Irony is winning the Powerball lottery six months before the world's economies melt down. The Shelter tells the story of a family who wins $27 million in the lottery. They pull up roots and move to Nashville where they buy a large home bordered by three farms. With the money in hand and the world's economies in the process of melting down, they purchase the three farms and the 7,000 square foot house. The farms are able to provide food when the economies collapse. The house is large enough to hold all of their extended family. To ensure their survival, Jay decides to build a large shelter under the farmland. Jay befriends the local Mafia 'Don', Tony, who helps him in exchange for a ticket in the shelter. Book one tells the story of Jay and Lacy, winning the lottery, their move to Nashville, buying the farms and building the shelter while the world goes to hell around them. The world starts to melt down when the people of Greece elect a new Prime Minister, who defaults on their loans to Germany. The EU falls apart when the other European Nations follow Greece's lead. China demands payment of its debt from America or the state of Hawaii. The President increases taxes to raise the $1.4 trillion needed to pay China back, putting enormous stress on the American economy. Russia adds gasoline to the fire by dumping their dollars. Russia helps destabilize the EU so they can invade by offering humanitarian aid. When the American economy collapses, distribution of food stops, and starvation becomes a real problem. The cities explode in violence due to the lack of food and clean water. As the insanity spreads, Jay builds a shelter complex to house over 40 people for more than a year without surfacing. A shelter, he thinks, is an insurance policy, one he hopes he'll never have to use. A shelter complex he and his neighbors, need in order to survive an invasion of their farms. All of their winnings are worthless when the only real currency is a loaf of bread and a bottle of clean water.