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Seasoned Loans: Applying Vintage Techniques in BHPH Analysis

Seasoned Loans: Applying Vintage Techniques in BHPH Analysis

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Explore how Buy Here Pay Here (BHPH) lenders use aging and vintage analysis to evaluate portfolio performance over time. This episode covers static pool, roll-rate, and vintage curve assessments—showing how origination timing and seasoning impact delinquency trends, charge-offs, and recovery outcomes for smarter risk management.

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