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This Week's Update -

The housing market is showing improvement in interest rates, with potential cuts coming from the Fed through the end of 2025, creating refinance opportunities for those with rates above 7%. Tariff Talk as well - depends on the court's ruling...

Home appreciation data reveals a dramatic increase pattern: 2% in one year, 7% in three years, and jumping to 50.5% at the five-year mark – explaining why the 5–7 year timeframe is when many homeowners choose to move.

• Interest rates and Tariff's - What may or may not happen!
• Home appreciation follows a pattern: 2% (1 year), 7% (3 years), 50.5% (5 years)
• Refinancing typically makes sense with at least a 1-1.5% interest rate reduction

Agents
• Creating a 5-year plan with your clients
• HomeBot tool sends monthly neighborhood market updates to clients
• Fourth quarter is prime time to reconnect with past clients while competitors slow down
• Follow up with past clients from 2-3 years ago to discuss refinancing or moving options
• Be intentional about reaching out to your sphere, even if it's been years since last contact

Reach out to us to learn more about HomeBot and how we can partner together to bring value to your clients.

Contact Nikki on social media @mortgagesfromMN2AZ or call 952-484-1584 for mortgage questions.

Realtors! Contact Angie Gerber for business strategy and planning!

With Gratitude -
Angie Gerber
angiegerber@gmail.com

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Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

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I would love to learn more about your goals, dreams, and desires!!

https://calendly.com/angiegerber/zoom-call-15-minutes

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AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

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