This week Kelly shares another important conversation with Bo Moore of Seven Mountains Media in Johnstown about planning for long-term care and why it’s important to plan ahead of time. Statistics show that 70% of retirees over the age of 65 will need some type of future care. Kelly shares some options on how you can best protect your retirement.

Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working with retirees and those who are approaching retirement age. Kelly has a deep understanding of the unique challenges and opportunities that retirees are facing. Her expertise focuses on retirement income planning, asset protection, estate strategies and Medicare.
If you’d like to learn more about Kelly and Hometown Retirement Specialists check out
www.yourHRSagent.com
Got an idea for the show…. We want to hear it! Email info@yourHRSagent.com
Get in touch
Email info@yourhrsagent.com
or call 814-419-8424
Connect on Social
www.facebook.com/yourhrsagent
www.instagram.com/yourhrsagent.com
https://www.linkedin.com/in/kelly-racicot-697ab954

Resources you might be interested in:
National Institute on Aging – What is long-term care
Medicare.gov – Long-term care
Genworth Financial – The cost of long-term care
AARP – Long-term care cost calculator
Pa.gov – Medical Assistance

Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. Currently we represent 8 organizations
which offer 766 products in the area. Please visit Medicare.gov, call 1-800-MEDICARE
or your local State Health Insurance Program (SHIP) to get information on all your
options.
The information shared in this episode does not constitute tax, legal or investment
advice. All opinions and information shared in this episode is for informational purposes
only and should not be acted upon with the assistance of a qualified and licensed
professional. Guarantees mentioned are subject to the strength and claims paying
ability of the insurance company and any mention of rates or performance are subject to change without notice. This podcast shall in no way be construed or interpreted as a
solicitation to sell or offer to sell products to any residents of any state in which Kelly or
her firm is not licensed or where otherwise legally permitted.
Neither Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social
Security Administration, or any government agency. We do not offer every plan
available in your area. Currently we represent 8 organizations which offer 766 products in the area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.
If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com