just starting your journey in digital marketing or looking for a smarter client acquisition model, this episode is packed with actionable insights you won’t want to miss.

In this episode of Wealth Made Simple, host Karlton Dennis sits down with real estate investor and entrepreneur Josh Villareal to explore his incredible journey from military service to building a seven-figure coaching business. Josh shares how a chance Instagram DM sparked a deep friendship with Karlton, and how their early morning workouts became business masterminds in the steam room. He opens up about his humble beginnings, enlisting in the military at 17, and hustling through multiple business ventures—including marketing and dropshipping — before discovering his true calling in real estate.

Josh reveals how he leveraged his VA loan benefits to buy his first property with $0 down, turning a duplex into a co-living space that now cash flows over $2,000 a month — while he lives there for free. He breaks down the co-living strategy, the renovation process, and how he used credit cards and family support to make the deal happen. The conversation dives into financial literacy within the military, why so many veterans overlook the VA loan opportunity, and how Josh is now on a mission to educate others through his fast-growing coaching program, which has helped hundreds of service members become real estate investors.

The episode wraps with a candid discussion about entrepreneurship, mindset, and marketing. Josh and Karlton reflect on the power of discomfort, the importance of mentorship, and the lessons that come from failure and persistence. Whether you’re in the military, an aspiring real estate investor, or building your own business, this conversation is packed with actionable insights, heartfelt moments, and the kind of wisdom that only comes from experience.

In this episode of Wealth Made Simple, Karlton Dennis sits down with Jermaine Jones, a self-made entrepreneur who built a multi-million-dollar tax business from the ground up — starting with nothing but a hotel room, two laptops, and a relentless drive to change his life. Jermaine opens up about his humble beginnings growing up in Orlando, the challenges he faced as a young father, and how he went from being unemployed and nearly homeless to running 28 tax offices across six states.

Jermaine shares the pivotal moment that pushed him out of corporate America and into entrepreneurship — when he discovered the potential of the tax industry through a chance conversation. What began as a desperate leap of faith became a structured, community-driven business model that thrives without traditional advertising, relying instead on grassroots marketing, local relationships, and a focus on accessibility and trust. His story is not just about making money, but about reclaiming time, creating opportunities for others, and redefining what’s possible with limited resources.

The conversation goes beyond business success and dives into the emotional and mental toll of rapid growth, financial freedom, and facing inner demons. Jermaine talks candidly about overcoming depression, battling alcoholism, and ultimately emerging stronger, with a renewed purpose to help others find financial independence. Whether you're looking for inspiration, practical advice, or proof that you can start where you are, this episode delivers a raw and honest roadmap to building wealth on your own terms.

In this episode of Wealth Made Simple, Karlton Dennis sits down with Vincent Fischer, a young entrepreneur who went from high school dropout to multi-six-figure business owner by building his fitness brand and mastering online marketing. Vincent shares how discovering Karlton’s early videos on taxes and wealth strategies helped shape his own journey toward success, and the two dive into the importance of communication, branding, and mindset in building a powerful online presence.

Karlton breaks down essential tax strategies for business owners, emphasizing the distinction between W-2 earners and entrepreneurs in how income is taxed. He offers practical advice on when to consider forming an LLC or S-Corp, the power of leveraging business expenses, and how high-income individuals can use tools like oil and gas investments, real estate, and private family foundations to dramatically reduce their tax liabilities. He also shares insights into legal "loopholes" that are designed to reward entrepreneurship, wealth creation, and reinvestment — offering clarity to listeners who may be overwhelmed or misinformed about what’s possible.

Beyond the financial strategies, the episode focuses heavily on mindset. Vincent and Karlton discuss how belief systems, often inherited from family or societal norms, can chain people to poverty. They advocate for adopting a "rich mindset," where challenges are met with solutions and setbacks become opportunities for growth. Through stories of overcoming doubt, building high-performing teams, and "crowning yourself" as a leader in your industry, this episode is both a masterclass in tax efficiency and an inspiring call to action for young entrepreneurs to own their voice, value, and vision.

In this powerful episode of Wealth Made Simple, Karlton Dennis sits down with real estate developer and entrepreneur Eric Crutchfield, whose journey from prison to building an eight-figure development business is nothing short of remarkable. Eric opens up about his past, including serving seven years of a 10-year prison sentence for manslaughter, and how a single Tony Robbins book sparked a total transformation. His story is one of redemption, personal growth, and the relentless pursuit of a better life through real estate.

Eric shares how he transitioned from flipping homes to spearheading multi-million dollar development projects, and the discipline it took to reinvest every dollar of his first $53,000 profit instead of spending it. The conversation dives deep into the mechanics of real estate development, risk-taking, delayed gratification, and the mindset required to go from rock bottom to building generational wealth. He also explains how he structures deals, raises capital, and mentors others—many of whom come from similarly difficult pasts.

More than a story about business, this episode is about resilience, purpose, and the power of vision. Whether you're starting from scratch or looking to scale, Eric's journey will inspire you to bet on yourself, stay disciplined, and create your own opportunities. Don’t miss this candid and motivating conversation packed with real-world advice and entrepreneurial wisdom.

In this episode of Wealth Made Simple, Karlton Dennis sits down with former NFL linebacker and first-round draft pick Larry English to unpack a remarkable journey to professional athlete and successful entrepreneur. Larry shares how his early vision for greatness, supported by a strong family foundation, helped him avoid common pitfalls and commit fully to his goals — ultimately becoming the first-ever first-round pick out of Northern Illinois University.

But Larry's story doesn't stop at the NFL. He opens up about the mindset shift required to transition from football into business and the personal health awakening that inspired him to pursue a life of high performance and purpose. From overcoming post-career health concerns to building a cutting-edge health optimization ecosystem, Larry breaks down how performance health, neurofeedback, and functional medicine have become the secret weapons in his entrepreneurial playbook.

The conversation also dives into money management, entrepreneurship, marriage, and fatherhood — with Larry offering lessons learned from both wins and setbacks. Whether you're building a business, pursuing peak performance, or looking for inspiration to live a more intentional life, this episode is packed with wisdom, candor, and practical insights from a man who’s done the work on and off the field.