Is renting really cheaper than buying a home? 🤔 In Part 1 of a 2-part series on The Mortgage Guy Podcast, Adam Rose breaks down a 10-year rent vs. buy reality check using real-world numbers to show how housing decisions impact long-term wealth. Many renters believe they're saving money because the monthly payment is lower—but when you zoom out, renting can be the most expensive housing decision over time. In this episode, Adam reframes homeownership as a financial investment, not an emotional or moral decision, and explains why time in the market matters more than timing the market. In Part 1, Adam covers: A 10-year cost breakdown of renting vs. owning How rent payments build zero equity Why rising rents matter more than people realize How principal paydown starts building wealth Why monthly payment alone is the wrong metric Part 2 will continue the conversation by expanding on ownership scenarios, market considerations, and how home equity can be leveraged over time. This episode is ideal for: ✔ Renters debating whether to buy ✔ First-time homebuyers ✔ Anyone concerned about interest rates or home prices ✔ Consumers focused on long-term financial stability If you're asking yourself, "Should I rent or buy right now?"—this two-part series will help you think clearly about housing as a long-term financial decision. 📞 Questions about buying a home or improving your mortgage readiness? Reach out to the team at Western Ohio Mortgage—we're happy to help. 📲 Contact Adam Rose Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301 📞 937-497-9662 📧 arose@westernohiomortgage.com 🌐 www.westernohiomortgage.com 🎧 Listen on Spotify & Apple Podcasts ▶️ Subscribe on YouTube for weekly mortgage insights 📱 TikTok: @the_mtg_guy 📘 Facebook: @TheMortgageGuy24 📸 Instagram: @adam.rose.92102