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Optimize Your Retirement

Optimize Your Retirement

By: Daniel Razvi & Imran Razvi
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Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi. The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes. Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals. Schedule your FREE video call with Daniel & Raz at RiskFeesTaxes.com Contact Us at 888-263-4434 (888-263-HGFG) For More Information: Visit HGFinancialGroup.com© 2024 Economics Personal Finance
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Episodes
  • How to Give More to Charity & Less to the IRS
    May 2 2025

    If you're already donating to charity, why not get the maximum tax benefits? Daniel and Raz discuss strategic ways to give—like donor-advised funds, QCDs, and charitable trusts—so you can give more while keeping more of your money.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show More Show Less
    15 mins
  • Can You Afford a Market Crash in Retirement? Here’s How to Prepare
    Apr 25 2025

    Market downturns can devastate your retirement if they happen at the wrong time. Daniel and Raz discuss the "sequence of returns risk" and how you can shield your savings, ensuring your retirement income remains stable no matter what the market does.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show More Show Less
    14 mins
  • Are Annuities a Smart Retirement Strategy or a Bad Investment?
    Apr 18 2025

    You’ve heard conflicting opinions—some say annuities are the best way to guarantee income, while others say they’re a ripoff. So what’s the truth? Daniel and Raz break it all down, explaining when an annuity makes sense and how to avoid costly mistakes.

    Book a Free Meeting with Daniel and Raz

    For More Information: Higher Ground Financial Group

    Contact Us at 1-888-263-4434 (888-263-HGFG)

    --

    About the Show & Hosts:
    Hosted by Tax Attorney Daniel Razvi & Imran "Raz" Razvi.

    The father and son team has a passion for guiding people toward financial freedom by helping individuals understand and reduce the three biggest retirement killers: risk, fees & taxes.

    Daniel and Imran are the founders of Higher Ground Financial Group. HGFG aims to provide clients with only the highest quality information, services, and products to help them reach their financial goals.

    Show More Show Less
    15 mins

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.