In this episode, Priya Malani sits down with Raphael Zagury, former Wall Street executive and founder of one of the world’s largest private Bitcoin mining companies, to strip Bitcoin of hype and look at it through a real investment lens.

They unpack what Bitcoin actually is, why it exists, and how to think about it as an asset — not a gamble. From hard money and inflation to volatility, portfolio construction, and why “zero allocation” is rarely neutral, this is a grounded Bitcoin 101 for people who want clarity.

If you’ve felt like you should understand Bitcoin by now but don’t — this conversation is for you.

Takeaways:

• Bitcoin doesn’t have to be all or nothing — the real decision is position sizing, not belief.
• Choosing zero Bitcoin is still an active portfolio decision, not a neutral one.
• Bitcoin’s volatility reflects how early it is, not that it lacks legitimacy as an asset.
• When sized correctly, Bitcoin behaves like a long-term diversifier, not a short-term trade.
• You don’t need full conviction to participate — disciplined allocation and time do the heavy lifting.

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Guest Bio:

Raphael Zagury has a wealth of experience in leadership, finance, and entrepreneurship. He was the founder and CFO of OpenCo, where he led multiple capital raise rounds, including a Series D with investors such as SoftBank, IFC, and LTS Investments. He also founded One Partners, a boutique investment banking company. Before his entrepreneurial ventures, Raphael built a career on Wall Street, holding senior positions at Deutsche Bank and Merrill Lynch as Managing Director, and at Goldman Sachs as Vice President. An avid Bitcoiner and coder, Raphael has contributed to open-source software and, as CIO at Swan Bitcoin, designed Nakamoto Portfolio, a tool that helped many investors understand how Bitcoin fits into asset allocation. He holds an MBA from Yale University and a Bachelor’s degree in Economics from IBMEC (Brazilian Capital Markets Institute).

Other Links:

Raphael Zagury on X

Raphael Zagury on LinkedIn

White Paper: Bitcoin: A Peer-to-Peer Electronic Cash System

Author: Satoshi Nakamoto

Published: October 31, 2008

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani sits down with Rachel Bowie, Royal Correspondent at PureWow, to unpack a surprising truth: the Royal Family’s wealth isn’t unlimited — it’s just exceptionally well structured. Together, they break down how the Royals actually manage money, why diversification and restraint matter more than status, and what high earners can learn from a family that’s built wealth to last for centuries. This conversation reframes what “never running out of money” really looks like — and why systems matter more than income.

Takeaways:

• The Royals don’t rely on one source of money — they rely on structure.
• Lifestyle restraint is intentional — not accidental.
• Inheritance doesn’t guarantee security — structure does.
• Looking wealthy isn’t the same as being financially unshakeable.

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Guest Bio:

Rachel Bowie is Senior Director of Special Projects & Royals for PureWow.com, owned by Gallery Media Group. There, she covers royals and money, of course, but also family, wellness, relationships and more. She's also the former co-host of the Royally Obsessed podcast, named one of the best royal podcasts by the New York Times, and co-authored a book about the royal family called, Royal Trivia: Your Guide to the Modern British Royal Family. She lives in Brooklyn with her husband and two kids.

Follow Rachel:@purewow

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

A diamond ring is never just a ring. In this episode, Priya unpacks the unspoken double standard around women, power, and symbolism at work, and why the same signal can boost credibility in one setting and undermine ambition in another. Drawing on personal experience and cultural insight, she explores how traditional markers of stability are still interpreted differently for women, especially across corporate and entrepreneurial environments, and asks why women are still expected to signal seriousness through symbols instead of substance.

Takeaways:

• A diamond ring signals very different things depending on who is wearing it, and where.
• In corporate environments, traditional symbols often reinforce credibility; in entrepreneurship, they can unintentionally signal optionality.
• Men’s support systems are read as motivation. Women’s are often read as safety nets.
• The goal isn’t to erase symbols, but to be intentional about the story they tell, and who benefits from that story

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The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Building wealth feels morally complicated right now — not because money is evil, but because power gets messy once money stops being a constraint. Priya Malani sits down with Pia Silva to unpack why so many ethical, thoughtful people feel conflicted about building wealth — and why opting out may actually leave power in the wrong hands.

They challenge the idea that money corrupts, explore how wealth tends to amplify character rather than change it, and make the case for why ethical people building wealth matters more than ever.

If you’ve ever worried that money might turn you into someone you don’t respect, this conversation will reframe the question.

Takeaways:

• If ethical people treat wealth like a moral hazard, the most unethical actors inherit more influence by default.
• Money doesn’t automatically corrupt, it often reveals and amplifies what was already there.
• The ethical question isn’t “should I build wealth,” it’s “what decisions will I pre-commit to before money stops being a constraint.”
• You don’t need to love capitalism to operate effectively inside it — you need clarity, rules, and intention.

  
  

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Guest Bio:

Pia Silva, founder of No BS Mastery where she trains experts, consultants and boutique agencies on the No BS Business Model to make $250K-$500K+/year with more freedom and ease, and without employees. She’s a TEDx speaker, host of The No BS Mastery Podcast, former Forbes contributor, author of Badass Your Brand and author of the upcoming book Scale Solo (March 2026).

Guest Links:

Book: nobsmastery.com/book

Playbook: nobsmastery.com/playbook

Instagram: @pialovesyourbiz

Podcast: piasilva.com/podcast

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

High earners are increasingly living like the wealthy, frictionless spending, invisible money, convenience-first choices. But without the backend systems that make those behaviors safe, invisibility doesn’t create freedom. It creates drift. In this episode, Priya breaks down why copying wealthy habits without wealthy systems keeps high earners stuck, and how putting structure before lifestyle is what actually makes money disappear without anxiety.

Takeaways:

• Invisible money is not a sign of wealth. It’s the output of structure. Without systems, invisibility becomes drift.
• High earners get into trouble because income hides inefficiency.
• Wealthy people don’t spend freely because they’re careless. They spend freely because the wealth building already happened first.
• The real goal is not tracking every dollar. It’s deciding where money is allowed to disappear and locking that in automatically.

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The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Tax season is coming, and if you're a high earner, there's a good chance you're paying more than you should without realizing it. Priya sits down with Eric Dauphin, CPA, to break down why W-2 earners often get crushed on taxes compared to wealthy people, why the backdoor Roth obsession is overblown, and what actually matters when you're trying to keep more of what you make. This isn't about loopholes. It's about understanding what you can actually control and making decisions based on clarity, not fear.

Takeaways:

• Why high earners pay worse taxes than people with more wealth
• The real math behind Roth vs. traditional retirement accounts
• Why tax diversification beats tax avoidance

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Guest Bio:

Eric Dauphin is a CPA who specializes in tax strategy for business owners and high earners, not just compliance, but planning that supports growth and better decision-making. He has over 10 years of experience across corporate and personal tax, bookkeeping, payroll, and software implementation. He's built his own firm, so he doesn't just advise entrepreneurs, he relates to them. Eric earned his MBA in Public Accounting from SUNY Oswego. Talk to him about his German Shepherd, SU sports, and all things money, coffee, and business.

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode of The F. Word, Priya tackles a quiet but powerful tension many high-achieving women carry: the guilt of wanting a partner whose ambition, stability, or lifestyle aligns with the one they grew up with. Through real conversations and cultural reframing, she unpacks how privilege can turn into self-betrayal, why shame is often mistaken for humility, and how staying in the wrong relationship out of guilt creates resentment, not virtue. This is a conversation about honesty, alignment, and why your life partner is one of the biggest financial and emotional decisions you’ll ever make.

Takeaways:

• Wanting stability, ambition, or alignment in a partner doesn’t make you shallow, it makes you self-aware.
• Privilege isn’t something you need to apologize for, but it does give you clarity about the life you want to build.
• Financial compatibility isn’t about money, it’s about shared values, direction, and how you experience life together.
  

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The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Most people aren’t stressed about money because they’re irresponsible, they’re stressed because they don’t actually know what they can afford. In this episode, Priya breaks down why traditional budgeting fails in real life and introduces a simpler, more human approach: one number that brings instant clarity to your spending. No spreadsheets. No guilt. Just a framework that lets you enjoy your money and build wealth at the same time as you head into 2026.

Takeaways:

• Budgeting fails because it asks you to predict real life and real life doesn’t cooperate.
• Financial anxiety usually isn’t about income. It’s about how much lifestyle your income can afford.
• When your future is automated, you can spend what’s left guilt-free and finally stop second-guessing every purchase.

Follow Priya Malani:

LinkedIn | Instagram | Stash Wealth

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.