The IRA Armor Podcast: An Ultimate Guide to Gold IRA Investing cover art

The IRA Armor Podcast: An Ultimate Guide to Gold IRA Investing

The IRA Armor Podcast: An Ultimate Guide to Gold IRA Investing

By: IRA Armor Podcast
Listen for free

About this listen

 IRAarmor.com Presents: the IRA Armor Podcast. In a world of stock market volatility and economic uncertainty, the IRA Armor Podcast: An Ultimate Guide to Gold IRA Investing is your shield against financial chaos! Discover why gold is the ultimate hedge, offering unmatched protection for your retirement savings. Our expert hosts dive deep into the power of gold IRAs, revealing how precious metals safeguard your wealth when stocks falter and markets tremble. From tax benefits to diversification strategies, each episode delivers actionable insights, insider tips, and exclusive wealth secrets to fortify your portfolio against the fear of the unknown. Tune in and armor up your retirement with gold! Key topics that are covered in the podcast include: Gold IRA, Precious Metals IRA, Gold IRA Accounts, Best Gold IRA Companies, Gold IRA Investing, Convert IRA to Gold, Gold-Backed IRA, Gold Roth IRA, Gold IRA Custodians, Top Gold IRA Companies, Gold IRA Reviews, 401k to Gold Conversion, Gold and Silver IRA, Physical Gold in IRA, Self-Directed Gold IRA, Gold IRA Guide, Gold IRA Fees, Tax Rules for Gold IRAs, Setting Up a Gold IRA, IRA-Approved Gold, Gold Retirement Accounts, Buying Gold in IRA, Gold and Silver IRA Companies, Gold IRA Comparison, Gold IRA for Seniors, Gold Bullion IRA, IRA Eligible Precious Metals, IRA Gold Coins, Home Storage Gold IRA, Gold IRA FAQs2025 IRA Armor Economics Personal Finance
Episodes
  • Don’t Let a Currency Crisis Steal Your Savings—Invest in a Gold IRA!

    Don’t Let a Currency Crisis Steal Your Savings—Invest in a Gold IRA!
    Aug 4 2025
    Resources mentioned: go to www.iraarmor.com/quiz and www.iraarmor.com for more information.-Welcome to The IRA Armor Podcast, the source for protecting your wealth in an ever-changing financial world! I’m your host, Jack Gallegar, lead researcher at IRAArmor.com, where we dive deep into strategies to safeguard your savings from economic uncertainty. Today, we’re tackling a critical topic: Don’t Let a Currency Crisis Steal Your Savings—Invest in Gold! We’ll explore why the dollar keeps losing value, why gold is skyrocketing, and why it’s been the ultimate standard for wealth protection for centuries—trusted by banks, governments, and savvy investors alike. Buckle up, because this episode is packed with insights you need to hear!But first, let’s talk about taking action. If you’re ready to protect your wealth, head over to IRAArmor.com/quiz right now. Answer a few quick questions, and we’ll match you with a top gold IRA company tailored to your financial goals. Don’t wait for a crisis to hit—visit IRAArmor.com/quiz today and take the first step toward securing your future!Before we dive in, a quick disclaimer: The content on The IRA Armor Podcast is for informational purposes only. We are not your hired wealth, tax, or legal advisors. Always consult with a qualified professional before making financial decisions. Now, let’s get to it!Let’s start with a hard truth: the U.S. dollar isn’t what it used to be. If you’ve been paying attention to your grocery bill, gas prices, or rent, you’ve felt it. Everything costs more, and your paycheck doesn’t stretch as far. That’s not just inflation—it’s a symptom of a deeper issue: the dollar’s purchasing power is eroding, and it’s been happening for decades.To put this in perspective, let’s go back to 1971, when the U.S. officially abandoned the gold standard under President Nixon. Before that, the dollar was backed by gold, meaning you could, in theory, exchange your paper money for a fixed amount of gold at any time. That gave the dollar stability. In 1971, a dollar was worth 1/35th of an ounce of gold. Today? That same dollar is worth less than 1/2000th of an ounce of gold. That’s a staggering loss of value.Why does this happen? It’s simple: governments and central banks, like the Federal Reserve, can print money out of thin air. Since 1971, the U.S. money supply—known as M2, which includes cash, checking accounts, and other liquid assets—has skyrocketed from about $600 billion to over $21 trillion today. When you flood the system with more dollars, each one buys less. It’s basic supply and demand. In 1980, a loaf of bread cost about 50 cents. Today, it’s closer to $3.50. That’s not because bread got fancier—it’s because the dollar’s worth has tanked.Meanwhile, gold? It’s been a different story. In 1971, gold was $35 an ounce. By August 2025, it’s hovering around $2,500 an ounce, and it’s climbed steadily over time. Even during economic turbulence—recessions, wars, pandemics—gold holds its ground. Why? Because unlike paper money, gold can’t be printed. Its supply is limited, and it takes real effort—mining, refining—to bring more into the market. That scarcity is why gold has been a store of value for thousands of years.Let’s talk about why gold isn’t just another investment—it’s the standard for wealth preservation. For over 5,000 years, gold has been the go-to asset for civilizations, from the Egyptians to the Romans to modern central banks. Why? Because it’s tangible, durable, and universally valued. You can’t fake gold. You can’t inflate it away. It’s the ultimate hedge against chaos.Governments and central banks know this. Right now, central banks around the world—like those in China, Russia, and India—are stockpiling gold at a record pace. In 2024 alone, global central banks bought over 1,000 tons of gold, the highest annual purchase in decades. Why are they doing this? Because they see the writing on the wall. Fiat currencies—paper money not backed by anything physical—are vulnerable. When trust in a currency wanes, whether due to inflation, geopolitical instability, or debt crises, gold steps in as the ultimate safe haven.Take a look at history. During the Weimar Republic’s hyperinflation in Germany in the 1920s, the German mark became worthless. People were wheelbarrowing cash to buy bread, but those who held gold? They preserved their wealth. Fast forward to the 2008 financial crisis—while stock markets crashed and banks teetered, gold prices surged, climbing from $700 an ounce in 2008 to nearly $1,900 by 2011. It’s not just a coincidence. Gold thrives when paper money falters.And it’s not just crises. Gold’s value has grown steadily over time. Since 2000, gold has delivered an average annual return of about 9%, outpacing inflation and many other asset classes. Compare that to the dollar, which has lost over 40% of its purchasing power ...
    Show More Show Less
    10 mins
  • The IRS Doesn't Want You to Know THIS About Retirement...

    The IRS Doesn't Want You to Know THIS About Retirement...
    Aug 3 2025
    Resources mentioned: go to www.iraarmor.com/quiz and www.iraarmor.com for more information.-Welcome to The IRA Armor Podcast, your go-to source for protecting your wealth and building a bulletproof retirement! I’m Terri Benadict, standing in for Jack this week, and I’m thrilled to be here diving into a topic that’s got the IRS sweating. Today, we’re talking about a Gold IRA trick that could save your retirement by slashing taxes—and trust me, it’s a game-changer. Are you ready to take control of your financial future? Gold IRAs are a powerful way to diversify your retirement portfolio, but finding the right company to guide you is key. Head over to IRAArmor.com/quiz and take our quick, free quiz to get matched with a top-rated Gold IRA company tailored to your financial goals. That’s IRAArmor.com/quiz—don’t wait, secure your retirement today!Alright, let’s get into it. Before we dive deep, a quick disclaimer: everything we discuss on The IRA Armor Podcast is for informational purposes only. We’re not wealth advisors, and you should always consult with a qualified financial professional before making any investment decisions. Now, let’s talk about this Gold IRA trick the IRS doesn’t want you to know about—and how it can help you keep more of your hard-earned money in retirement.Let’s set the stage. Taxes are the silent wealth-killer in retirement. You’ve spent decades building your nest egg, but when you start withdrawing from your traditional IRA or 401(k), the IRS is waiting with its hand out. Depending on your income bracket, you could lose 20%, 30%, or even more of your savings to taxes. And here’s the kicker: with gold prices climbing—hitting over $2,500 per ounce in mid-2025—investing in precious metals through a Gold IRA can be a smart move, but only if you know how to play the tax game right.So, what’s this trick? It’s all about using a Gold IRA to minimize or even avoid certain taxes that can erode your retirement savings. We’re not talking about dodging taxes illegally—everything we’ll cover is 100% IRS-compliant. But there are strategies that savvy investors use to keep their tax bills low, and today, we’re spilling the tea.First, let’s talk about the structure of a Gold IRA and why it’s a tax-saving powerhouse. A Gold IRA is a self-directed individual retirement account that allows you to hold physical gold, silver, or other precious metals instead of stocks or bonds. The beauty? It follows the same tax rules as a traditional IRA, meaning contributions may be tax-deductible, and your investments grow tax-deferred until you start taking distributions.Here’s where the trick comes in: by strategically managing your Gold IRA, you can leverage tax deferral to your advantage. For example, let’s say you roll over $100,000 from a traditional 401(k) into a Gold IRA. That rollover is tax-free, and any gains from your gold investments—say, if gold jumps from $2,500 to $3,000 an ounce—aren’t taxed until you withdraw the funds. This means your wealth can compound without the IRS taking a cut every year, unlike taxable investment accounts where capital gains or dividends get hit annually.But the real magic happens when you optimize your distributions. The IRS taxes Gold IRA withdrawals as ordinary income, just like a traditional IRA. However, if you plan your withdrawals carefully—say, by taking smaller distributions in years when your income is lower—you can stay in a lower tax bracket and reduce your overall tax liability. For instance, in 2025, if your taxable income is under $47,150 as a single filer, you’re in the 12% federal tax bracket. But if you take a big distribution and push your income over $103,350, you’re suddenly paying 24% or more. Timing is everything.Now, let’s get to the trick that’s got the IRS grumbling: the Roth conversion strategy with a Gold IRA. Here’s how it works. You can convert part or all of your traditional Gold IRA into a Roth Gold IRA. When you do this, you pay taxes on the converted amount in the year of the conversion, but then all future growth and withdrawals from the Roth Gold IRA are tax-free, as long as you follow IRS rules (like holding the account for at least five years and being over 59½).Why is this a big deal? Gold is a long-term hedge against inflation, and with prices trending upward—analysts are projecting gold could hit $3,000 by 2027—a Roth conversion lets you lock in today’s tax rates on your gold holdings and avoid potentially higher taxes in the future. For example, if you convert $50,000 of gold from a traditional IRA to a Roth IRA in 2025, you’ll pay taxes on that $50,000 now. But if that gold appreciates to $75,000 by 2030, you can withdraw it tax-free in retirement. Compare that to a traditional Gold IRA, where you’d pay taxes on the full $75,000 at withdrawal, possibly at a higher rate if tax brackets increase.The key is to convert in a year when your income...
    Show More Show Less
    9 mins
  • Don’t Be Fooled by the Stock Market Bubble—Get a Gold IRA Now!

    Don’t Be Fooled by the Stock Market Bubble—Get a Gold IRA Now!
    Aug 2 2025
    Resources mentioned: go to www.iraarmor.com/quiz and www.iraarmor.com for more information.-Hey there! And welcome back to The IRA Armor Podcast! I’m your host, Jack Gallegar, and I’m here to help you navigate the wild world of retirement investing with a laser focus on protecting your wealth. If you’re worried about the ups and downs of the market or wondering how to secure your financial future, you’re in the right place. Today, we’re diving into a red-hot topic: “Don’t Be Fooled by the Stock Market Bubble—Get a Gold IRA Now!”Folks, the stock market might look shiny and promising, but is it a bubble waiting to burst? We’re going to break down why gold could be your financial fortress in these uncertain times. We’ll compare stocks versus gold, looking at volatility and long-term gains, and why gold might just be the smarter play for your retirement. Stick with me, because this episode is packed with insights you don’t want to miss!But first… are you ready to take control of your retirement? Head over to IRAArmor.com/quiz right now to take a short quiz and get matched with a top Gold IRA company tailored to your financial goals. It’s quick, it’s easy, and it could be the first step to safeguarding your wealth. That’s IRAArmor.com/quiz—don’t wait!Before we dive in, a quick note: The content on The IRA Armor Podcast and IRAArmor.com is for informational purposes only. We are not wealth advisors, and you should always consult with a qualified financial professional before making any investment decisions. Alright, let’s get into it!Let’s start with the elephant in the room: the stock market. If you’ve been watching the headlines lately, you’ve probably seen the market hitting record highs. Tech stocks, growth stocks—they’re soaring, and everyone’s talking about the next big thing which is AI. But here’s the question: is this a sustainable rally, or are we in the middle of a bubble that’s about to pop?Let’s look at the numbers. Over the past 20 years, the S&P 500 has delivered an average annual return of about 8%. Not bad, right? But here’s the catch: that number hides some serious volatility. Take the 2008 financial crisis—stocks tanked by over 50%. If you were nearing retirement, that kind of drop could’ve wiped out years of savings. Even in 2020, during the early days of the pandemic, the market dropped 34% in just a month! And just when they said a recovery was happening, the market dipped hard again in early 2022 and remained stagnant that whole year.Volatility is the stock market’s middle name. It’s a rollercoaster, and while it can go up, it can also crash hard. Think about the dot-com bubble in 2000 or the housing bubble in 2008. These weren’t just blips—they crushed portfolios. And today? Some analysts are sounding the alarm about overvalued tech stocks, sky-high ratios, and speculative trading in things like crypto. The market’s being propped up by cheap money and investor hype, but what happens when the music stops?Now, let’s talk about gold. Gold doesn’t get the same hype as a hot new tech stock, but it’s been a reliable store of value for centuries. Unlike stocks, gold doesn’t rely on corporate earnings or economic growth. It’s a tangible asset, and its value often shines when everything else is falling apart. Over the same 20-year period, gold has delivered an average annual return of around 10%, often outperforming stocks, especially during turbulent times.Here’s the kicker: gold’s volatility is generally lower than stocks. While the S&P 500 can swing 20-30% in a bad year, gold tends to move more steadily. For example, during the 2008 crisis, while stocks were in freefall, gold gained about 5%. In 2020, when the market crashed, gold hit an all-time high, climbing over 25%. It’s not just about returns—it’s about stability. Gold acts like a financial anchor, holding steady when stocks are all over the place.So, why does this matter for your retirement? If you’re 5 to 20 years away from retiring, or you’re in retirement now, you can’t afford to gamble on a market that might crash right when you need your money. Gold gives you a hedge against that uncertainty. It’s not about chasing quick gains—it’s about protecting what you’ve worked so hard to build.If you’re thinking about adding gold to your retirement strategy, now’s the time to act. Visit IRAArmor.com/quiz to take a quick quiz and get matched with a top Gold IRA company that aligns with your financial goals. It’s free, it’s fast, and it could be a game-changer for your retirement. That’s IRAArmor.com/quiz—go check it out!Alright, let’s get into the nitty-gritty and compare stocks and gold head-to-head. I know some of you are thinking, “Jack, stocks have been on a climb—why would I bother with gold?” Fair question, but let’s look at the long-term picture and why gold might just have the edge for your ...
    Show More Show Less
    10 mins
No reviews yet
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.