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The Smart Investor Show

The Smart Investor Show

By: Julian Khursigara
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 The Smart Investor Show is here to help you make better, smarter decisions when it comes to investing in property—especially in the ever-changing Australian market. Whether you're just getting started or already building a solid portfolio, this podcast gives you practical tips, expert advice, and real-world insights to help you stay ahead. We chat with buyer’s agents, mortgage brokers, developers, economists, and seasoned investors to bring you the tactics, trends, and stories that actually make a difference. We keep things clear, down-to-earth, and focused on what really matters—finding great opportunities, avoiding costly mistakes, and building long-term wealth through property. If you're keen to invest with confidence and get a better handle on the market, you’re in the right place.2025 The Smart Investor Show Economics Personal Finance
Episodes
  • Finance Is a Game of Structure with Kat Stephens

    Finance Is a Game of Structure with Kat Stephens
    Jul 17 2025
    In this episode of The Smart Investor Show, Julian is joined by finance strategist and Entourage Finance broker Katherine Stephens. With over a decade in banking, commercial lending, and now broking, Kat shares how she helps clients go beyond a transaction to build real financial strategy.From leveraging equity the smart way, to structuring for long-term growth, and avoiding pre-approval traps, Kat reveals the common mistakes buyers make — and how to avoid them. They also deep-dive into SMSF borrowing, the power of pre-planning, and how working with the right team (accountant, buyer’s agent, broker, and solicitor) is the secret weapon of top investors.(04:00) Breaking into commercial banking and working with high-net clients(06:00) Why she moved from banking to broking(08:00) The big difference a broker can make(10:00) Why broking allows true long-term client relationships(11:00) How Kat preps clients for strategy, not just loans(13:00) Building a team around your finance plan(14:00) The trust trap: why BBQ advice costs real money(15:00) Why fully assessed pre-approvals matter(16:30) The hidden risks of computer-generated approvals(18:00) Business owners and finance — what’s changed?(20:00) SMSF lending: boom, trends, and what’s possible(22:30) What minimum balance do you really need for SMSF property?(25:00) Common SMSF mistakes: equity access, off-the-plan traps(27:00) Why “trusted” advisers still get it wrong(28:30) Cashflow errors that could’ve been avoided(30:00) Staying across government grants and schemes(32:00) Rentvesting is back — and it’s smarter than ever(34:30) Real growth vs. emotional buying(36:00) Case study: how a client went from one to two properties fast(37:00) Where investors are buying in 2024(39:00) Why most investors stall after property #1(40:00) How to unlock and leverage equity(42:00) Structuring for growth: trusts, names, and the ATO(44:00) The reality of owning 10+ properties(45:00) Mindset, maintenance, and managing expectations(46:00) Knowing your comfort zone and cashflow limits(47:00) Final thoughts: plan early, build your finance teamAbout Kat:Kathryn Stephens is Finance Broker at Entourage Finance based in Cremorne, Victoria. Kathryn has over 9 years of experience in the financial services industry. Prior to joining Entourage Finance, Kathryn held various roles within the financial services industry, including analyst and relationship executive roles at CBA. She worked at the Australian Lending & Investment Centre for 2 years gaining her experience around strategy and structure for her clients. In her current position, she is responsible for providing ethical lending solutions to clients across diverse industries, helping them to build their wealth.On a day-to-day basis, Kathryn meets with clients, helps them make informed financial decisions, and provides them with personalised advice and guidance. She takes a holistic approach to her work, leveraging her experience in retail, corporate, commercial, and premier banking to provide tailored solutions that meet her clients’ specific needs. What sets her apart from her peers is her commitment to building long-term relationships with her clients, with the goal of enabling them to eventually work because they want to, not because they have to.Kathryn is a certified MFAA and AFCA member, with a Certificate IV in Banking and Finance and a Bachelor of Business and Finance, giving her the qualifications and experience to provide exceptional service to her clients. Positive results in her role are measured through happy client feedback and referrals via word of mouth.Connect with Kat:Visit the website: https://entourage.com.au/about/Follow Kat on LinkedIn: Follow Kat on Instagram: https://www.instagram.com/entourage_au?igsh=NTI4Mm5sNm5vM24yFollow Kat on Facebook About Julian:Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards.As host of The Smart Investor Show, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time. Connect with Julian:Visit the ...
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    48 mins
  • Contracts, Conflicts and Property Law with Kaveer Soni

    Contracts, Conflicts and Property Law with Kaveer Soni
    Jul 3 2025
    In this episode of The Smart Investor Show, Julian is joined by Kaveer Soni, commercial lawyer and founder of Soni Legal. With legal experience spanning South Africa and Australia, Kaveer breaks down how investors can protect themselves in an increasingly complex property market.From risky house-and-land packages and joint ventures with family or friends, to trust structures, asset protection, and commercial property traps—this episode is a legal reality check for every investor.Kaveer shares his personal investment journey, the pros and cons of buying property with others, and the one thing you must do before signing a contract. If you're buying property, especially off-the-plan or with others, this is essential listening. Legal protection isn't just for worst-case scenarios—it's how smart investors plan for success. (00:00) Buyers caught out in shady contracts(01:00) Meet Kaveer Soni: dual-qualified lawyer and investor(02:00) South Africa, the US, and settling in Australia(04:00) How property built the Soni family foundation(06:00) From Johannesburg to Sydney: starting Soni Legal(07:00) The danger of buying property with friends and family(08:30) JV deals: love isn’t always enough(09:00) Legal documents that protect partnerships from breakdown(10:00) Trusts, structures, and asset protection(11:30) Risk profiles: business owners vs PAYG employees(13:00) Why six properties puts you in the 0.2%(14:00) House-and-land packages: contracts you must review(15:30) Developers reselling land and the legal loopholes(16:30) Independent legal advice: the $2,000 mistake that costs $200k(17:30) Social media marketing vs real due diligence(18:30) Why Kaveer uses buyer’s agents for independent guidance(19:00) Commercial property: leases, risks, and red flags(20:30) Final advice: talk to your lawyer before things go wrong About Kaveer:Kaveer Soni is an experienced commercial lawyer with a strong background in insolvency, litigation, and business advisory. Admitted in both South Africa and Australia, he brings over a decade of legal expertise to the table helping businesses navigate growth, manage risk, and resolve complex legal challenges.As the founder of Soni Legal, Kaveer is known for delivering frank, non-judgmental advice and realistic strategies that support his clients’ best interests. His experience spans negotiation, strategic planning, and supporting directors and insolvency practitioners through high-stakes decisions.With active memberships across local and international legal associations, Kaveer’s insights are both globally informed and grounded in practical outcomes.Connect with Kaveer:Visit the website: https://www.soni.legal/Follow Kaveer on LinkedInFollow Soni Legal on LinkedIn Business PageFollow Soni Legal on InstagramFollow Soni Legal on Facebook About Julian:Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards.As host of The Smart Investor Show, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time. Connect with Julian:Visit the website: https://searchpartyproperty.com.au/ Follow Julian on LinkedIn: https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ Follow Julian on Instagram: https://www.instagram.com/juliankhursigara_buyersagent/ Follow Julian on Facebook: https://www.facebook.com/investmentpropertybuyersagent/ Follow Julian on Tiktok: https://www.tiktok.com/@julian_buyersagent Subscribe to Julian Khursigara YouTube Channel: https://www.youtube.com/@juliankhursigara_buyersagent If you’d like a personalised review of your financial situation, help setting clear investment goals, and a data-driven strategy to guide your property journey—including insights into high-growth areas and a roadmap to financial freedom—book a time with Julian here: https://calendly.com/julian_spp/45min DisclaimerThe Smart Investor Show provides general information and commentary about property, finance, and investing. It does not constitute financial, legal, tax, or investment advice tailored to your...
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    22 mins
  • How We Really Think About Property with Evan Lucas

    How We Really Think About Property with Evan Lucas
    Jun 25 2025
    In this episode of The Smart Investor Show, Julian sits down with economic futurist, behavioral finance expert, and bestselling author Evan Lucas. From his unexpected career journey to hard truths about rentvesting, regional trends, and the misunderstood "Bank of Mum and Dad," Evan unpacks how emotions drive our money decisions.They dive into affordability, post-COVID shifts, investing mindsets, and why owning 10 properties might not equal financial freedom. It’s a candid, insightful conversation that blends global insight with real, human behavior. Whether you're a seasoned investor or just money-curious, this episode will challenge how you think about wealth.In this episode of The Smart Investor Show, Julian sits down with economic futurist, behavioral finance expert, and bestselling author Evan Lucas. From his unexpected career journey to hard truths about rentvesting, regional trends, and the misunderstood "Bank of Mum and Dad," Evan unpacks how emotions drive our money decisions.They dive into affordability, post-COVID shifts, investing mindsets, and why owning 10 properties might not equal financial freedom. It’s a candid, insightful conversation that blends global insight with real, human behavior. Whether you're a seasoned investor or just money-curious, this episode will challenge how you think about wealth. [01:00] Introducing Evan Lucas: futurist, author, economic mind[04:00] Evan’s early life, med school dreams & pivot to finance[11:30] Creating your own luck and building momentum[13:30] Property as taboo: Why families don’t talk money[15:00] Evan’s first property purchase – a rare fast-track[18:30] Perth, Brisbane, and why infrastructure still misses the mark[21:00] Should we limit negative gearing?[25:00] Cultural approaches to shared wealth vs Aussie individualism[30:00] Escapism, value, and why lifestyle is trumping location[33:00] Rentvesting: smart strategy or future trap?[35:00] Wealth, autonomy & when to sell investments[41:00] Australia’s domestic focus vs global economic shocks[43:00] COVID’s reminder: don’t ignore the outside world About Evan:Evan Lucas is a behavioural finance expert, economic futurist, and keynote speaker with over 15 years of global experience across Australia, the UK, Singapore, and the Netherlands. He is passionate about helping people understand the psychology behind financial decision-making and how our behaviour not just the numbers shapes our financial outcomes. With a background in macro strategy, portfolio modelling, and market analysis, Evan brings a uniquely human lens to the world of finance. As a trusted voice in media, Evan regularly appears on ABC News, The Project, SBS’s Insight, Sky News, and more, breaking down complex financial themes for everyday Australians. He is also the author of Mind Over Money, a book that explores how emotions and habits influence our money choices. Whether he’s on TV or delivering a workshop, Evan’s mission is simple: make the complex simple, so people can make better choices with their money. Through his keynotes and live events, Evan challenges audiences to rethink their relationship with money, tune into their behaviours, and build stronger financial habits. His dynamic speaking style, rooted in real-world data and behavioural insigh,t educates, energises, and empowers people to take action in an ever-changing economic landscape. Connect with Evan:Visit the website: www.evanlucas.com.auFollow Evan on LinkedInFollow Evan on InstagramSubscribe to Evan's YouTube Channel About Julian:Julian Khursigara is the CEO of Search Party Property, a Sydney-based buyers agency helping busy professionals build sustainable investment portfolios with clarity and confidence. With over two decades in customer experience and loyalty across the Asia-Pacific region, Julian brings a sharp, data-driven lens to property investing. What began as a personal passion quickly became a mission—to close the knowledge gap and empower everyday Australians to invest smarter. In recognition of this impact, Search Party Property was named a Finalist for Buyers Agency of the Year, and Julian a Finalist for Buyers Agent of the Year at the 2025 REB Awards.As host of The Smart Investor Show, Julian draws on his own investing journey and years of strategic insights to demystify property for time-poor professionals. His philosophy is simple: life’s no dress rehearsal, and smart property decisions today create the freedom to choose tomorrow. Through the show, he shares real-world lessons, expert conversations, and proven strategies to help listeners take control of their financial future—one property at a time. Connect with Julian:Visit the website: https://searchpartyproperty.com.au/ Follow Julian on LinkedIn: https://www.linkedin.com/in/buyersagent-sydney-brisbane-melbourne-adelaide-perth/ Follow Julian on Instagram: https://www.instagram.com/juliankhursigara_buyersagent/ Follow Julian on Facebook: https://...
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    44 mins

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