Student loan repayments are officially back, and if you’re feeling overwhelmed, stressed, or just plain confused, you’re not alone. This week on Brown Ambition, we’re diving deep into the chaos with two of our favorite money minds: Yanely Espinal, author of Mind Your Money, and Chris Browning from Popcorn Finance.

We break down what’s really going on inside the federal student loan system from glitchy portals to a laundry list of repayment plans and why so many borrowers are left in the dark.

Here’s what we’re unpacking:

-🔍 How to spot and avoid shady loan forgiveness scams

- 💸 What income-driven repayment plans actually mean for your wallet

- 🧩 Why the student loan simulator on studentaid.gov should be your new best friend

- 🧾 The IRS confusion that’s messing with people’s payment plans

- 💬 The power of community when you’re navigating money decisions solo

Whether you're just restarting payments or knee-deep in the forgiveness process, this episode is packed with tips, real talk, and the support you need to take back control of your student loans.

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