Todd retired in his early 40s not because of luck, but because of one investing strategy most people overlook.

In this video, he breaks down the powerful lessons from two of the worst stock market bubbles in history the 1929 crash and the 2000 dot-com burst and explains how they influenced his path to early retirement.

Viewers will learn:

The role Federal Reserve rate cuts played in triggering market bubbles
How long bull markets can create dangerous investor optimism
Why “new era” thinking can lead to poor financial decisions
How Todd identified signs of bubbles and protected his investments
The exact approach he used to grow his wealth and leave his job early

💡 This video is perfect for anyone looking to retire early, grow long-term wealth, or better understand today’s market risks.

📩 Get Todd’s free weekly newsletter with financial insights: https://toddsheets.substack.com

📚 Check out his latest book here: https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936

🌐 Learn more at: https://toddsheetswriter.com/

In this podcast, Todd Sheets shares his journey of leaving investment banking to concentrate on investing and family. He highlights how his own research led to financial freedom and inspired him to write his first book. His story is a great example of how to make money from investing.

Markets rallied after July’s inflation report even though CPI rose 2.7% and core inflation 3.1%, both above the Fed’s target. Meanwhile, a new crypto IPO, “Bullish,” doubled in a single day. Are we seeing signs of another speculative bubble?

In this episode, Todd Sheets explains:

1. Why markets may be ignoring real inflation risks.
2. How Benjamin Graham’s “Mr. Market” helps us understand price vs. value.
3. Three key lessons Warren Buffett learned from Graham that protect against speculation.

Whether you’re an investor, saver, or just curious about markets, this episode breaks down speculation vs. investing in plain English.

Links:
📧 Newsletter: https://toddsheets.substack.com

📘 Book: 2008: What Really Happened – https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936

🌐 Website: https://toddsheetswriter.com

Follow: YouTube, Spotify, and Apple Podcasts — search “On Wealth and Progress”

Keywords: inflation, CPI, core inflation, interest rates, Federal Reserve, stock market bubble, speculation vs investing, Benjamin Graham, Warren Buffett, Mr. Market, compound growth, financial lessons, value investing, Todd Sheets

Money makes money, and the money that money makes, makes more money. Today, Todd shows how a small change in the growth rate (2.2% vs 3.8%) can flip the script on income, savings, and freedom. We run simple, clear examples so you can see the gap after 20, 50, and 130 years.

You’ll get:

1. A plain view of compounding and why it matters.
2. A clear model of two family incomes over time.
3. Action steps to think about savings and policy.

Quotes we mention:
Benjamin Franklin, Albert Einstein, Warren Buffett.

Links:
Newsletter: https://toddsheets.substack.com
Book: 2008: What Really Happened
https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936
Website: https://toddsheetswriter.com

Follow:
YouTube, Spotify, Apple Podcasts — search “On Wealth and Progress”

In this episode of On Wealth and Progress, Todd Sheets dives into the Federal Reserve’s real impact on our economy. Are we asking the wrong questions about the Fed?

We explore:
✔ Why the Fed focuses on short-term rates and why that matters for you
✔ The long history of Fed mistakes, from the Great Depression to recent inflation
✔ What the Fed can and can’t do to control long-term rates

If you’ve wondered why a handful of people control the price of money for 340 million Americans or what a free-market approach could look like—this episode is for you.

Subscribe for more discussions on wealth, progress, and the policies shaping your future.

Resources Mentioned:
📧 Newsletter: https://toddsheets.substack.com
📘 Book: 2008: What Really Happened – https://amzn.to/4fTTyo7
🌐 Website: https://toddsheetswriter.com

#FederalReserve #InterestRates #Inflation #Economy #OnWealthAndProgress

This episode delves into the reasons behind the shift from a laissez faire system to FDR's New Deal during the Great Depression. Drawing parallels to the Artificial Intelligence Revolution, it examines lessons from history. The discussion includes the new deal documentary and how it relates to today's economy.

👉 Subscribe to the On Wealth and Progress newsletter:

https://toddsheets.substack.com


📘 Grab the book 2008: What Really Happened:


https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936/


🌐 Learn more at: https://toddsheetswriter.com/

This podcast explores the question of whether we should approach ai with expert regulation, or consumer choice. The discussion considers the future of ai policy, and a light touch of government oversight. What is the better path forward for innovation?

👉 Subscribe to the On Wealth and Progress newsletter:
https://toddsheets.substack.com

📘 Grab the book 2008: What Really Happened: https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936/

🌐 Learn more at: https://toddsheetswriter.com/

What if the real threat to America’s future isn’t AI itself, but how we handle it?

In this first episode of Todd Sheets’ new AI series, we explore the growing divide in U.S. politics over artificial intelligence, what China is doing to catch up, and why “regulation-lite” may be the key to keeping America on top.

From the rise of the “Magnificent 7” tech companies to the lessons of Bill Clinton’s internet boom, this deep dive unpacks what history tells us about innovation, risk, and government overreach and what’s at stake if we get it wrong.

👉 Is fear of AI hurting us more than AI itself?
👉 Can America win the global AI race?
👉 Is consumer choice better than government control?

📧 Subscribe to the On Wealth and Progress newsletter:

https://toddsheets.substack.com

📘 Grab the book 2008: What Really Happened:

https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936/

🌐 Learn more at: https://toddsheetswriter.com/

#ArtificialIntelligence #BigTech #AIRegulation #ChinaVsUS #ToddSheets #OnWealthAndProgress #FreeMarket #TechPolicy #AIRevolution #USvsChina

What happened to the Democratic Party? In this video, Todd Sheets explores the shift from Bill Clinton’s pro-business success to today’s rising socialist wing, highlighted by Zohran Mamdani’s NYC victory. Learn why policies like extreme minimum wage hikes and government-run programs may hurt the very communities they aim to help. From inner-city joblessness to economic history, this deep dive connects past lessons to today's political choices.

👉 Subscribe to the On Wealth and Progress newsletter: https://toddsheets.substack.com

📘 Grab the book 2008: What Really Happened:

https://www.amazon.com/2008-Really-Happened-Todd-Sheets/dp/1641773936/

🌐 Learn more at: https://toddsheetswriter.com/

#DemocraticParty #ZohranMamdani #BillClinton #MinimumWage #NYCPolitics #FreeMarket #OnWealthAndProgress #PoliticalCommentary #2024Election #InnerCityEconomics