Let’s be honest—no one really wants to say they want to be rich. It feels cringe. Out of touch. Kind of… gross. But wealthy? That hits different. In this episode of The F. Word, Priya Malani breaks down the real difference between being rich and being wealthy—and why high-earning 30-somethings are done chasing flashy status and instead want freedom, clarity, and control. If you’re making good money but still feel like you’re just getting by, this episode will help you see what’s really missing (and it’s not another raise).

Tune Into This Episode to Hear:

• Why “rich” feels fleeting—and “wealthy” feels freeing

• What it really means to be a HENRY (High Earner, Not Rich Yet)

• How to shift from paycheck-to-paycheck to long-term financial power

• The one mindset shift that turns earning money into feeling secure

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

If you’ve ever thought, “I’m too risk-averse to invest,” this one’s for you. In this episode of The F. Word, Priya Malani breaks down one of the biggest myths in personal finance—that investing is inherently risky. Spoiler: it’s only risky if you’re doing it wrong. Priya explains the difference between investing and gambling, why long-term investing is actually perfect for the risk-averse, and how even Wall Street’s so-called experts get it wrong most of the time. With stories, stats, and a Warren Buffet mic drop, this episode makes the case that boring investing is the most powerful kind.

Tune Into This Episode to Hear:

• Why “investing is risky” is one of the most misunderstood ideas in finance

• The difference between gambling and true long-term investing

• What a Fidelity study and a Warren Buffet bet reveal about the best investment strategy

• How to know when to save versus when to invest—based on your actual timeline
  

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

What exactly is a financial plan—and why does it matter so much more than most people think? Priya Malani kicks off a new Q&A series by unpacking the real purpose of financial planning. It’s not about spreadsheets, restriction, or being “good with money”—it’s about building a life you’re excited to live, with your money fully aligned to support it. From practical strategies to wild-but-true client goals (hello, Toto toilets and vow renewals), this episode reveals how a plan can take you from winging it to feeling totally in control. Whether you’re flying solo or merging finances with a partner, it’s time to stop guessing and start designing a life that works for you.

Tune Into This Episode to Hear:

• Why a financial plan is more than just a spreadsheet—it’s a blueprint for your life

• Real (and hilarious) examples of what people are actually planning for

• How couples with different money habits get on the same page through shared goals

• Why it’s easier to make smart money moves when you know exactly what you’re working toward
  

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

For high-achieving 30-somethings, the word "rich" often feels loaded—tied to guilt, judgment, or outdated ideas of success.

Instead, Priya reframes the conversation around building wealth—not just in terms of money, but in terms of freedom, clarity, and intentional living. She unpacks why “rich” feels performative, while wealthy feels personal—and why that shift in mindset might be the key to finally feeling like your financial success fits.

Tune Into This Episode to Hear:

• Why “rich” feels cringe—and how the wealthy mindset offers something more meaningful.

• How growing up without money can shape your view of success (and make you flinch at the word “rich”).

• What it actually means to live well—not just look like you’re doing well.

• The difference between income and clarity—and why only one leads to real wealth.

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode of The F Word, Priya Malani tackles the financial anxiety surrounding tariffs and market volatility—without the jargon. She draws a powerful parallel between lane-switching in traffic and panic-driven investing, reminding listeners that reaction isn’t always strategy.

Through real examples from 2008, COVID, and previous tariff scares, Priya breaks down why staying invested—especially during uncertain times—is the smartest long-term move. This isn’t about ignoring bad news. It’s about having a plan that’s built for it. If headlines are making you question your portfolio, this episode will help you pause, zoom out, and move forward with clarity.

Tune Into This Episode to Hear:

• Why reacting to market dips usually leaves you worse off

• The surprising story of who actually outperforms in the market (hint: it’s not the pros)

• What history teaches us about staying calm through crashes, tariffs, and chaos

• Three steps to take when headlines make you want to pull your money out

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

In this episode, Priya Malani is joined by marital attorney Ian Steinberg for a candid conversation about prenups: what they are, what they aren’t, and why they matter more than you think. More than just legal protection, prenups are a tool for clarity, communication, and financial partnership. Especially when caregiving roles, debt, or business interests are involved. If you think prenups are only for the wealthy, this conversation will change your mind.

Priya and Ian break down the difference between marital and separate property, the risks of commingling assets, and how state laws can shape what happens in divorce if no agreement is in place.

Tune Into This Episode to Hear:

• Why prenups aren't just for rich people and how they protect both partners
• The difference between marital and separate property (and how easily they get mixed)
• How prenups can help safeguard caregiving roles, clarify debt, and reduce future conflict
• What makes a prenup valid, and why timing and legal representation matter

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Priya Malani shares the story of Ava and Matteo, a high-earning couple navigating the emotional side of merging their finances. Their journey reveals the deeper fears that often hold people back - like losing control, repeating family money mistakes, or simply not knowing where to start.

Through their experience, Priya explores how financial intimacy is built not by spreadsheets, but by trust, transparency, and communication. She offers practical steps for merging money with your partner, but more importantly, reframes the process as a tool for connection - not just logistics.

Tune Into This Episode to Hear:

• Why fear of merging finances usually has nothing to do with your money
• How hiding financial details can quietly erode closeness in your relationship
• What Ava and Matteo got right - and wrong - when trying to combine their money
• The small shift that turns financial stress into a sense of shared purpose

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Most couples default to splitting expenses in a way that feels fair—but is actually setting them up for financial tension. In this episode, Priya Malani breaks down the exact system couples should use to manage their money smoothly and effectively.

She debunks the most common (but flawed) approaches, like proportional expense splitting, and explains why a winning financial system is about teamwork, not keeping score. By the end, you’ll have a clear, actionable strategy to eliminate money stress, create financial security, and give both partners the freedom to spend without guilt.

Tune Into This Episode to Hear:

• Why splitting expenses “fairly” might actually be making things worse.
• The biggest money mistake high earners make in relationships—and how to fix it.
• How the right financial system gives both partners freedom and security.
• The simple setup that eliminates financial tension and lets you spend without guilt.

Follow Priya Malani:

LinkedIn | Instagram | Youtube | Stash Wealth

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.