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👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

In this episode, we break down the Melbourne & Victorian property market outlook for 2026, revealing data-backed suburb picks, investment timing strategies and macroeconomic risks every serious investor must understand.

The discussion opens with an honest look at interest rate uncertainty, followed by a deep dive into why Melbourne is not the fastest-growth capital—but still one of the smartest long-term plays. We explain how micro-markets outperform macro trends and why suburb-level data matters more than city-wide headlines.

You’ll discover:
📌 Why Carrum Downs is still a top performer
📌 The rise of Langwarrin as a 2026 breakout suburb
📌 Why Greensborough is considered an “early riser”
📌 How vacancy rates, affordability and owner-occupier demand drive growth
📌 The difference between short-term speculation and long-term portfolio building
📌 Why not all rate cycles guarantee property booms
📌 How buyers should adapt to shifting data month-by-month

This is a transparent, data-driven investment episode designed to help everyday Australians make smarter, long-term property decisions—not chase hype.

#MelbourneProperty #PropertyInvestingAustralia #RealEstate2026 #WealthBuilding

Chapters
00:00 – 00:33 | Introduction
00:33 – 02:30 | Melbourne’s 2026 Property Market Outlook
02:30 – 05:15 | Why Melbourne Is a “Market of 100 Markets”
05:15 – 07:55 | Carrum Downs Deep Dive
07:55 – 10:20 | Why Melbourne Won’t Be the Fastest Growth Capital
10:20 – 12:10 | Interest Rate Warnings for 2026
12:10 – 14:25 | Greensborough – The Early Riser
14:25 – 18:20 | Langwarrin – The Sleeper Pick
18:20 – 25:00 | Why Property Data Shifts Faster Than Headlines
25:00 – 35:02 | The Long-Term Investor Advantage & Final Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Property investors are facing the biggest lending shift in years.
In this episode, we break down what’s really happening behind the scenes as banks quietly tighten lending, regulators step in and highly leveraged investors start getting blocked.

In just the last few months, major banks have changed how they assess investor loans, company and trust structures are being shut down, and APRA is targeting high debt-to-income borrowers. If you’re planning to grow a property portfolio in 2025–2026, this is information you can’t afford to ignore.

We unpack:
📌 Why investor lending has suddenly become harder
📌 How APRA is targeting debt-to-income ratios
📌 Why banks are declining deals that would’ve passed months ago
📌 What this means for property prices and portfolio growth
📌 How investors should adapt moving into 2026

This isn’t media fear-mongering. This is what’s actually happening when applications hit bank credit teams.

#PropertyInvesting #RealEstateAustralia #PropertyMarket #InvestorLoans #WealthBuilding

Chapters
0:00 – 00:37 | Introduction
00:37 – 01:45 | Investors Under Attack
01:45 – 03:00 | Lending Has Changed
03:00 – 04:45 | Why Loans Are Getting Declined
04:45 – 06:30 | Banks Profiling Investors
06:30 – 08:00 | Funding Uncertainty Explained
08:00 – 09:40 | APRA Steps In
09:40 – 11:20 | Debt-to-Income Targeted
11:20 – 15:10 | How Investors Got Too Much Debt
15:10 – 16:50 | Why This Is a Warning
16:50 – 18:10 | Media vs Reality
18:10 – 19:50 | Banks Exit Trust Lending
19:50 – 21:10 | Interest Rates & Credit Costs
21:10 – 22:45 | 2026 Lending Reality
22:45 – 24:30 | Investor Survival Plan
24:30 – 25:53 | Final Market Impact

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au

Send us a text

👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest

Sydney is often written off as “too expensive” — but that’s not the full story.

In this episode, we break down where Sydney property is still investable, especially if you’re working with a sub-$1M budget. Using real data, on-the-ground investor insights and long-term frameworks, we analyse outer-ring Sydney suburbs that are quietly outperforming expectations.

We cover:
📌 Why Sydney is in a stable, modest growth cycle
📌 How affordability pressure is reshaping demand
📌 Why outer-ring suburbs are attracting investors and owner-occupiers
📌 Suburbs in the Blue Mountains, Campbelltown & Central Coast
📌 Which opportunities suit first-time vs experienced investors
📌 The risks, trade-offs and long-term outlook for Sydney property

This video is not financial advice — it’s about helping you understand where opportunities exist so you can decide what fits your strategy.

#SydneyProperty #PropertyInvesting #AustralianRealEstate #WealthBuilding #PropertyMarket

Chapters
00:00 – 00:44 Introduction
00:44 – 02:12 Why Sydney Is Still Australia’s Most Expensive Market
02:12 – 03:30 Sydney’s Current Property Cycle Explained
03:30 – 04:11 Who Is Actually Buying in Sydney Right Now
04:11 – 05:20 Why We’re Only Looking at Outer-Ring Suburbs
05:20 – 09:40 Blue Mountains Focus: Winmalee Breakdown
09:40 – 11:20 Affordability, Yields & Demand Signals Explained
11:20 – 12:45 Lifestyle Shifts & Work-From-Home Impact
12:45 – 16:05 Campbelltown Area: Ruse & Raby Analysis
16:05 – 17:55 Affordability Limits & Growth Constraints
17:55 – 19:10 When Sydney Makes Sense in a Portfolio
19:10 – 22:30 First-Time Investors vs Experienced Investors
22:30 – 26:00 Central Coast Opportunity Overview
26:00 – 29:30 Comparing Sydney to Other States
29:30 – 31:06 Final Takeaways

This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

Reach out to us at www.australianpropertytalk.com.au