Why Loans Get Denied (Don't Apply for a Mortgage Until You Do This)
Failed to add items
Add to basket failed.
Add to Wish List failed.
Remove from Wish List failed.
Follow podcast failed
Unfollow podcast failed
Why Loans Get Denied (Don't Apply for a Mortgage Until You Do This)
-
Narrated by:
-
By:
About this listen
Send us a text
When you're self-employed, getting approved for a mortgage isn't as straightforward as it is for W-2 employees. In this episode, Mike sits down with mortgage lender Bill Moeller to break down how tax-saving strategies can impact your mortgage application.
🚀Ready to stop overpaying the IRS? Sign up for my free webinar on July 15th! Click here or visit: https://www.taxsavingspodcast.com/webinar
🚀 Book your free demo call today! Click here or visit: https://taxelm.com/demo/
Chapters:
(00:57) The Mortgage Trap for Entrepreneurs
Why showing low income on paper can backfire when it’s time to buy a home.
(03:34) Hiring Your Kids: Tax Benefit, Mortgage Problem
One popular tax strategy could hurt your loan approval unless you plan ahead.
(05:44) Pre-Plan Your Income for Mortgage Success
How to reverse-engineer your tax return so you qualify for the house you want.
(09:26) What Lenders Actually Add Back (And Don’t)
Depreciation helps. Home office? Not so much. Here’s what gets counted.
(12:54) Why Distributions Don’t Count Without Profit
Lenders look for taxable income, not just how much cash you took out.
(15:40) Real Estate Loans: How Rental Income Is Calculated
Using market rent projections and DSCR loans to qualify for investment properties.
Podcast Host:
Mike Jesowshek, CPA – Founder and Host of Small Business Tax Savings Podcast
Join TaxElm: https://taxelm.com
🚀 Visit: https://www.TaxSavingsPodcast.com
🚀 Check Out TaxElm: https://taxelm.com/
🚀 Join our Free Facebook Group: https://www.facebook.com/groups/taxsavings/
🚀 YouTube: www.TaxSavingsTV.com
👋🏼 GET IN TOUCH
You can Tweet @MJesowshek with any feedback, ideas, or thoughts about the lessons you've learned from the episodes. We want to thank you personally for tuning in 🙏
🙏 LEAVE A REVIEW
If you enjoy the podcast, please leave a 5-star review on Apple Podcasts or Spotify—it helps more business owners find the show ⭐
🎙 ABOUT THE PODCAST
The Small Business Tax Savings Podcast is your go-to resource for cutting-edge tax strategies to help entrepreneurs legally slash their tax bills. Hosted by Mike Jesowshek, CPA, this show breaks down complex tax topics into clear, no-fluff insights so you can keep more of your hard-earned money.