In this episode of the Make It Personal Podcast, the team dives into one of life’s most overwhelming and yet critical arenas: financial decision-making. Host Mark walks listeners through the sheer volume of choices we make daily, estimated at 35,000 per day, and zooms in on the 10 most important financial decisions that shape long-term success. This episode kicks off with the first five, helping listeners break down complex topics into actionable steps.

Mark starts by laying a philosophical foundation, highlighting a key truth from Stoic philosopher Seneca: while we can’t choose our parents, everything after that is a matter of choice. With that grounding, the episode digs into the pivotal decisions that define financial wellness:

Education: From choosing whether to attend college to selecting a major and considering post-grad work, your formal education is the gateway to both opportunity and debt.

Where You Live: Location influences not only your cost of living but also job opportunities and overall quality of life.

Career Path: One-third of your life is spent working. Mark discusses how aligning your career with your values and goals pays dividends beyond just a paycheck.

Budgeting: Managing cash flow through tracking, planning, and adjusting is foundational to financial health.

Saving vs. Investing: Learn why building a solid savings cushion must come first—before chasing higher investment returns.

You’ll learn:

• Your financial life is shaped by intentional decisions, not just luck or circumstance.
  

• Budgeting and saving aren’t just chores—they are cornerstones of security.
  

• The career and location you choose have a ripple effect across every aspect of your finances.
  

• True financial growth requires balancing today’s needs with tomorrow’s goals.
  

Ready to take the next step? Download the free eBook “Seven Principles for Your Financial Success” at www.makeitpersonalpodcast.com and schedule a no-obligation consultation with one of Mutual of Omaha’s expert advisors. Don’t just let life happen, make it personal!

“One-third of your life is spent at work, so your career choice has a massive impact on both finances and happiness.” - Mark Zagurski

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Investing involves risk, including loss of principal.

This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions. Strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.