The holiday season can be stressful when you’re on a fixed income. On this week’s episode Kelly shares some tips on how you can spend wisely this year.
Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in working with retirees and those who are approaching retirement age. Kelly has a deep understanding of the unique challenges and opportunities that retirees are facing. Her expertise focuses on retirement income planning, asset protection, estate strategies and Medicare.
If you’d like to learn more about Kelly and Hometown Retirement Specialists check out
www.yourHRSagent.com
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Email info@yourhrsagent.com
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Kelly Racicot is the agency owner of Hometown Retirement Specialists, LLC. Neither
Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social Security
Administration, or any government agency. Hometown Retirement Specialists, LLC
does not offer every plan available in your area. Currently we represent 8 organizations
which offer 766 products in the area. Please visit Medicare.gov, call 1-800-MEDICARE
or your local State Health Insurance Program (SHIP) to get information on all your
options.
The information shared in this episode does not constitute tax, legal or investment
advice. All opinions and information shared in this episode is for informational purposes
only and should not be acted upon with the assistance of a qualified and licensed
professional. Guarantees mentioned are subject to the strength and claims paying
ability of the insurance company and any mention of rates or performance are subject to change without notice. This podcast shall in no way be construed or interpreted as a
solicitation to sell or offer to sell products to any residents of any state in which Kelly or
her firm is not licensed or where otherwise legally permitted.
Neither Kelly or her company are affiliated or endorsed by CMS, Medicare, the Social
Security Administration, or any government agency. We do not offer every plan
available in your area. Currently we represent 8 organizations which offer 766 products in the area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program (SHIP) to get information on all of your options.

If you have questions about the show, Kelly or Hometown Retirement Specialists please
visit us on the web @ your HRS agent.com