Neil Timmins with Little Guy Loans in Iowa - #282 cover art

Neil Timmins with Little Guy Loans in Iowa - #282

Neil Timmins with Little Guy Loans in Iowa - #282

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Neil Timmins with Little Guy Loans in Iowa - #282

In this episode of the Private Lenders Podcast, Jason Balin chats with Neil Timmins, founder of Little Guy Loans in Des Moines, Iowa. Neil shares how he built a $12M+ lending business from his background in flipping and commercial real estate—focused on helping local investors who don’t have institutional backing.

They dive into:

  • How Neil transitioned from flipping to private lending

  • The origin of Little Guy Loans and its "Main Street, not Wall Street" mission

  • Why he lends on deals he wouldn’t personally flip

  • How he handles borrower extensions and market seasonality

  • Thoughts on scaling with commercial loans and expanding into new markets

  • Why repeat business and relationships matter more than high-volume growth

🎯 Whether you're lending in a small market or looking to grow smarter, not just bigger, this episode is packed with tactical insights.

📍 Learn more: https://littleguyloans.com

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Are you a new or experienced private lender or hard money lender? Join Jason Balin and Chris Haddon from Hard Money Bankers as they draw from their extensive experience running a successful hard money lending company since 2007. Tune in weekly with episodes related to all aspects of private lending. From discovering lucrative loan opportunities to securing private capital, effectively managing your loan portfolio, handling defaults, and much more, we've got you covered.

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