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The Personal Finance Podcast

The Personal Finance Podcast

By: Andrew Giancola
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 Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.© 2022 The Personal Finance Podcast Economics Leadership Management & Leadership Personal Finance
Episodes
  • 13 Personal Finance Cheat Codes That Can Change Your Life

    13 Personal Finance Cheat Codes That Can Change Your Life
    Oct 13 2025
    Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals 13 strategies the rich use to build wealth on autopilot—from the wealth gap formula that reverse engineers your path to freedom, to invisible multipliers that compound into six-figure advantages most people completely ignore. Here's what we're covering today: 💸 Strategy 1: Automate everything so wealth builds without willpower 🧠 Strategy 2: Prioritize high-leverage skills over penny-pinching 🏦 Strategy 3: Treat your savings rate like a game and level it up 🧰 Strategy 4: Use the tax code as a wealth-building tool 📊 Strategy 5: Build multiple income streams early (even small ones) 🪙 Strategy 6: Use debt as a wealth tool, not a trap 🪄 Strategy 7: Exploit invisible multipliers like credit scores and employer matches 📊 Strategy 8: Reverse engineer wealth with the "wealth gap formula" 🏠 Strategy 9: Hack housing—your biggest expense 🪙 Strategy 10: Play the long game with time arbitrage 🧠 Strategy 11: Think in net worth, not income 🧑‍💼 Strategy 12: Get the right team in your corner 🔑 Strategy 13: Optimize for freedom, not just money How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: How to Open an HSA (and Why You Should Consider it!) - Money Q&A The Bucket Method For Managing Your Savings (Master Multiple Savings Goals) The Million Dollar Money Decisions You Should Be Focusing On  rental property calculator Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 mins
  • 10 Steps to Get Ahead of 99% Of People Financially (In the Next 6-12 Months)

    10 Steps to Get Ahead of 99% Of People Financially (In the Next 6-12 Months)
    Oct 8 2025
    Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew walks through the 10 practical steps that can flip your finances in 6-12 months. Watch this episode on Youtube. Here's what we're covering today: 🧭 Step 1: Get crystal-clear on your retirement goal using the 25× rule 🏦 Step 2: Automate your financial life with the 20-55-25 money system 🛟 Step 3: Build your safety net using the 1-3-6 emergency fund method 📈 Step 4: Start investing immediately (even if it's small amounts) 💸 Step 5: Slash major money leaks like housing and transportation (not $5 coffee) 📊 Step 6: Track and optimize your money with monthly net worth reviews 🚀 Step 7: Supercharge your income through skill-building and strategic moves 🧠 Step 8: Build a wealth mindset with books and accountability 🧨 Step 9: Eliminate high-interest debt aggressively (non-negotiable) 🧰 Step 10: Protect your wealth with insurance and estate planning How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: The 1-3-6 Method For Building & Managing Your Emergency Fund The Ultimate Guide to Becoming an Employer Match Millionaire (FREE MONEY) How to Create a Bulletproof Wealth Protection Plan Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    46 mins
  • Announcing Master Money Academy (The Ultimate Wealth-Building Community)

    Announcing Master Money Academy (The Ultimate Wealth-Building Community)
    Oct 7 2025
    Tired of trying to figure out money alone? Join the community built to help you master your money, stay accountable, and reach financial freedom. Join Master Money Academy today! Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show More Show Less
    13 mins
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