• Debt as a Weapon or a Trap – How Exxon Used Low Leverage as Power
    Aug 22 2025

    Key Takeaways:

    1. Use debt wisely: John D. Rockefeller showed that debt can be a powerful tool if managed with discipline, turning it into an advantage instead of a burden.
    2. Balance optimism with caution: Business owners should stay hopeful but also careful in their financial planning to survive economic downturns.
    3. Debt and equity bring similar pressures: Even though they’re different, both require business owners to deliver returns.
    4. Stay disciplined with money: Keep a financial cushion for hard times while still investing in marketing and growth.
    5. Pay yourself fairly: Making sure you earn enough as a business owner protects your personal finances and helps with taxes and retirement planning.

    Chapters:

    Timestamp Summary

    0:00 Debt as a Weapon or Trap in Modern Society

    1:15 Debt as a Weapon or Trap in Business Strategy

    5:14 Balancing Optimism and Financial Discipline in Business Ventures

    9:06 Importance of Paying Yourself a Salary for Long-Term Benefits

    9:10 Strategic Marketing and Financial Discipline in Business Management

    13:36 Consult Advisors Before Investment Decisions Due to Associated Risks

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

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    Follow Phillip Washington, Jr. on Instagram (@askphillip)

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    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

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    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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    14 mins
  • This One Chart Explains the Next 10 Years in Stocks
    Aug 20 2025

    Key Takeaways:

    1. Manipulators shape the story: Some people try to control what others focus on to influence how they think and invest.
    2. Gold is a steady way to measure value: Unlike the dollar, which loses value over time, gold stays more stable and reliable.
    3. Gold vs. the S&P 500 shows the real picture: Comparing the stock market to gold can give a clearer view of how well it’s really doing, since the dollar can be misleading.
    4. History shows the risks of leaving gold behind: In times like the 1970s and early 2000s, moving away from gold and using paper money (fiat currency) caused big changes in the economy.
    5. Follow economic cycles for better investing: Investors who understand the ups and downs of the economy can make smarter choices by adjusting their strategies to match the natural flow of the market.

    Chapters: Timestamp Summary

    0:00 Understanding Market Manipulation and Gold’s Role in Investment

    9:18 The Impact of Gold on S&P 500 Valuation

    14:45 Broadening Financial Perspectives Beyond Dollar-Centric Views

    16:12 Understanding Wealth Cycles Through Gold and Bitcoin Valuation

    25:21 Demystifying Economics and Financial Strategies for Everyday People

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    26 mins
  • The Discipline Behind the Curtain – Spending Smart in a Boom-and-Bust World
    Aug 15 2025

    Key Takeaways:

    1. Be disciplined with money: Like Exxon’s example, managing cash wisely and planning investments with the long term in mind can lead to lasting success.
    2. Startups need smart strategies in tough times: In uncertain economies, controlling cash flow and growing at the right pace are key to survival.
    3. Test the market first: Before spending a lot, startups should make a simple version of their product to see if people actually want it.
    4. Stay clear and focused: Having a clear purpose helps guide business decisions and keeps the company on track toward its main goals.
    5. Use advisor guidance: Work with mentors and advisors for valuable insights, instead of hiring a big team right away.

    Chapters:

    Timestamp Summary

    0:00 Building a Balance Sheet Fortress for Small Businesses

    3:35 Discipline and Financial Strategy in Uncertain Economic Times

    5:56 Strategies for Startups and Investment Decision-Making

    10:49 Aligning Business Investments With Purpose and Vision

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    14 mins
  • A Guide to Unlocking Your Financial Genius
    Aug 13 2025

    Key Takeaways:

    • Emotional Mastery in Investing: Learning to stay calm and manage your emotions can help you make smarter investment choices—like how anime heroes learn to control powerful energy.
    • Flow-Based Intelligence: Being smart isn’t just about knowing facts—it’s about staying flexible and using your emotions to help make good decisions.
    • Curiosity Over Fear: When you stay curious instead of afraid, you’re more likely to find great investment opportunities that fear might make you overlook.
    • Loving the Process: When you enjoy the process of learning and growing through investing, that experience can be even more valuable than just making money.
    • Balancing Financial and Emotional States: Real financial freedom comes when you feel good inside and keep a positive mindset, not just when you have money.

    Chapters:

    Timestamp Summary

    0:00 Emotional Mastery and Flow in Successful Investing

    8:27 Rethinking Money: Scarcity, Emotion, and Evolving Value

    11:41 Embracing Emotions by Moving With Them Like Swimming

    13:07 Emotional Reactions and Investment Decisions in Cryptocurrency

    17:19 Embracing Emotions and Finding Happiness Within

    23:46 Finding Contentment and Emotional Regulation in Financial Decisions

    27:04 Achieving Financial Success Through Emotional Harmony

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    28 mins
  • Anchoring Your Money in Value Across Time
    Aug 6 2025

    Key Takeaways:

    • Anchor money to something solid: It's important to base our money system on something lasting, like gold or Bitcoin, instead of man-made systems that can be unstable.
    • Measure value in gold, not dollars: When you measure the value of things in gold instead of dollars, it gives a clearer picture and helps you avoid being misled by government money policies.
    • Rethink traditional investments: Traditional investments like real estate might not do as well when you compare them to gold. That’s why it may be smart to include digital money like Bitcoin in your plan.
    • Adjust financial strategies over time: You should think about adjusting your financial strategies—like refinancing—by looking at how power and money have shifted around the world over time.
    • Use long-term thinking in life: Try using “time anchoring,” or thinking long-term, not just with money but in all areas of life. It helps you make better choices with more confidence.

    Chapters:

    Timestamp Summary

    0:00 Anchoring Financial Systems to Natural Law for Stability

    6:18 Gold as a Stable Measure Against Manipulated Financial Metrics

    14:56 Refinancing and Investing in Bitcoin for Future Gains

    17:54 Harnessing Emotional States to Shape Reality and Achieve Goals

    22:30 Balancing Mind and Spirit for Financial and Personal Growth

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    26 mins
  • Build a Stronger Business: Financial Steps for the Future
    Aug 1 2025

    Key Takeaways:

    1. Investment Preparation: Before spending a lot of money on your business, make sure you can afford it and that it fits with your overall goals.
    2. Banker Readiness: If you want a loan, keep your financial records up to date and understand what banks look at—like how much profit you make and how much cash you have compared to debt.
    3. Tax Planning: Plan ahead for taxes so you’re not surprised when it’s time to pay.
    4. Use Financial Tools: Learn how to read and use your financial statements (like income statement, balance sheet, and cash flow statement) to make smart business choices.
    5. Know Your Financial Responsibilities: Be clear about where your money is kept and any legal rules or promises tied to it.

    Chapters:

    Timestamp Summary

    1:58 Key Considerations for Business Investments and Bank Loans

    5:48 Reforming Banking Systems for Better Business Growth

    8:00 Considerations for Business Loans and Tax Deductible Interest

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    11 mins
  • West African Wisdom About Money For The Modern Age
    Jul 30 2025

    Key Takeaways:

    1. Ancient Wisdom: Old stories, like the tale of Anansi the spider, still teach us about power, trust, and how those ideas show up in today’s money systems.
    2. Gold and Natural Law: Gold has long been trusted as money because it’s rare and takes a lot of work (energy) to dig out of the ground.
    3. Power of Central Banks: When central banks like the Bank of England and the U.S. Federal Reserve were created, they gained control over money. But this also led to more inflation and higher taxes.
    4. Bitcoin as the Modern Story: Bitcoin is like a new version of the Anansi story—it breaks the old system and offers a new kind of money that is limited and not controlled by any one group.
    5. Building a Better Financial Future: Many people believe the future of money will rely on things that can’t be easily changed—like gold and Bitcoin—to give more people control and spread wealth more fairly.

    Chapters:

    Timestamp Summary

    0:00 The Evolution of Banking and the Role of Anansi

    8:56 Central Banks, War Financing, and Economic Consequences

    13:50 The Impact of Mood on Perception and Spiritual Alignment

    15:22 Bitcoin's Role in Rebuilding a Trustworthy Financial System

    23:11 Embodying Wealth and Helping Others When They're Ready

    Powered by Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

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    25 mins
  • Borrowing Money for Business: What You Need to Know
    Jul 25 2025

    Key Takeaways:

    1. Balance Borrowing and Your Own Money: Use a healthy mix of loan money and your own savings. This helps you stay in control of your business and reach your goals.
    2. Be Smart with Your Budget: Long-term success means being careful with spending and planning where your money goes—not just chasing quick profits.
    3. Think About Risks and Rewards: Before making big decisions, look at both the possible benefits and the risks. This helps protect your business from future problems.
    4. Know How Much You Can Pay Back: Don’t borrow more than your business can handle. Make sure you can repay loans without hurting your business later.
    5. Spend to Grow, Not Just to Save: Making money isn’t only about cutting costs. Spending wisely—like on marketing—can help your business grow, even during slow times.

    Chapters:

    Timestamp Summary

    0:00 Balancing Borrowing and Personal Funds in Business Growth

    1:30 Balancing Borrowed and Personal Funds in Business Ventures

    4:05 Managing Cash Flow and Inventory for Holiday Sales

    4:25 Balancing High Returns and Downside Risk in Business Decisions

    5:53 Building a Business Without Relying on Venture Capital

    6:59 Financial Discipline and Strategies for Business Success

    Powered by ReiffMartin CPA and Stone Hill Wealth Management

    Social Media Handles

    Follow Phillip Washington, Jr. on Instagram (@askphillip)

    Subscribe to Wealth Building Made Simple newsletter

    https://www.wealthbuildingmadesimple.us/

    Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!

    WBMS Premium Subscription

    Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

    Show More Show Less
    10 mins