Should you give your children part of their inheritance while you’re still alive? In this episode of Retirement With/On Purpose, host Trevor Lawson explores the concept of a living inheritance—what it means, how it works, and whether it might be right for your family. Drawing from an article, Pros and Cons of a Living Inheritance by Randy Fox, and real-world client experiences, Trevor walks through the potential pros like tax benefits, shared experiences, and meaningful financial relief, as well as important considerations like family dynamics, over-gifting, and preserving your own financial security. Tune in for practical insights on how to give intentionally, not just generously.

Pros and Cons of a Living Inheritance by Randy Fox.

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

What can you do now to make your estate plan simpler—and easier—for your heirs to manage later? In this episode of Retirement With/On Purpose, host Trevor Lawson shares five practical estate planning tips inspired by a recent Wall Street Journal article. From keeping documents updated and addressing digital assets, to assigning sentimental personal property and avoiding future family conflict, these small but intentional steps can have a big impact. Whether you're nearing retirement or already there, this episode will help you think ahead so your legacy is preserved—and your loved ones are protected.

Five Things to Do Now to Make Your Estate Simpler for Your Heirs by Cheryl Winokur Munk

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

Is working with a financial advisor really worth it if they’re not “beating the market”? In this episode of Retirement With/On Purpose, host Trevor Lawson reframes the true value of a financial advisor—beyond just portfolio performance. Drawing from Vanguard’s Advisor Alpha framework, Trevor breaks down six key ways advisors can add measurable value, including proper asset allocation, cost-effective implementation, tax-efficient investing, and, perhaps most importantly, behavioral coaching. Whether you’re already retired or planning for it, tune in to discover how a trusted advisor can help you stay focused, disciplined, and financially confident through every market cycle.

Read more about Vanguard's Advisor's Alpha here.

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

Should you really be maxing out your 401(k)? In this episode of Retirement With/On Purpose, host Trevor Lawson challenges one of the most common pieces of retirement advice. Drawing insights from a compelling article by Nick Maggiulli, Trevor explores the pros and cons of maxing out your 401(k)—including fees, limited flexibility, and the long-term tradeoff of locking up your capital. He also breaks down a 30-year side-by-side comparison between a Roth 401(k) and a taxable brokerage account, revealing just how much (or little) you might gain. Tune in for a fresh perspective that may shift how you think about saving for retirement.

Read more of Nick Maggiulli insights here: Should I Max Out My 401k? [The Surprising Truth] by Nick Maggiulli

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

What do people regret most at the end of their lives, and how can you avoid those regrets in retirement? In this reflective episode of Retirement With/On Purpose, host Trevor Lawson explores the five most common regrets of the dying, drawn from the experiences of palliative care nurse and author Bronnie Ware. Trevor shares practical insights for retirees looking to live with more intention, from reconnecting with old friends to choosing happiness, expressing emotions, and finally living life on your own terms. Tune in to learn how to use your retirement years not just to rest, but to live fully, courageously, and without regret.

Read more of Bronnie Ware's insights here: Regrets of the dying by Bronnie Ware.

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

Why is it so hard to start spending your retirement savings—even when you know you’ve saved enough? In this episode of Retirement With/On Purpose, host Trevor Lawson explores the emotional and psychological hurdles many retirees face when shifting from saving to spending. Inspired by an article from Morningstar’s Christine Benz, Trevor unpacks the concept of the “retirement consumption gap” and shares practical strategies for giving yourself permission to enjoy the money you've worked so hard to save. From income-producing investments to behavioral tips like tying spending to market performance, this episode will help you find the confidence to make the most of your go-go years.

Will You Need Permission to Spend in Retirement? by Christine Benz

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

How much should you really spend on vacation in retirement—and how do you balance fun with financial responsibility? In this episode of Retirement With/On Purpose, host Trevor Lawson explores smart vacation spending strategies, just in time for summer planning. Drawing from expert advice and personal insights, Trevor shares guidelines like the 5–10% rule for travel spending, tips for avoiding "luxury creep" and "entitlement creep," and why planning around your life season matters. Tune in to learn how to budget wisely, celebrate meaningfully, and create lasting memories without jeopardizing your long-term financial goals.

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.

Are your spending habits truly your own, or are they shaped by what others around you value? In today's episode of Retirement With/On Purpose, host Trevor Lawson explores the concept of mimetic desire, the idea that our wants are often influenced by the desires of others. From luxury hobbies to travel trends in retirement, Trevor shares real-life examples of how this social phenomenon can impact financial decisions and long-term fulfillment. Tune in to learn how aligning your spending with your personal values, not social pressure, can lead to a more satisfying and purpose-driven retirement.

For more information and resources, visit Trevor-Lawson.com.

Retirement With/On Purpose is hosted by Trevor Lawson and produced by Earfluence.