Presenting Part 2 of our Open Dialogue podcast on ‘How Banks Work’, which explores banks' assets – loans and investments. Our speakers dissect fixed and floating-rate loans, elucidating how monetary policy rates shape banks' lending and deposit rates. Learn about fractional reserve requirements (CRR, SLR, LCR) and how banks manage their investments and interest rate risks. Discover the essence of Net Interest Income (NII) and how banks make money. Tune in for invaluable insights into the dynamic world of banking! Speakers: - Sameer Shetty - President & Head, Digital Business & Transformation, Axis Bank - Neeraj Gambhir - Group Executive, Treasury, Markets & Wholesale Banking Products – Axis Bank Open Dialogue: The aim of Open Dialogue by Axis Bank is to bring to the fore nuanced and insightful discussions on macroeconomics and market-oriented subjects. #banking #bankinggyankendra #bankingexams #banking101tips #bankingwallah #bankingexamspreparation #bankingeasy #bankingnews #bankingawareness #bankingawarenesspiyushsir #bankingawareness2022 #bankingjobs #bankingjob #bankingpreparation #bankingknowledge #banking_ #bankingexam Copyright: ©Axis Bank Limited [2023]. All rights reserved. This video and all other videos in this channel are protected by copyright law and may not be used or reproduced without the express written permission of the copyright owner. STATUTORY DISCLAIMER: By accessing this video podcast “Podcast”, I acknowledge that Axis Bank Limited and its subsidiaries ("AXIS BANK") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, AXIS BANK does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. Moreover, AXIS BANK makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. AXIS BANK EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST