Are you a federal law enforcement officer, firefighter, air traffic controller, or other “special category” employee? If so, your retirement benefits come with very different rules—and better perks. In this episode of Rayna Retirement, we break down the unique FERS retirement system for Leos (law enforcement officers) and other special category feds.

You’ll learn:

• ✅ How your FERS pension is calculated (hint: 1.7% is magical)
• ✅ When you can retire early (age 50 with 20 years, or earlier with 25)
• ✅ How the supplement works—and when the earnings test kicks in
• ✅ Big updates to TSP withdrawal rules under SECURE Act 2.0
• ✅ Why your retirement income plan needs to include tax strategy

Whether you’re in uniform or behind the scenes, this episode is your roadmap to retirement with clarity and confidence.

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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.