In this episode, Adam covers a major upcoming USDA income rule change that could expand homebuyer eligibility, gives a quick market and rate update, and previews what’s ahead at the Ohio Mortgage Bankers Convention—including exciting AI innovations in the mortgage industry.

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

✅ Recap from NAC in D.C. and meetings with Congress & Senate 🏛️ Policy advocacy updates on: Veterans Assistance Servicing Purchase Program (VASP) Homebuyers Privacy Protection Act (a.k.a. ending trigger leads) 📉 Market volatility and interest rate movement 🏡 Highlights from the Affordable Housing Summit in Columbus 📍 Announcement: 2025 Summit coming to Dayton! 🔊 Why membership in mortgage associations matters (MBA, OMBA, etc.)

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301

⚠️ **Heads up for non-permanent residents** — FHA and USDA loans will now require lawful permanent residency (green card holders). Conventional (Fannie Mae/Freddie Mac) hasn’t followed suit *yet*, but it’s likely coming. 📆 If you're currently shopping and relying on FHA, **May 24th** is your deadline to be under contract and secure a case number before the change fully kicks in.

Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301