The IRS Won't Wait: How to Stop Collections with a Payment PlanSocial (How Much You Owe Changes Everything)

Ignoring an IRS notice doesn't make the debt disappear; it makes the penalties grow and triggers collections. The single most effective way to stop the IRS from garnishing your wages or freezing your bank account is an Installment Agreement.

But not all plans are created equal. Depending on whether you owe $10,000, $50,000, or $250,000, the requirements range from "simple phone call" to "complex financial disclosure."

👉 Hope is not a strategy when the IRS is involved. Knowledge is. Learn which plan is your key to getting back in control.

#StopIRSCollections #TaxDebtSolution #WageGarnishment #FinancialFreedom #CPATaxHelp


If you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

IRS Installment Agreements: How to Stop Collections Based on What You Owe

Hoping your IRS debt will vanish on its own is a natural feeling, but it’s not a strategy and ignoring it invites levies, garnishments, and liens. 💡⚠️

So many people assume they’re trapped, but the IRS offers payment plans (installment agreements) to stop collections and break down debt into manageable payments. The catch? The rules change based on how much you owe:
$10K: Guaranteed approval, no financials needed.
$10K-$50K: Streamlined plans, up to 72 months.
$50K: Requires full financial disclosure (Form 433-F).
$250K: Complex negotiations, often requiring professional help.

One client avoided a levy by making a small payment to drop from $51K to $49K, qualifying for a streamlined plan without intrusive paperwork. 👉 Strategic action saved them time, stress, and money.

Here’s how to get started:
🔸 File all past-due returns – Compliance is non-negotiable.
🔸 Know your balance thresholds – A few dollars can change everything.
🔸 Avoid default – Miss one payment, and the IRS restarts collections.
🔸 Get expert guidance – We navigate the rules so you don’t face them alone.

Hope isn’t a strategy—preparation is. DM me to find the right plan for your debt.

#IRS #InstallmentAgreement #TaxDebt #StopCollections #PaymentPlan #WeCanHelpIf

you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

Can Bankruptcy Erase IRS Tax Debt? (The 3-2-240 Rule Explained)

Hoping bankruptcy will wipe out your IRS debt is a natural feeling, but it’s not a strategy—and it only works if your debt meets the strict 3-2-240 rule. 💡⚖️

So many people assume bankruptcy is a magic wand for tax problems, hoping for a clean slate. But the IRS follows rigid rules:
🔸 3 Years: The tax must have been due at least 3 years before filing.
🔸 2 Years: You must have filed the return at least 2 years before filing.
🔸 240 Days: The IRS must have assessed the tax at least 240 days before filing.

One client learned this too late—his bankruptcy didn’t discharge $40,000 in newer debt because it violated the 2-year rule. 👉 We helped him combine bankruptcy for older debts with an installment agreement for the rest, saving his financial future.

If you’re considering bankruptcy:
🔸 Don’t guess – Verify if your debt qualifies under 3-2-240.
🔸 Explore alternatives – Offers in Compromise, installment agreements, or Currently Not Collectible status might work better.
🔸 Get professional guidance – We collaborate with bankruptcy attorneys to build a holistic strategy.

Hope isn’t a strategy—knowledge is. DM me to see if bankruptcy is your right move.

#Bankruptcy #TaxDebt #IRS #3-2-240Rule #FreshStart #TaxHelpIf you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consu...

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

Why 70% of IRS Offers in Compromise Get Rejected (And How to Win Yours)

Hoping your Offer in Compromise will magically solve your tax debt is a natural feeling, but it’s not a strategy—70% get rejected because people guess instead of following the IRS’s strict rules. 💡📉

So many taxpayers waste $205 and months of time submitting offers based on hope, not math. The IRS uses a rigid formula called Reasonable Collection Potential (RCP) to decide—if your offer doesn’t align, rejection is guaranteed.

One client submitted a $5,000 offer on an $80,000 debt without factoring in home equity. 👉 The IRS rejected it. We recalculated using RCP, submitted a $18,000 offer, and got it accepted—saving them $62,000.

Here’s how to avoid rejection:
🔸 Disclose everything – The IRS finds hidden assets (retirement accounts, properties, income).
🔸 Master the RCP formula – Assets + Future Income - Allowable Expenses = Your offer.
🔸 Skip “offer mills” – Firms that mass-file offers have low acceptance rates.
🔸 Get professional help – CPAs and attorneys win ~70% of offers by leveraging IRS rules.

Hope isn’t a strategy—precision is. Don’t gamble $205. DM me to see if you qualify.

#OfferInCompromise #IRS #TaxDebt #NoRejection #WinYourOffer #TaxHelp

If you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

IRS Revenue Officer at Your Door? Here’s How to Respond (Without Panic)

Hoping you’ll never face an IRS Revenue Officer is a natural feeling, but it’s not a strategy—and if you owe significant tax debt, they will show up. 💡🚪

So many business owners panic when a Revenue Officer contacts them, hoping avoidance will make the problem disappear. But Revenue Officers are the IRS’s top enforcers—they have the power to issue levies, liens, and garnishments without court orders, and ignoring them only escalates the aggression.

In this episode, you’ll learn:
🔸 Who Revenue Officers are – Local IRS agents assigned to high-priority cases.
🔸 How they operate – They contact you via letter, phone, or even in-person visits to demand compliance.
🔸 Common mistakes to avoid – Oversharing, avoiding contact, or agreeing to unaffordable payments.
🔸 How to respond strategically – Stay calm, get professional representation, and lead with a plan (like a Transcript Investigation).

One client avoided a Revenue Officer’s visit for weeks until the IRS froze their accounts. 👉 We stepped in, negotiated a payment plan, and released the levy—but acting earlier would have saved them stress and money.

Hope isn’t a strategy—preparation is. If a Revenue Officer is involved, don’t face them alone. Watch now to build your defense.

I’m David J. Grigg, CPA, and this is the IRS Problem Solver Podcast. Remember: when the IRS sends a Revenue Officer, it’s not the end—it’s the start of your counterstrategy.

#IRSRevenueOfficer #TaxEnforcement #StayCalm #ProfessionalHelp #TaxStrategy #DefendYourBusiness #IRSProblemSolverIf

you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

IRS Levies & Garnishments: How to STOP Them Before They Wreck You

Hoping the IRS won’t freeze your accounts or garnish your wages is a natural feeling, but it’s not a strategy—levies and garnishments can hit fast, leaving you with empty bank accounts and slashed paychecks. 💡⚠️

So many people wait until it’s too late, hoping the IRS will give them time. But the truth is, the IRS doesn’t need a court order to take action. One letter can trigger a levy that drains your business account overnight, or a garnishment that seizes up to 70% of your paycheck.

In this episode, I break down exactly how to fight back:
🔸 What levies & garnishments are – The IRS’s most aggressive collection tools.
🔸 How to stop them – File past-due returns, negotiate installment agreements, or prove financial hardship.
🔸 Why strategy matters – Panic costs you money; a Transcript Investigation gives you a roadmap.

One client faced a $85,000 levy days before payroll. 👉 We got it released by negotiating an installment agreement and proving compliance—saving their business from collapse.

Hope isn’t a strategy—action is. Don’t wait for the IRS to empty your accounts. Watch now to learn how to protect your money and your livelihood.

I’m David J. Grigg, CPA, and this is the IRS Problem Solver Podcast. Remember: you don’t have to lose control. Take it back.

#IRSLevy #WageGarnishment #BankLevy #StopTheIRS #TaxStrategy #ProtectYourIncome #ActNowIf

you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

3 Steps to Take the Moment the IRS Comes After You

Hoping the IRS will forget about your tax debt is a natural feeling, but it’s not a strategy—and waiting could cost you your business, your assets, and your peace of mind. 💡⚠️

So many business owners freeze when they get an IRS notice, hoping it’ll disappear if ignored. But the truth is, the IRS doesn’t forget—they escalate. Penalties stack, interest compounds, and enforcement actions like levies or liens can happen faster than you think.

In this episode of the IRS Problem Solver Podcast, I break down the critical first steps to take when the IRS comes knocking:
1️⃣ Don’t ignore it – Open the letter. Delay shrinks your options and grows your debt.
2️⃣ Get the facts – Pull your IRS transcripts to see exactly what you owe, why, and when their collection clock expires.
3️⃣ Build a strategy – Use data to negotiate installment agreements, penalty abatements, or hardship pauses.

One client waited until their bank account was levied. 👉 We still helped, but it cost them 10x more time and money than if they’d acted early.

Hope isn’t a strategy—action is. Listen now to learn how to turn IRS fear into a actionable plan.

I’m David J. Grigg, CPA, and this is the IRS Problem Solver. Remember: when the IRS comes after you, it’s not the end—it’s the beginning of your strategy.

#IRSProblemSolver #TaxDebt #IRSLetters #ActNow #Transcripts #TaxStrategy #TakeControlIf

If you’re struggling with IRS tax debt, you don’t have to face it alone. I help individuals and business owners stop collections, reduce tax debt, and find real solutions that fit their situation.

📌 Book your FREE consultation today and see your options: https://ghl.dgriggscpa.com/free-consultation

👉 Don’t forget to like this video, subscribe to the channel, and hit the bell so you never miss tips on protecting yourself from the IRS.

The Hidden Threat That Can Shut Down Your Business Overnight

Hoping your payroll tax debt will vanish on its own is a natural feeling, but it’s not a strategy—it’s a risk that could end your business in hours. 💡🚫

So many successful businesses treat payroll taxes like any other bill, hoping to catch up later. But the IRS sees it as stolen employee funds, and they can respond with immediate levies, liens, and personal liability that doesn’t just hurt your business—it can erase it overnight.

The good news? If you catch it early, there are proven ways to protect yourself. 👉 One client was days from a total IRS shutdown when we requested their transcripts, found errors in the IRS’s calculations, and negotiated a payment plan that kept their doors open.

Here’s your first step:
🔸 Request a transcript investigation – We’ll uncover what the IRS actually has on file for you.
🔸 Get a clear game plan – In less than a week, you’ll know your options.
🔸 Act before it’s too late – Overnight disasters are preventable with proactive steps.

Hope isn’t a strategy—clarity is. DM me to run your transcript investigation and secure your business’s future.

I’m David J. Grigg, CPA. This has been another episode of The IRS Problem Solver. Stay sharp, protect your business, and I’ll see you next time.

#PayrollTaxes #BusinessProtection #IRSDebt #TranscriptInvestigation #ActNow #SaveYourBusiness #CPAAdvice