• S2 P8 Fire Loss Tax Issues with CPA Linda Forman
    Jun 26 2025

    in this episode of Three Homeless Guys, host Joel Pollak, along with guests Ron Goldschmidt and Oren Ezra, discuss the ongoing rebuilding efforts following the Palisades fire. They are joined by CPA Linda Forman, who provides insights into the complex tax implications that homeowners face as they navigate property assessments, rebuilding permits, and potential capital gains taxes when selling their properties. The conversation highlights the importance of community support and professional guidance in addressing these challenges.

    takeaways

    • The Army Corps of Engineers is ahead of schedule in debris removal.
    • Rebuilding permits are still a challenge due to city council approvals.
    • Property tax assessments may not reflect the actual loss of homes.
    • Homeowners can claim casualty losses on their taxes after a fire.
    • Rebuilding may lead to higher property taxes due to improvements.
    • Selling property can result in significant capital gains taxes.
    • Insurance proceeds from losses are not taxable if used for rebuilding.
    • Moving expenses may be deductible under certain conditions.
    • Community support is crucial for navigating tax issues post-fire.
    • Professional help is needed to understand complex tax implications.

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    53 mins
  • 2 - 7 The War With Iran - With Nate Miller @ MillerInk
    Jun 18 2025

    In this episode of Three Homeless Guys, the hosts discuss the ongoing war between Israel and Iran, the implications for local communities, and the resilience of the Israeli people. They explore the impact of the conflict on both sides, the debate surrounding U.S. involvement, and the importance of community rebuilding efforts in the Palisades. The conversation highlights the need for strong leadership and the potential for a brighter future in the region.

    takeaways

    • The war between Israel and Iran marks a significant turning point.
    • Local residents are eager for more police enforcement after the removal of checkpoints.
    • The emotional toll of war is profound, especially for families with children.
    • Community rebuilding efforts are crucial in the aftermath of disasters.
    • The debate on U.S. involvement in foreign conflicts is evolving among conservatives.
    • Social media plays a significant role in shaping public opinion on foreign policy.
    • Resilience is a key theme in both Israeli and local community responses to crises.
    • The Iranian regime's actions have far-reaching implications for global security.
    • The potential for a prosperous future in Iran exists if the regime changes.
    • Leadership and preparation are essential for effective crisis management.
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    1 hr and 8 mins
  • 2-6 The Future Of LA
    Jun 11 2025

    In this episode of 'Three Homeless Guys', Joel Pollak, Ron Goldschmidt, and Oren Ezra discuss the aftermath of the Palisades fire and the broader implications for Los Angeles. They reflect on personal experiences, the need for federal support, and the challenges facing the community. The conversation touches on the decline of LA, the importance of leadership and accountability, and the hope for renewal through community engagement and nature's resilience.

    takeaways

    • The Palisades fire has highlighted the need for federal support in rebuilding efforts.
    • Community engagement is crucial for navigating the recovery process.
    • Many residents are questioning whether they would choose to move to LA today.
    • The leadership in California is perceived as failing to address critical issues.
    • Nature is showing signs of recovery, offering hope for the future.
    • There is a growing sentiment of betrayal towards public officials.
    • Financial accountability is essential for effective governance.
    • The importance of making it safe for people to voice their concerns.
    • The upcoming elections present an opportunity for change in leadership.
    • The community must take an active role in shaping its future.
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    54 mins
  • 2 - 5: Insurance Claims: Valerie Brown Exposes the Post-Fire Insurance Maze
    Jun 4 2025

    In this episode of Three Homeless Guys, the hosts discuss the aftermath of the Palisades fire and the ongoing rebuilding efforts. They explore legislative challenges, the role of AI in construction, and the complexities of navigating insurance claims. Valerie Brown, a guest with extensive experience in disaster recovery and insurance, shares her insights on the insurance process, the importance of documentation, and the challenges faced by homeowners in fire-prone areas. The conversation highlights the need for community resilience and the evolving landscape of insurance in response to natural disasters.

    takeaways

    • The insurance industry is often geared towards partial losses rather than total losses from disasters.
    • Meticulous documentation is crucial for navigating insurance claims effectively.
    • Community resilience is vital in the aftermath of disasters like the Palisades fire.
    • AI tools are emerging to assist in the rebuilding process and insurance claims.
    • Legislative efforts are necessary to protect homeowners from rising insurance costs.
    • Many homeowners are underinsured, leading to significant financial challenges after a disaster.
    • The claims process can be complicated and frustrating for policyholders.
    • Insurance companies are regulated at the state level, affecting their accountability.
    • Homeowners should be proactive in understanding their insurance policies and coverage limits.
    • The future of insurance in fire-prone areas may involve increased collaboration between communities and
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    1 hr and 5 mins
  • 2-4 Rebuilding Smarter: Fire, Resilience & Green Building with Sustainability Expert Adi Migdal
    May 28 2025

    summaryIn this episode of 'Three Homeless Guys', host Joel Pollak, along with guests Ron Goldschmidt, Oren Ezra, and sustainable building expert Adi Migdal, discuss the ongoing rebuilding efforts in the Palisades following devastating fires. The conversation covers various themes including the current state of construction, sustainable building practices, the importance of community engagement, and innovative strategies for fire resilience. Adi shares insights on passive house design, the financial benefits of sustainable building, and the necessity of improved water infrastructure to enhance community safety. The episode emphasizes the need for collaboration among residents, contractors, and local authorities to create a greener, more resilient neighborhood.

    takeaways

    • The rebuilding effort in the Palisades is ongoing with limited progress.
    • Sustainable building practices can significantly reduce environmental impact.
    • Passive house design focuses on energy efficiency and comfort.
    • Investing in sustainable building can yield a good return on investment.
    • Community engagement is crucial for successful rebuilding efforts.
    • Water infrastructure is essential for fire resilience and community safety.
    • Finding reliable contractors for sustainable building is challenging but necessary.
    • Education on sustainable practices can motivate community members to participate.
    • Lessons from Israel's fire management can inform local strategies.
    • Creating green spaces can enhance community resilience against fires.
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    1 hr and 15 mins
  • 2 -3: Kaye Steinsapir - Transforming Pain Into Purpose
    May 21 2025

    In this episode of 'Three Homeless Guys', host Joel Pollak, along with guests Ron Goldschmidt, Oren Ezra, and Kaye Steinsapir, discuss the aftermath of the Palisades fire, the community's rebuilding efforts, and the emotional and legal challenges faced by those affected. Kaye shares her personal journey of loss and resilience, highlighting the importance of community support and the transformative power of helping others. The conversation also touches on the complexities of insurance issues, the language surrounding victimhood, and the significance of authenticity in communication during times of grief.

    takeaways

    • The importance of community support in recovery efforts.
    • Insurance companies are facing backlash for rate increases post-fire.
    • Kaye Steinsapir emphasizes the need for space to connect and heal.
    • The term 'victim' can be limiting; 'survivor' may be more appropriate.
    • Legal advice is crucial for those navigating fire-related lawsuits.
    • Transforming pain into purpose can lead to personal growth.
    • Authenticity in communication is vital during difficult times.
    • Helpers often provide more support than those who simply offer help.
    • Community gatherings can foster connections and healing.
    • The podcast serves as a platform for sharing stories and resources.
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    1 hr and 8 mins
  • 2 -2: State Senator Ben Allen: The Palisades Will Have to Lead
    May 14 2025

    In this episode of Three Homeless Guys, host Joel Pollak, along with Ron Goldschmidt and Oren Ezra, engage with State Senator Ben Allen to discuss the aftermath of the Palisades fire, the ongoing rebuilding efforts, and the various challenges faced by the community. The conversation covers the roles of state and federal agencies, the importance of insurance and utility companies, and the need for better fire mitigation strategies. Senator Allen shares insights on the rapid cleanup process, the complexities of rebuilding, and the political landscape surrounding disaster recovery. The episode concludes with discussions on the potential for a local resilient rebuilding authority and Senator Allen's future in politics.

    Takeaways

    The cleanup process after the Palisades fire has been impressively fast.

    State and federal agencies play crucial roles in disaster recovery.

    Insurance issues remain a significant concern for fire victims.

    Utility companies need to improve their response during fire events.

    Community resilience is essential for future fire mitigation efforts.

    The permitting process for rebuilding needs to be more efficient.

    Local authorities can play a role in managing rebuilding efforts.

    Senator Allen emphasizes the importance of ongoing political advocacy for fire victims.

    There is a need for better communication between residents and government agencies.

    Senator Allen is considering his political future amidst ongoing challenges.

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    58 mins
  • Season 2 Premiere
    May 6 2025

    In this episode of 'Three Homeless Guys', the hosts discuss the impact of the Palisades fire and the rebuilding efforts, drawing on their personal experiences and historical parallels. They emphasize the importance of community resilience, the need for practical solutions over ideological debates, and the role of technology in facilitating recovery. The conversation also touches on political accountability and the necessity for community engagement in the rebuilding process, ultimately aiming to inspire hope and action among listeners.

    Takeaways

    The podcast aims to explore broader issues beyond the Palisades fire.

    Personal experiences shape perspectives on community and resilience.

    The Palisades fire represents a loss of something precious.

    Historical lessons from Chicago's Great Fire inform current rebuilding efforts.

    South Africa's challenges highlight the importance of practical solutions.

    Community needs must take precedence over ideological goals.

    Technology can play a crucial role in efficient rebuilding.

    Political accountability is essential for effective recovery.

    Community engagement is vital for rebuilding efforts.

    The podcast encourages listeners to stay strong and involved.

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    51 mins