On this episode of Wealth Made Simple, Karlton Dennis sits down with Spencer, the entrepreneur shaking up life insurance—and yes, the guy who took a sledgehammer to his own Lamborghini Aventador in downtown Miami to spark massive attention. We break down the method behind the madness, how stunts translate into qualified recruiting conversations, and why audience curiosity fuels team growth and revenue.

You’ll learn the real playbook behind building a scalable agency: free union-provided leads, simple scripts, and culture-driven training that turns new agents into consistent closers. Spencer shares the math on commissions and bonuses, how to choose the right upline, and a simple explanation of whole life vs term that actually makes sense. We also dig into discipline, gym-built mindset, and the systems required to onboard 1,000+ reps a week—plus his next move into info products to impact sellers in any industry. Subscribe for more conversations that blend sales, marketing, and money moves—then drop a comment with your biggest takeaway and watch the next episode for deeper strategy.

In this episode of Wealth Made Simple, Karlton Dennis sits down with Jason Wojo, a digital entrepreneur who built a thriving marketing agency by mastering the art of low-ticket funnels. Jason shares how he went from struggling to find clients to creating a predictable system that turned a simple front-end offer into the foundation for long-term agency growth.

He opens up about the early challenges of selling services in a crowded market, the pivotal decision to shift into low-ticket funnels, and the lessons learned while scaling his digital marketing business. What started as a straightforward experiment became a proven process for attracting the right audience, building trust quickly, and converting small offers into high-value client relationships.

This conversation goes beyond funnels and dives into the mindset, strategy, and execution needed to stand out in today’s digital landscape. Jason breaks down how entrepreneurs can use low-ticket funnels not just to generate leads, but to establish authority, create consistent revenue, and scale a sustainable agency. Whether you’re just starting your journey in digital marketing or looking for a smarter client acquisition model, this episode is packed with actionable insights you won’t want to miss.

In this episode of Wealth Made Simple, host Karlton Dennis sits down with real estate investor and entrepreneur Josh Villareal to explore his incredible journey from military service to building a seven-figure coaching business. Josh shares how a chance Instagram DM sparked a deep friendship with Karlton, and how their early morning workouts became business masterminds in the steam room. He opens up about his humble beginnings, enlisting in the military at 17, and hustling through multiple business ventures—including marketing and dropshipping — before discovering his true calling in real estate.

Josh reveals how he leveraged his VA loan benefits to buy his first property with $0 down, turning a duplex into a co-living space that now cash flows over $2,000 a month — while he lives there for free. He breaks down the co-living strategy, the renovation process, and how he used credit cards and family support to make the deal happen. The conversation dives into financial literacy within the military, why so many veterans overlook the VA loan opportunity, and how Josh is now on a mission to educate others through his fast-growing coaching program, which has helped hundreds of service members become real estate investors.

The episode wraps with a candid discussion about entrepreneurship, mindset, and marketing. Josh and Karlton reflect on the power of discomfort, the importance of mentorship, and the lessons that come from failure and persistence. Whether you’re in the military, an aspiring real estate investor, or building your own business, this conversation is packed with actionable insights, heartfelt moments, and the kind of wisdom that only comes from experience.