• E16- Federal Leaders, promises on housing and the problem they will create- April 2025
    Apr 12 2025

    ☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEWhat happens when government policies try to fix one problem… but accidentally create another?In this episode of Real Estate on Tap, we dig into the lesser-talked-about ripple effects of recent housing measures — the kind that sound great in headlines but might be causing more harm than help behind the scenes.We break down:🏠 Why giving to one group often means taking from another in real estate🧨 The unintended consequences nobody seems to be talking about🗳️ How election season stirs up housing promises (again) — and what to watch for💡 The surprising ways policy shapes innovation in the housing marketThis isn’t a political rant — it’s a candid conversation from two real estate professionals who live and breathe this stuff every day. We’re not afraid to question the status quo and challenge ideas that don’t make sense.If you’re buying, selling, or just trying to make sense of real estate in 2025, this one’s for you. Hit play and stay ahead of the noise.#federalelection #canadianpolitics #election2025

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    22 mins
  • E15- An UNBELIEVABLE 20% of mortgages are due for renewal RIGHT NOW
    Mar 9 2025

    ☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grants🧭 *LIMITED TIME* Access our BC home buyers course _($347 value)_ *FREE*- Visit https://germyn.ca/bchomebuyers and use code *LIMITEDTIME_FREEA massive wave of mortgage renewals is coming, and homeowners need to be prepared. With nearly 20% of mortgages renewing from November 2024 to November 2025, the stakes have never been higher. In this video, we break down what’s happening, what you need to know, and how to navigate these changes.We’ll also cover key financial insights, mortgage strategies, and the latest updates from the British Columbia government’s 2025 budget meeting. If you’re a homeowner, buyer, or seller, this is essential information that could impact your next move.🏡 Have questions about your mortgage or the housing market? Let’s talk!📩 Contact us today for expert advice on buying or selling in BC.#RealEstate #Mortgages #HousingMarket #BCRealEstate #MortgageRenewal ​

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    25 mins
  • E14- Shocking new numbers reveal landlords fleeing real estate market in BC
    Feb 16 2025

    ☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://taxbreaks.90daysout.ca/ Landlords in BC are leaving the real estate market in record numbers, and it's causing ripples throughout the rental housing ecosystem. If you're a tenant or property investor, you’ve likely noticed the impact of these shifts. This video breaks down the shocking data behind this exodus, the government policies driving landlords out, and the long-term consequences for BC’s rental market. From rental regulations introduced in 2024 to new challenges like four-month notice periods and limited rent increases, the reality is stark.For those navigating this changing landscape, we’ll explore the financial strain landlords face, the shrinking rental stock, and rising tenant competition. Discover how these changes impact property values, rental rates, and investment strategies in cities like Surrey, White Rock, and across BC. Whether you’re a tenant looking for housing or an investor deciding whether to stay in the market, this video offers critical insights to help you plan ahead.Don’t miss the deeper dive into rental trends and policies in the next video—subscribe and hit the notification bell to stay informed.

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    9 mins
  • E13- The housing markets MASSIVE lever to fight (potential) tariffs- February 2025
    Feb 9 2025

    ☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://germyn.ca/grantsAre We About to See a Real Estate Crisis in Canada?Rumors of tariffs and economic instability are making buyers and sellers panic. If this happens, experts warn it could push Canada into a recession. The uncertainty has people stuck—should they buy now? Should they sell? Nobody knows for sure, and that’s the biggest challenge.In this video, we break down what's really happening, why it matters for the real estate market, and what you should do if you're thinking about making a move. Don't let fear dictate your next big decision—let's get it right.


    Subscribe to Real Estate On Tap for more insights into BC’s housing market, visit our YouTube channel for local real estate updates, or reach out to our team for personalized advice.


    This podcast is produced and recorded by Darin Germyn of The Germyn Group, a South Surrey BC REALTOR® with Macdonald Realty.

    Find us on Youtube at https://www.youtube.com/@GermynGroup Online at www.germyn.ca or email us at homes@germyn.ca

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    25 mins
  • E12- The WARNING the LA fires should give BC homeowners
    Jan 26 2025

    The most recent round of LA wildfires is presenting a stark warning for home owners all across BC as we continupusly deal with our own natural disasters like forest fires, floods and more.


    Today's episode unpacks the new risks of owning a home, especially ones in areas considered to be more risky.


    Subscribe to Real Estate On Tap for more insights into BC’s housing market, visit our YouTube channel for local real estate updates, or reach out to our team for personalized advice.


    This podcast is produced and recorded by Darin Germyn of The Germyn Group, a South Surrey BC REALTOR® with Macdonald Realty.

    Find us on Youtube at https://www.youtube.com/@GermynGroup Online at www.germyn.ca or email us at homes@germyn.ca


    Sounds effects kindly supplied by Zapslat.com



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    7 mins
  • E11- The new BC Flipping Tax is here, wild 2025 property assessments + the stats- Jan 2025
    Jan 22 2025

    We break down the new BC flipping tax in today's video, covering who will be effected by it and how it might work in practice. Also, lots to discuss on the wild BC property assessment numbers that were released this month. All of this, plus the stats in this month's Real Estate on Tap. Join us?


    Subscribe to Real Estate On Tap for more insights into BC’s housing market, visit our YouTube channel for local real estate updates, or reach out to our team for personalized advice.


    This podcast is produced and recorded by Darin Germyn of The Germyn Group, a South Surrey BC REALTOR® with Macdonald Realty.

    Find us on Youtube at https://www.youtube.com/@GermynGroup Online at www.germyn.ca or email us at homes@germyn.ca


    Sounds effects kindly supplied by Zapslat.com



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    17 mins
  • E10- Trudeau's resignation won't fix housing prices
    Jan 19 2025

    ☎ *Considering moving to White Rock/Surrey?* Connect with me here ➡ https://germyn.ca/connect 🔥 *21 grants and incentives* to help home buyers save BIG ➡ https://taxbreaks.90daysout.ca/ Justin Trudeau’s resignation as Prime Minister has sparked debates about whether it will solve Canada’s housing crisis. Housing affordability in Canada remains a critical issue, with cities like Vancouver facing skyrocketing costs and limited housing supply. This video breaks down why no single leader can fix systemic problems tied to housing policies, restrictive zoning, and surging demand driven by immigration and urbanization. The Vancouver housing market is just one example of how supply shortages and high costs are leaving many Canadians frustrated. With the housing market in 2025 already looking uncertain, what role do federal, provincial, and municipal governments play in addressing these challenges? From NIMBYism to slow development permits, we examine the real obstacles standing in the way of more affordable housing. Could reforms like higher-density zoning or streamlined construction approvals actually make a difference? Or are these just temporary fixes to a much bigger issue? Whether you’re curious about real estate trends in British Columbia, the cost of housing in Canada, or how the housing crisis impacts you, this video offers a fresh perspective. We explore what needs to change and why focusing on long-term solutions could help build a more affordable future.


    Subscribe to Real Estate On Tap for more insights into BC’s housing market, visit our YouTube channel for local real estate updates, or reach out to our team for personalized advice.


    This podcast is produced and recorded by Darin Germyn of The Germyn Group, a South Surrey BC REALTOR® with Macdonald Realty.

    Find us on Youtube at https://www.youtube.com/@GermynGroup Online at www.germyn.ca or email us at homes@germyn.ca

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    13 mins
  • E9- Don't Fall for These 3 Common Mistakes with Your BC Assessment!
    Jan 12 2025

    BC tax assessment errors might seem harmless, but they can wreak havoc on your financial future. If you've ever thought a low assessment is a win, think again. This episode dives into why your property assessment matters more than you think—affecting taxes, home equity, and even your ability to sell or refinance. Homeowners across BC often fall for three major misconceptions about their property assessments. Don’t let outdated or inaccurate information from the BC Assessment Authority hurt your financial standing. From a personal story about a shocking tax assessment to actionable steps on how to challenge inaccuracies, this video is packed with everything you need to know. Learn how assessments are conducted, why a low assessment might not lower your taxes, and how it could devalue your home in the eyes of buyers and lenders. Plus, we’ll break down the appeal process so you can take control of your property’s valuation before the January 31st deadline. If you’re serious about protecting your equity and making informed decisions, this video is for you. Whether you're preparing to sell, refinance, or just want peace of mind, understanding your BC tax assessment is crucial. Stick around until the end to learn how upcoming changes could affect BC real estate in the next 12 months. #BCTaxAssessment #HomeEquity #RealEstateTips #SurreyRealEstate #PropertyValue


    Subscribe to Real Estate On Tap for more insights into BC’s housing market, visit our YouTube channel for local real estate updates, or reach out to our team for personalized advice.


    This podcast is produced and recorded by Darin Germyn of The Germyn Group, a South Surrey BC REALTOR® with Macdonald Realty.

    • Find us on Youtube at https://www.youtube.com/@GermynGroup
    • Online at www.germyn.ca
    • or email us at homes@germyn.ca


    Sounds effects kindly supplied by Zapslat.com

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    12 mins