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The Hard Truth Podcast

The Hard Truth Podcast

By: Hard Truth Podcast
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The Hard Truth Podcast with Kyle Ford

© 2025 The Hard Truth Podcast
Economics Personal Finance
Episodes
  • $350k in Lost Rent & The Moral Dilemma of Evicting Tenants ft. James Fernandez Ep. 10
    May 24 2025

    "Right now we are at $350,000 owed in rent..."

    In this episode of the Hard Truth Podcast, I sit down with James Fernandez, real estate investor and entrepreneur, to uncover the Hard Truths behind building and scaling a successful real estate business.

    We dive into his journey—how he scaled from 0 to 40 units in just one year, bought a 33-unit apartment building and navigated the pivot to investing in self-storage. James opens up about how he is currently owed over $350,000 in lost rent, the moral dilemma of tenant evictions, and the infamous machete story that changed how he operates. From building solid systems and processes to investing in self-storage, this episode gives you an unfiltered look at the strategies, challenges, and resilience required to successfully grow and sustain a real estate business.

    Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below.

    Follow & Connect with James:
    Instagram - https://www.instagram.com/james.fernz/
    Facebook - https://www.facebook.com/fernandezinvestments/
    YouTube - https://www.youtube.com/channel/UCQ2m93M5Haqkr8-T8ZTljWQ

    Follow & Connect with me on Social Media:
    Instagram - https://www.instagram.com/therealkyleford
    Facebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/
    Tik Tok - https://www.tiktok.com/@kyleford576

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    43 mins
  • Why Real Estate Investing Is NOT For Everyone ft. Zack Brittain Ep. 09
    Apr 25 2025

    "I don’t care what your guru told you, not everybody can do this."

    In this episode of the Hard Truth Podcast, I sit down with Zack Brittain, real estate investor and owner of Phipps Brittain Real Estate and King Street Construction, to explore the Hard Truths of building a sustainable real estate business.

    We dive into his journey, from investing without using OPM to launching King Street Construction and developing a sustainable real estate model. Zack shares what it really takes to stay focused, scale, and integrate different parts of your business in a way that lasts. We also get into the gritty side of real estate—the sh*tty work most people don’t talk about—and why this business isn’t for everyone. From creating strong buying strategies to fighting for your bottom line, Zack breaks down what it means to be an operator, how good deals are made, and what’s next for him and his companies.

    Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below.

    Follow & Connect with Zack:
    Instagram - https://www.instagram.com/zacharyjohnbrittain/

    Follow & Connect with PhippsBrittain Real Estate:
    Instagram - https://www.instagram.com/phippsbrittainrealestate/
    Facebook - https://www.facebook.com/phippsbrittainrealestate
    Website - https://phippsbrittainrealestate.com/
    YouTube - https://www.youtube.com/channel/UCWsS6pz6hoibP_txWm6wdfw

    Follow & Connect with King Street Construction:
    Instagram - https://www.instagram.com/kingstreetconstruction/
    Facebook - https://www.facebook.com/people/King-Street-Construction/61554365396641/
    Website - https://kingstreetconstruction.com/

    Follow & Connect with me on Social Media:
    Instagram - https://www.instagram.com/therealkyleford
    Facebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/
    Tik Tok - https://www.tiktok.com/@kyleford576
    YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

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    33 mins
  • The Money Is In The Money: The Hard Truth of Real Estate Wealth Ft. Josh Findlay Ep. 08
    Feb 15 2025

    "The days of 10 duplexes are over. If you're risk adverse you're not making money in this market."

    In this episode of the Hard Truth Podcast, I sit down with Josh Findlay, a professional mortgage broker, real estate investor, co-owner of @bldfinancial and CMHC specialist, to explore the hard truths of the MLI Select program and why it's essential for investors to have capital in order to succeed in the real estate game.

    We dive into his journey—from meeting Matt McKeever and shooting videos for the Canadian Real Estate Channel to becoming a trusted advisor for mid-sized investors across the country. Josh shares the challenges facing the mortgage industry today, including the affordability crisis, the red tape surrounding CMHC programs, and the importance of understanding the nuances of the MLI Select vs. CMHC Standard programs. We also discuss the current state of the real estate market and why "the money is in the money."

    Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below.

    Follow & Connect with Josh Findlay:
    Josh Findlay on Instagram - https://www.instagram.com/jfins/
    Josh - 519-729-9212
    BLD Financial Instagram - https://instagram.com/bldfinancial
    BLD Financial Facebook - https://www.facebook.com/BLDfinancial

    Follow & Connect with me on Social Media:
    Instagram - https://www.instagram.com/kylefordinvest/
    Facebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/
    Tik Tok - https://www.tiktok.com/@kyleford576
    YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

    Show More Show Less
    31 mins

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