Episodes

  • #Ep. 349: Market Update Jan 2026 – Record $1M Median for Combined Capitals, Supply Shortages Drive Price Growth & RBA Cash Rate Hike Impact

    #Ep. 349: Market Update Jan 2026 – Record $1M Median for Combined Capitals, Supply Shortages Drive Price Growth & RBA Cash Rate Hike Impact
    Feb 16 2026
    🎧 In this month’s Property Trio market update, Cate, Dave and Mike unpack the latest January 2026 monthly market figures.

    Following the recent cash rate increase of 25 basis points, the Trio reflect on the conditions that lead the RBA Board to raise interest rates in Feb. This was after more than six months of rates on hold following early 2025's three sets of cuts. Inflation was the primary driver, but many factors are taken into account. Join the Trio as they discuss the rationale behind the decision, and uncover more detail in the data that's unfolding.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/02/16/ep-349-january-2026-market-update/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
    https://www.propertytrio.com.au/2026/01/19/ep-345-december-2025-market-update/
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    52 mins
  • #348: Debt Recycling Explained - Can Debt Recycling Really Help You Build Wealth Faster?

    #348: Debt Recycling Explained - Can Debt Recycling Really Help You Build Wealth Faster?
    Feb 9 2026
    In this episode, the Property Trio unpack debt recycling in plain English, explaining how it works and why it’s often misunderstood. Cate, Dave and Mike explore tax deductibility, redraw traps and cash flow risks, helping listeners understand when the strategy can add value... and when it may do more harm than good.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/02/09/debt-recycling/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    33 mins
  • #347: 2025 in Review - What We Predicted, What Actually Happened & What’s Next for Property

    #347: 2025 in Review - What We Predicted, What Actually Happened & What’s Next for Property
    Feb 2 2026
    In this episode of The Property Trio Podcast, Dave hosts the annual "How did we go?" predictions episode. The Trio have a bit of fun, going through their 2025 predictions and applying a scorecard for each other's accuracy. Who got it right? What did they get wrong? And what surprises did they miss? Cate, Dave and Mike are open, reflective and honest about how they each fared.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/02/02/2025-predictions-review/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    52 mins
  • #346: Rules for Borrowers - The Real Effects on Borrowing Power & Market Stability

    #346: Rules for Borrowers - The Real Effects on Borrowing Power & Market Stability
    Jan 26 2026
    This episode of The Property Trio Podcast was sparked by a fantastic listener question from Callum. The Trio dive into the mortgage questions borrowers ask every single day – plus a few curveballs that catch even experienced investors off guard.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/26/rules-for-borrowers/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    43 mins
  • #345: Market Update Dec 2025 – Strongest Annual Growth Since 2021, Lower Quartile Markets Outperform and Investor Activity Surges

    #345: Market Update Dec 2025 – Strongest Annual Growth Since 2021, Lower Quartile Markets Outperform and Investor Activity Surges
    Jan 19 2026
    🎧 In this month’s Property Trio market update, Cate, Dave and Mike unpack the latest December monthly market figures.

    Dave points out that we have experienced the highest national growth since 2021, and the Trio break down the star performers for the final month of the year. Adelaide and Perth continued their stellar run for December, yet Melbourne and Sydney marginally slipped back. The trio consider the reasons for this, circling stock levels, auction centric markets and price segmentation. As always in their monthly market updates, they canvas rents, listing numbers, lending data the Westpac Consumer Sentiment figures.

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/19/ep-345-december-2025-market-update/
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    56 mins
  • #344: The Trio’s 2026 Predictions – What’s Next for Interest Rates, Property Supply, Rental Markets and the Risks on the Horizon

    #344: The Trio’s 2026 Predictions – What’s Next for Interest Rates, Property Supply, Rental Markets and the Risks on the Horizon
    Jan 12 2026
    In this episode of The Property Trio Podcast, Dave hosts the annual Predictions episode. Part two of a two-part series, the Trio share their predictions on interest rates, possible threats, government intervention, supply and rental markets!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/12/2026-predictions-part-2/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    58 mins
  • #343: The Trio’s 2026 Predictions – Bold Calls for Price Growth, Top Performing Cities & Investor Momentum

    #343: The Trio’s 2026 Predictions – Bold Calls for Price Growth, Top Performing Cities & Investor Momentum
    Jan 5 2026
    In this episode of The Property Trio Podcast, Dave hosts the annual Predictions episode. Part one of a two-part series, the Trio share their predictions on growth, markets, rents, investor numbers and more. It's one episode that is not to be missed!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2026/01/05/2026-predictions-part-1/

    And... don't forget our LIVE Podcast Event - Thursday 5th March at Latrobe Golf Club - 8 Farm Road, Alphington, VIC.

    You can access tickets Here.
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    44 mins
  • #342: Your Mortgage Strategy Questions Answered – The Smarter Way to Structure Loans and Grow Wealth

    #342: Your Mortgage Strategy Questions Answered – The Smarter Way to Structure Loans and Grow Wealth
    Dec 29 2025
    In this episode of The Property Trio Podcast, Cate hosts a listener questions episode featuring the mortgage questions borrowers ask most often. Inspired by a listener question from Callum, the Trio open the vault on borrowing capacity, rental income treatment, interest-only strategies, and the tax traps that can quietly cost property owners hundreds of thousands over time.

    Wishing our listeners a happy and prosperous 2026!

    The Property Trio is:

    David Johnston, Mortgage Broker - Managing Director of Property Planning Australia https://propertyplanning.com.au/

    Cate Bakos, Buyers Advocate - Managing Director of Cate Bakos Property https://www.catebakos.com.au/

    Mike Mortlock, Quantity Surveyor - Managing Director of MCG Quantity Surveyors https://www.mcgqs.com.au/

    📩 Got a question you want answered in a future episode? Send it through https://www.propertytrio.com.au/contact-us/

    You can find more info about topics covered in today's show here:
    https://www.propertytrio.com.au/2025/12/29/mortgage-strategy-questions-answered/
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    37 mins