Warren Buffett just stepped down as CEO of Berkshire Hathaway after 60 years—and the investing world may never be the same.In this episode of The Paper Gains Show, we unpack the biggest lessons Buffett leaves behind, what most investors still get wrong about his strategy, and what Berkshire’s future could look like without him. 📲 Connect with Us Johnathan Rankin: Johnathan@mforcecapital.com or @thinkretirement Matt Magee: Mmagee@mforcecapital.comAbout:This episode reflects on the investing legacy of Warren Buffett, exploring the wisdom he shared with generations of investors and the unique investment strategies that made him a legend. We discuss Buffett’s impact on financial planning, diversification vs. concentration, long-term investing principles, and his successor’s future challenges at Berkshire Hathaway. Whether you're a retiree managing your portfolio or an investor fascinated by timeless financial wisdom, this is a must-watch tribute.Chapters:0:00 – Buffett Steps Down: Why It Matters1:27 – How Buffett Shaped Our Investment Thinking3:32 – The Story Behind Buying Berkshire: Pettiness or Genius?8:13 – Why Most Investors Don’t Follow Buffett’s Strategy12:27 – Does Concentration Still Work in Today’s Market?18:24 – Can Anyone Recreate What Buffett Built?24:40 – Buffett’s Biggest Lesson: Stay True to Your StrategyDisclaimer: mFORCE Capital and Theorem Wealth Management is a group of investment professionals registered with Sanctuary Securities Inc, member FINRA and SIPC, and with Sanctuary Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through Sanctuary Securities, Inc advisory services are offered through Sanctuary Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Theorem Wealth Management and mFORCE Capital and Sanctuary Securities Inc or Sanctuary Advisors LLC shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This presentation was created for informational purposes only; the opinions expressed are solely those of Theorem Wealth Management and mFORCE Capital and do not represent those of Sanctuary Securities Inc or Sanctuary Advisors, LLC, or any of its affiliates. Sanctuary Advisors do not provide tax or legal advice. This material was not intended or written to be used or represented to any entity as tax advice or tax information. Tax laws vary based on the clients' circumstances and can change at any time without notice. Clients are urged to consult their tax or legal advisors for any related questions.

Sold your investments during the volatility and now regretting it? You’re not alone.In this episode of The Paper Gains Show, we tackle what to do if you pulled out of the market, how to re-enter with a smart strategy, and what this recent rally really means. Plus, we dive into key retirement planning questions like early healthcare costs and whether long-term care insurance is worth it.📲 Connect with Us Johnathan Rankin: Johnathan@mforcecapital.com or @thinkretirement Matt Magee: Mmagee@mforcecapital.comAbout:his episode covers real-time market commentary and practical retirement planning advice for those near or in retirement. Topics include market re-entry strategies after a downturn, avoiding emotional investing mistakes, preparing for healthcare costs before Medicare, and evaluating long-term care insurance. Whether you're managing risk, considering self-funding for medical costs, or unsure about future volatility, this conversation helps you make confident financial decisions.Chapters:0:00 – Are We Out of the Woods? Market Rally Breakdown2:41 – What Tariffs and Guidance Pullbacks Really Signal6:20 – If You Sold During the Volatility — What Now?8:12 – How to Re-Enter the Market Smartly (Without Timing It)13:36 – Retiring Before 65? How to Handle Healthcare Costs17:46 – Long-Term Care Insurance: Should You Buy or Self-Fund?22:35 – Planning for Two Spouses in Retirement HealthcareDisclaimer: mFORCE Capital and Theorem Wealth Management is a group of investment professionals registered with Sanctuary Securities Inc, member FINRA and SIPC, and with Sanctuary Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through Sanctuary Securities, Inc advisory services are offered through Sanctuary Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Theorem Wealth Management and mFORCE Capital and Sanctuary Securities Inc or Sanctuary Advisors LLC shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This presentation was created for informational purposes only; the opinions expressed are solely those of Theorem Wealth Management and mFORCE Capital and do not represent those of Sanctuary Securities Inc or Sanctuary Advisors, LLC, or any of its affiliates. Sanctuary Advisors do not provide tax or legal advice. This material was not intended or written to be used or represented to any entity as tax advice or tax information. Tax laws vary based on the clients' circumstances and can change at any time without notice. Clients are urged to consult their tax or legal advisors for any related questions.

When the markets crash, emotions take over — but the smartest investors rely on strategy, not panic. In this episode of the Paper Gain Show, we break down what’s really driving the current market volatility, including the massive tariff announcements and whispers of recession. With over 20% declines in major indices and zero clarity on what’s next, we’ll help you cut through the noise and make informed, confident decisions.

About:

This episode tackles one of the biggest concerns facing investors today: how to navigate sharp market drops, increased volatility, and economic uncertainty triggered by a new wave of tariffs. As the S&P dips into bear market territory, we explore what’s causing the sell-off, how to manage your retirement portfolio in the chaos, and why thoughtful planning trumps fear every single time. If you're wondering whether to sell, stay put, or start buying again — this is the episode for you.

We cover:

- How tariff announcements shocked the markets

- The debate over short-term pain vs. long-term gain

- What investors should consider before making big moves

- Dollar-cost averaging, Roth conversions, and tax-loss harvesting strategies

Chapters

0:00 – Market Update & Volatility Overview

1:03 – What Triggered This Correction

4:38 – Are These Tariffs Temporary or Here to Stay?

10:51 – What We’re Telling Clients Right Now

16:51 – Smart Strategies to Consider Today

25:01 – Final Thoughts & Staying Disciplined

Disclaimer: mFORCE Capital and Theorem Wealth Management is a group of investment professionals registered with Sanctuary Securities Inc, member FINRA and SIPC, and with Sanctuary Advisors, LLC, a registered investment advisor with the SEC. Securities are offered through Sanctuary Securities, Inc advisory services are offered through Sanctuary Advisors, LLC. This is not an offer to buy or sell securities. No investment process is free of risk, and there is no guarantee that the investment process or the investment opportunities referenced herein will be profitable. Past performance is not indicative of current or future performance and is not a guarantee. The investment opportunities referenced herein may not be suitable for all investors. All data and information reference herein are from sources believed to be reliable. Any opinions, news, research, analyses, prices, or other information contained in this research is provided as general market commentary, it does not constitute investment advice. Theorem Wealth Management and mFORCE Capital and Sanctuary Securities Inc or Sanctuary Advisors LLC shall not in any way be liable for claims, and make no expressed or implied representations or warranties as to the accuracy or completeness of the data and other information, or for statements or errors contained in or omissions from the obtained data and information referenced herein. The data and information are provided as of the date referenced. Such data and information are subject to change without notice. This presentation was created for informational purposes only; the opinions expressed are solely those of Theorem Wealth Management and mFORCE Capital and do not represent those of Sanctuary Securities Inc or Sanctuary Advisors, LLC, or any of its affiliates. Sanctuary Advisors do not provide tax or legal advice. This material was not intended or written to be used or represented to any entity as tax advice or tax information. Tax laws vary based on the clients' circumstances and can change at any time without notice. Clients are urged to consult their tax or legal advisors for any related questions.