🔔 This Week on The Mortgage Guy Podcast This episode covers: ⚖️ Major Industry Lawsuit: A new RICO suit filed against D.R. Horton and DHI Mortgage. Adam breaks down how the alleged use of vacant-lot tax values misled borrowers, why payments jumped by hundreds to thousands, and what this means for builder–lender relationships moving forward. 🏗️ RESPA Section 8 & Builder Incentives: A clear explanation of what lenders can and cannot offer, how builder incentives work, and why certain practices fall into regulatory gray areas that are now drawing national attention. 📉 Fed Rate Decision Preview: What to expect from the Federal Reserve's upcoming meeting, why the dot plot matters more than the rate announcement itself, and why a Fed Funds rate cut does not automatically reduce mortgage rates. 📊 Market Reality Check: A look at how the 10-year Treasury drives mortgage pricing, how markets price in expected cuts, and why tones and comments from Chair Powell often move rates more than the cut itself. 🏛️ OMBA Updates: Details on the Future Leaders program, annual convention registration, and why industry professionals—from lenders to vendors—should consider joining the Ohio Mortgage Bankers Association. Whether you're a mortgage professional, real estate partner, or consumer trying to understand how lawsuits and Fed movement impact the market, this episode delivers clear insight into the forces shaping today's mortgage environment. 📲 Contact Adam Rose Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301 📞 937-497-9662 📧 arose@westernohiomortgage.com 🌐 www.westernohiomortgage.com 🎧 Listen on Spotify & Apple Podcasts ▶️ Subscribe on YouTube for weekly mortgage insights 📱 TikTok: @the_mtg_guy 📘 Facebook: @TheMortgageGuy24 📸 Instagram: @adam.rose.92102