In Episode 58, Adam explains the crucial role that bank statements play in the mortgage process. Discover why lenders require these documents and how they help verify your financial stability and creditworthiness. Adam breaks down the specific information lenders look for in your bank statements, such as income consistency, spending habits, and any red flags that might affect your loan approval. Whether you're a first-time homebuyer or looking to understand the intricacies of mortgage applications, this video provides valuable insights into the importance of bank statements in securing your home loan. Tune in to learn more and make your mortgage journey smoother and more transparent! #MortgageProcess #BankStatements #HomeBuyingTips #FinancialStability #Creditworthiness #LoanApproval #FirstTimeHomebuyer #MortgageInsights #HomeLoan #RealEstateFinance Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In episode 57, Adam shares valuable tips on financing a manufactured home. Whether you're considering purchasing a manufactured home or already in the process, our experts provide invaluable insights to navigate the financing landscape effectively. From understanding loan options and eligibility criteria to maximizing affordability and overcoming common challenges, this discussion covers it all. Join us to empower yourself with the knowledge needed to finance your dream manufactured home with confidence! #ManufacturedHome #FinancingTips #MortgageExperts #HomeOwnership #RealEstateFinance #AffordableHousing #LoanOptions #CreditScore #DownPayment #PropertyOwnership #MobileHomeFinancing #FinancialAdvice #HomeBuyingJourney #mortgagetips Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In Episode 56, we introduce you to Mica James, one of our dedicated loan officers. While Adam and Mica talk about their beloved Bengals, Mica brings a wealth of knowledge and experience to help you navigate the world of home financing. Whether you're buying your first home or refinancing, Mica is here to guide you every step of the way with personalized service and expert advice. Tune in to get to know Mica and learn how he can assist you in making your homeownership dreams a reality. Don't forget to like, comment, and subscribe for more updates! Western Ohio Mortgage 733 Fair Rd. Sidney, OH 45365 Office - 937-497-9662 Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301 Mica James NMLS #638185 LO.052926.000

In Episode 55, we introduce Chad Perk, a Loan Officer at Western Ohio Mortgage (WOMC). Chad shares insights from his personal and professional journey, detailing why he finds WOMC preferable to other mortgage lenders. Adam and Chad delve into the importance of accessibility for loan officers. Additionally, Adam provides valuable information on FHA and USDA guidelines regarding the utilization of a savings pattern as a line of credit. Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301 Chad Perk NMLS #563626

Today, in episode 54, we're diving deeper into some comments and questions raised in last week's episode about creative financing. Discover strategies to enhance your credit profile, putting you in a prime position to achieve homeownership. Adam sheds light on why these methods differ from the issues faced during the 2009 crisis. Plus, we'll address whether age poses any restrictions on purchasing a home. Tune in now to gain valuable insights and empower your homebuying journey! #homebuying #usdaloans #creativefinancing #AlternativeCredit #homeownership #AlternativeLinesOfCredit Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In this captivating Small Business Spotlight, we shine a light on A&E Home Services, your trusted partner in home improvement. Join us as we explore the dedication, craftsmanship, and passion behind A&E's commitment to transforming houses into dream homes. From renovations to repairs, A&E Home Services goes above and beyond to deliver top-notch quality and customer satisfaction. Discover their story, meet the team, and learn how A&E is making a difference one home at a time. Tune in and be inspired by the excellence of A&E Home Services! Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301

In Episode 51, mortgage experts Adam and Teresa dive deep into the recent settlement involving the National Association of Realtors (NAR). Join them as they dissect the implications of this significant development for the real estate industry. From potential impacts on market dynamics to changes in consumer protections, Adam and Teresa provide valuable insights and thoughtful analysis. Whether you're a seasoned real estate professional or an interested observer, this discussion sheds light on the evolving landscape of the housing market. Tune in to gain a comprehensive understanding of the NAR settlement and its implications .#RealEstateNews #NARSettlement #IndustryInsights #Mortgagetips #Mortgagepodcast #MarketAnalysis #ConsumerProtection #RealEstateExperts #HousingMarket #LegalDevelopments Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301 Teresa Rose NMLS#286923

In this special 50th episode, join us as we reflect on an incredible journey filled with insightful conversations and memorable moments. From thought-provoking discussions to inspiring stories, each episode has brought us closer to understanding diverse perspectives and embracing new ideas. Join the celebration as we highlight some of our favorite moments and look ahead to the exciting episodes yet to come. Thank you for being part of this remarkable journey with us! #mortgagepodcast #realestate #podcast Western Ohio Mortgage MB#9601 Adam J. Rose NMLS#870301