Should I start my CPP early? – Real-Life Examples (Updated)
Failed to add items
Add to basket failed.
Add to Wish List failed.
Remove from Wish List failed.
Follow podcast failed
Unfollow podcast failed
Should I start my CPP early? – Real-Life Examples (Updated)
-
Narrated by:
-
By:
About this listen
The most common CPP question I am asked is: “Is it smart to take my CPP early?”
The answer to this question is different for investors than non-investors, especially growth-focused investors like most of our clients.
In my latest podcast episode you’ll learn:
-
Why should you ignore “CPP breakeven” calculations?
-
Why are life expectancy stats understated?
-
What is the best way to estimate your life expectancy?
-
What happens if you are still working?
-
How does your tax bracket each year affect your CPP?
-
How does your CPP fit into your overall retirement income?
-
Who should take CPP early and contribute it to RRSP?
-
How does CPP affect the estate you leave for your kids?
-
Who should delay their CPP to age 65? Real life examples.
This is an updated post based on 2025 CPP amounts and expectations, and my latest insights.