Born in California and raised in Mexico, Jovanna Castanon’s story is one of resilience, sacrifice, and unshakable determination. At just 14, she moved to the U.S. with her father and siblings—leaving her mother behind—and faced the challenges of a new language and culture head-on.

Originally pursuing a geology degree, her life took a transformative turn at 19 when she was introduced to entrepreneurship and the financial services industry. Motivated by personal loss—her mother passing without life insurance and her sister’s battle with cancer—Jovanna committed her life to helping families reclaim financial power, build generational wealth, and break cycles of struggle.

In this inspiring episode of the Evans Legacy Financial Podcast, host Jake Evans and Jovanna explore:

• Growing up between two worlds and the sacrifices that shaped her values

• Shifting from education and early career dreams to discovering her true calling

• How personal loss fueled her passion to create impact for families

• The challenges of building a business at a young age

• What “legacy” means to her and how she’s helping others define their own

Jovanna’s journey is proof that no matter where you begin, you can rise above limitations and create a future worth passing on.

👉 Subscribe, share this episode, and explore more powerful stories at evanslegacyfinancial.com/podcast.

From KFRC Airwaves to a Life in Recovery: The Joe C Story

Joe C’s voice was a familiar sound to thousands of listeners during the golden era of KFRC Radio. Behind the mic, he lived the high-energy pace of the broadcasting world — but also faced personal battles that would change his life forever.

In this candid conversation with host Jake Evans, Joe shares how the discipline, connection, and storytelling skills he mastered in radio became tools in his decades-long journey of sobriety. From the peak of his career to the turning point that led him to recovery, Joe opens up about the lessons, daily practices, and mindset that have kept him grounded and thriving.

If you’ve ever wondered how someone can transform their life after the spotlight fades — or if you’re seeking encouragement for your own path — this episode delivers hope, honesty, and wisdom from a man who’s lived both sides of the mic.

Topics Covered:

• Joe’s early years and rise in the radio industry

• The culture and challenges of KFRC during its peak

• The moment he chose recovery

• Life lessons from decades of sobriety

• Defining legacy and purpose today

🎧 Listen in and be inspired by a story of resilience, reinvention, and the power of staying true to yourself.

In this episode, Jake Evans sits down with Lindsay Cappelletti — a dual-licensed REALTOR® and residential appraiser — to explore the intersection of real estate sales, property valuation, and leadership. Lindsay shares her journey, breaks down common misconceptions about appraisals, and reveals how wearing two hats gives her a unique edge. From mentorship to market shifts, this conversation offers practical insight and inspiration for anyone building a lasting career in real estate. Subscribe for more stories of legacy, leadership, and financial wisdom.

What would you do if you woke up and your body no longer belonged to you?

No hands.
No feet.
No warning.
No way back.

In this powerful episode of the Evans Legacy Financial Podcast, we meet Jason—a man who was given hours to live after contracting a deadly, fast-moving illness that changed everything. One moment, he was going about life. The next, he was in a hospital bed, his organs shutting down, his limbs turning black, and his future being rewritten in real time.

Doctors prepared his family for the worst. But Jason didn’t die. He lived.
And the fight for survival? That was just the beginning.

This episode isn’t about death. It’s about what comes after. It’s about waking up to a new reality where the simplest tasks—brushing your teeth, turning a doorknob, stepping outside—become mountains. Where grief doesn’t end with survival, but starts there. Where mental strength becomes your only prosthetic. Where every movement, every connection, every choice is a victory.

Jason opens up about what it felt like to hear, “You’re going to live—but you’ll lose your hands and feet.”
About the darkness that followed.
The rage.
The helplessness.
The days he wanted to give up.
And the moment he decided to fight back anyway.

You’ll hear the raw truth of what it means to rebuild not just a life, but an identity.
What it means to lose control of your body—but not your soul.
What it means to laugh, love, move forward—even when moving forward looks nothing like it used to.

We talk about:

• The terrifying speed of the illness that nearly killed him

• The emotional weight of limb loss most people never speak about

• What “hope” really feels like when everything is gone

• The ways strangers, family, faith, and sheer grit helped Jason stay alive

• What he wants you to stop taking for granted

• And the hard-won wisdom that only comes from walking through hell

This is not a miracle story with a bow on top.
It’s deeper. Harder. More human.
This is what it looks like when survival costs everything—and you pay the price, anyway.

If you’ve ever felt hopeless, trapped, or angry at life…
If you’ve ever wondered how people survive the unimaginable…
If you’ve ever needed proof that strength isn’t found in muscles, but in mindset—
This episode is for you.

Jason didn’t just survive.
He became something new.
And he’s here to tell the story.

In this powerful episode, we sit down with Richelle Murphy—25-year lending professional, community advocate, and woman of unwavering grit. But beyond the numbers and mortgage rates lies a deeper story—one of recovery, resilience, and a relentless drive to help others find stability not just through homeownership, but through healing.

Richelle has been sober for 30 years, and her journey hasn’t been easy. She opens up about how recovery saved her life, how it carried her through the loss of her husband, and how it continues to guide her mission of service in both the mortgage industry and her personal life. For Richelle, it’s never just been about closing loans—it’s about opening doors, both literally and figuratively, for people who need a second chance.

We talk about what’s changed in lending over the past two decades and what hasn’t, how she stays grounded through her love of horses and the outdoors, and why she believes grit—true grit—is what makes the difference when life hits hard.

This episode goes beyond the technical talk of interest rates and approvals. It’s about walking through fire and coming out stronger. It’s about finding your footing when the ground shifts beneath you. And it’s about the legacy we leave—not just in business, but in every life we touch.

If you're someone who’s navigating a hard season, wondering if you’ve got what it takes to get back up again, this one’s for you. If you’re in recovery, or thinking about getting sober, Richelle’s words will feel like a warm hand on your shoulder. And if you're in the lending, real estate, or financial space, you’ll walk away with a renewed sense of what it means to do this work with heart.

🎙️ In this episode, we cover:

• Richelle’s first steps into the lending world

• What keeps her passionate about helping people become homeowners

• How recovery reshaped her entire life and business

• Her love for horses, nature, and the grounding power of the outdoors

• The true meaning of grit—and how to find yours

• What legacy means to her, and how she's building it daily

This is a conversation about getting real, staying the course, and building something beautiful out of broken pieces.

🔗 Connect with Richelle Murphy (include website or contact info if available)
📣 If this episode spoke to you, share it with someone who needs to hear it. Subscribe, leave a review, and follow the Evans Legacy Financial Podcast for more conversations that go beyond the surface.

In this episode of the Evans Legacy Financial Podcast, we sit down with Cheryl Hansen—Fresno native, marketing expert, and founder of Connect Concierge. Cheryl has spent a lifetime curating experiences that celebrate the best of the Central Valley, from local agriculture to outdoor adventure, culture, and cuisine.

We explore her journey from hospitality and event coordination to launching a business that’s changing how people view Fresno. Tune in as we talk passion, place, purpose—and how sharing what makes your city special can become your life’s mission.

🎧 Whether you’re a local or a visitor, this conversation will make you see the Central Valley in a whole new way.

In this episode of the Evans Legacy Financial Podcast, we break down one of the most misunderstood tools in retirement planning: Fixed Indexed Annuities (FIAs). You’ve heard the buzz—some say annuities are a trap, others call them a retirement game-changer. So, what’s the truth?

We’re cutting through the noise with a clear, no-fluff conversation about how FIAs work, who they’re right for, and why they might just be the missing piece in your financial strategy.

We’ll tackle the big questions:

🔹 What exactly is a Fixed Indexed Annuity, and how does it work?
Understand how your money can grow with market-linked interest—without the market risk.

🔹 401(k) rollover coming up?
Learn where an FIA fits into the picture and how it compares when it comes to taxes, fees, and long-term growth potential.

🔹 CDs vs. FIAs
If you're used to "safe" money sitting in a certificate of deposit, this episode will open your eyes to a powerful alternative.

🔹 Addressing the downside
Yes, there are surrender charges, caps, and some restrictions. We’ll talk about them head-on—because you deserve the full picture before making any move.

🔹 Not a one-size-fits-all solution
We’ll discuss who should not consider an FIA and why suitability matters more than sales.

🔹 The right way to present
Advisors, take note—we also dive into how to keep the annuity conversation client-first, not product-pushed.

Whether you're nearing retirement, already retired, or advising clients on their future, this episode offers clarity, transparency, and some straight talk that could reshape how you think about security, growth, and peace of mind.

👉 If you’ve ever asked, “Is an annuity right for me?”—this episode is where to start.
Tune in and take the next step toward making informed, confident financial choices.

🎧 And don’t miss our next episode: We’ll be busting the myths around using life insurance as a living asset—not just a death benefit.

In this powerful episode titled “A Million Dollar Shift: Helping Agents Cross the Bridge from Medicare to Legacy,” we’re opening up a conversation that every Medicare agent needs to hear—how to step beyond enrollments and into full-spectrum retirement planning.

Our guest, Javier Veliz Jr., is a veteran in the industry who’s helped countless agents expand their practice into life insurance, annuities, and legacy-focused solutions. His message is simple but game-changing: if you're willing to shift your mindset, the tools and training are already waiting.

Here’s what we cover:

🔹 Why This Shift Matters Now
10,000 people are turning 65 every day, and a $78.5 trillion wealth transfer is underway. This isn’t just about volume—it’s about value. Javier shares why agents who pivot to offer more than just Medicare can build deeper client relationships and greater income streams.

🔹 From Medicare to Legacy
This isn’t abandoning your roots—it’s building on them. Learn how to bridge compliance, start with the clients you already serve, and confidently move toward offering full-circle retirement strategies.

🔹 What Support Actually Looks Like
We break down the mentorship, systems, weekly training, and carrier access that turn hesitant agents into empowered advisors. Javier doesn't hold back—this is real talk for those ready to grow.

🔹 Client First, Agent First, Company First
This philosophy isn’t just a slogan—it’s a blueprint for trust, long-term retention, and scalable success. You’ll hear real-world stories and insights that show how this mindset changes the game—for your clients and your career.

💡 Key Takeaways

• The opportunity isn’t just in more enrollments—it’s in more impact.

• Legacy planning isn’t reserved for financial advisors—it starts with the agents who care enough to learn.

• With the right systems, you can become a million-dollar producer—without losing your soul in the process.

👉 Ready to pivot? This episode is your signal that now is the time. Connect with Javier. Reach for more. The shift is already happening—make sure you're part of it.