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Rayna Retirement

Rayna Retirement

By: American Federal Benefits Consultants
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Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning. Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement. | To contact Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.© 2025 Economics Personal Finance
Episodes
  • Bonus Interview: Healthy Eyes, Healthy Lives: Vision Tips from the National Eye Institute
    May 20 2025
    Guest: Dr. Chantal Cousineau-Krieger, Ophthalmologist, National Eye Institute ️ May is Healthy Vision Month, and Matt McClure sits down with Dr. Chantal Cousineau-Krieger, an ophthalmologist with the National Eye Institute, to explore how your eye health connects to your overall wellness—especially as you age. We discuss:
    • How conditions like diabetes and high blood pressure impact your vision
    • The 20-20-20 rule to reduce screen strain
    • What foods support healthy eyes
    • The surprising connection between exercise and eye health
    • When and how often you should get a complete eye exam
    • Why early detection is critical—even if you feel fine
    • What those of us over 40 () need to keep in mind after LASIK or other vision corrections
    Whether you’ve been putting off that eye exam or are looking for ways to maintain clear vision into retirement, this episode is a must-listen. Learn more: https://nei.nih.gov

    Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

    YouTube: https://www.youtube.c...

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    7 mins
  • Law Enforcement Officers: Your FERS Benefits Decoded
    May 16 2025

    Are you a federal law enforcement officer, firefighter, air traffic controller, or other “special category” employee? If so, your retirement benefits come with very different rules—and better perks. In this episode of Rayna Retirement, we break down the unique FERS retirement system for Leos (law enforcement officers) and other special category feds.

    You’ll learn:

    • ✅ How your FERS pension is calculated (hint: 1.7% is magical)
    • ✅ When you can retire early (age 50 with 20 years, or earlier with 25)
    • ✅ How the supplement works—and when the earnings test kicks in
    • ✅ Big updates to TSP withdrawal rules under SECURE Act 2.0
    • ✅ Why your retirement income plan needs to include tax strategy

    Whether you’re in uniform or behind the scenes, this episode is your roadmap to retirement with clarity and confidence.

    Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

    YouTube: https://www.youtube.com/@RaynaRetirement

    Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

    Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

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    9 mins
  • Ch-Ch-Ch-Changes: What’s Shifting in Your Federal Retirement Benefits
    May 9 2025

    In this episode, Rayna Reyes tackles the potential increases in FERS pension contributions and what they mean for federal employees planning for retirement. Using her signature “Gatorade” analogy, she simplifies complex retirement concepts and helps you understand how your pension, Social Security, and TSP work together to build your future. If you’ve ever been confused by the numbers on your pay stub—or worried about upcoming legislative changes—this one’s for you.

    Got questions? Call Rayna at (850) 450-6500 or visit AmericanFederal.org to connect with her team.

    Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

    YouTube: https://www.youtube.com/@RaynaRetirement

    Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

    Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

    Show More Show Less
    10 mins

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