"If it feels like you're being kind of sleazy about something, then you're probably being sleazy about it."

Our hosts, Natalie and Dan Slagle, tackle one of the most uncomfortable topics in relationships: financial infidelity. When couples hide money matters from each other, they're essentially combining the top two causes of divorce into one explosive cocktail. But as they discover, the definition isn't as black and white as one might think.

Natalie did some research and found some Reddit confessions, including one from a woman who repeatedly lied about credit card debt to her "nicest man in the world" husband. It's the kind of story that makes you cringe and check your own relationship temperature. But the real jaw-dropper comes from Natalie's professional experience: discovering a client's secret bank account during a routine financial planning meeting, with the wife finding out in real time. Talk about a rough Tuesday afternoon!

Avoiding these landmines isn't about setting rigid rules. Instead, it's about having ongoing conversations. Dan and Natalie demonstrate this with a spontaneous game, revealing their different comfort levels for unannounced spending ($350 versus $200). Dan's recent $200 physical therapy bill becomes a perfect case study in how context matters.

Financial infidelity thrives in the absence of communication. Whether couples keep everything joint or maintain separate "fun money" accounts, the magic ingredient is transparency about the system itself. It's not about micromanaging every purchase; it's about agreeing on the framework and sticking to it.

Key Topics:

● Defining “Financial Infidelity” (03:51)

● Hidden Credit Card Debt: A Reddit Confession (05:48)

● The Secret Bank Account Discovery (08:58)

● Why People Commit Financial Infidelity (11:56)

● The Spending Limit Game ($350 vs $200) (18:06)

● Prevention Through Communication (23:58)

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

"We can't break all almost 900 pages worth of everything, but we're going to break down the things that we think our audience would benefit from having a conversation about."

Our hosts, Dan and Natalie Slagle, tackle the massive tax legislation signed on July 4th. While Natalie spent her holiday evening digesting 890 pages of congressional prose (in lieu of watching Squid Game with the family), she emerged with insights that affect literally every American.

For starters, those Trump-era tax cuts everyone expected to sunset in 2026 are sticking around. This saves taxpayers from higher tax brackets but adds $5 trillion to the national debt. Natalie sees this as a wake-up call for Roth conversions, that today's historically low tax rates won't last forever.

The SALT deduction quadruples from $10,000 to $40,000, a game-changer for high-tax states like California and New York. Suddenly, itemizing deductions might make sense again, meaning you'll need to track things like charitable donations and mortgage interest.

Speaking of charity, there's both good and bad news. A new floor means you can only deduct charitable gifts above 0.5% of your income starting in 2026. But if you don't itemize, you can now deduct up to $2,000 in donations anyway. A win for nonprofits everywhere.

The child tax credit inches up to $2,200 (indexed for inflation), while 529 plans expand to cover tutoring and professional credentials. Controversially, the new "Trump account" offers $1,000 for kids born 2025-2027, but Natalie's not impressed with its convoluted rules.

Dan and Natalie believe that Congress missed opportunities to simplify existing accounts instead of creating new ones. Some changes feel more political than practical when they’re conveniently set to expire when Trump leaves office.

Key Topics:

● Tax Rates Staying the Same Through 2026 (05:05)

● SALT Deduction Increases to $40,000 (14:51)

● Charitable Deduction Changes and Floors (20:27)

● Car Loan Interest Deduction for US-Made Vehicles (24:29)

● Child Tax Credit Increases to $2,200 (29:00)

● 529 Plan Expansions for Tutoring and Credentials (31:14)

● The New Trump Account for Children (34:12)

Resources:

· How Does The One Big Beautiful Bill Impact Me? (blog post)

· Saving for our kids. (podcast episode)

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

“If things haven’t been buttoned up, wow, that really distracts from the grieving process.”

Our hosts, Natalie and Dan Slagle, address the elephant in the room for many families: how to talk to aging parents about their finances. When you're talking about $124 trillion changing hands over the next couple of decades, this stops being someone else's problem and becomes everyone's reality.

Dan gets vulnerable about his experience after his mom passed away unexpectedly, sharing everything from finding her handwritten financial notebook in the attic to the surreal moment of teaching his dad how to use an ATM. He reminds us that we might not know as much about our parents' financial lives as we think.

They’re not saying be greedy or pushy. Rather, it’s about making sure your parents' wishes actually get carried out and sparing everyone the administrative nightmare that comes with poor planning. Dan's story proves that having these tough talks early means you can focus on what really matters when loss hits: healing and remembering, not hunting down account passwords.

Natalie admits she took a more direct approach with her own parents, basically telling them, "Handle this or it becomes my problem." It might not have been the most tactful way to put it, but it worked. The lesson there is to find your family's communication style and lean into it.

Start the conversation now, before you're forced to figure it out in crisis mode.

Key Topics:

● The $124 Trillion Wealth Transfer (04:08)

● Breaking Communication Barriers (06:35)

● Dan's Personal Loss Experience (10:42)

● Essential Planning Steps (13:38)

● Family Meeting Strategies (24:37)

Resources:

· Helping a Parent Navigate Finances After Loss (blog post)

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

“Do we want to set our money aside for our child’s future education? I don’t think the answer should be an automatic yes.”

Our hosts, Natalie and Dan Slagle, discuss the question many young parents are asking: How much should you save for your child’s college, and when should you start?

Drawing from client stories and their own experience, they break down why this decision isn’t one-size-fits-all, how to calculate future costs, and how tools like 529 plans (and even family Ugift links) can help make the goal more manageable.

For the Slagles—and many of their own clients—it all starts with talking honestly about priorities with your spouse. Saving for a child’s education isn’t a given; it’s a decision couples should make intentionally, based on values, not guilt.

They unpack how much college might cost in 18 years (spoiler: close to $300K!), and how the 529 plan helps families make the most of time and compounding. Beyond tax benefits, they explore a go-to hack for many parents today: the ability to share a contribution link with family and friends for birthdays or holidays.

Starting early—even small—can lead to powerful results. To Natalie, the joy that comes from successfully building your child’s future is more satisfying than any number in your retirement account!

Key Topics:

• The Emotional Cost of Graduation (01:18)
• How Much Will College Cost? (11:59)
• 529 Plan Benefits & Setup (18:40)
• New Roth IRA Transfer Rule (24:17)
• Using the 529 Ugift Link (26:38)

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

“I have anxieties around the same exact situation as you, but you have a different feeling from it.”

Our hosts, Natalie and Dan Slagle, know that even in a happy, communicative marriage, the topic of money can be a bit of a minefield. But what happens when one partner is way more anxious about money than the other? That’s the question Dan and Natalie are looking to unpack.

To start with, they each take the “spendthrift-tightwad” test—a scale developed by researchers to measure how freely (or not) you spend. Dan scores a 12, making him a cusp neutral “unconflicted consumer.” Natalie lands squarely in “tightwad” territory between 8 and 9. The results don’t surprise either of them, but they do open the door to a deeper discussion.

Natalie shares that her need to track every dollar stems from a tendency toward control, especially when it comes to long-term security. Dan, meanwhile, is more focused on balance—enjoying the present while still saving for the future. This mismatch in money mindset often leads to friction, but also opportunities for growth.

It’s not about changing each other—it’s about understanding the “why” behind each partner’s money habits. With the right tools and ongoing conversations, Natalie and Dan believe that financial tension can become a bridge, not a barrier.

Key Topics:

• Spendthrift vs Tightwad Mindsets (06:53)
• Natalie and Dan’s Spendthrift-Tightwad Test Results (11:46)
• Causes for Financial Anxiety (16:59)
• Steps to Reduce Financial Anxiety Within Marriage (19:51)
• Tools for Better Financial Communication (23:39)

Resources:

• The Tightwad-Spendthrift Scale

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

Homeownership versus renting—each choice comes with its own set of emotions, cultural influences, and practicalities.

Turns out, earning a good income doesn’t magically make homeownership easy—a lesson our hosts, Natalie and Dan Slagle, know all too well. Despite making over $300K a year, they still find themselves doing the math, wondering if homeownership is really worth it.

They’ve owned before—briefly—and after moving out west, they switched back to renting. Now, with a toddler in the picture, the idea of “putting down roots” feels like it could be the right choice.

But the numbers? Yikes. Renting their current home costs about $4,000/month. Buying that same house would double the payment, thanks to today’s interest rates. That’s not even counting the down payment and closing costs.

There’s this deeply ingrained idea that owning a home equals stability, especially for families. But is that true? Natalie admits she craves that security, but also knows her daughter’s sense of safety comes from her parents, not the mortgage.

Ultimately, they make a strong case that buying a home is about more than finances. It’s about how you want to live, what trade-offs you're willing to make, and how much house you really need to feel “settled.”

Key Topics:

• Buying vs Renting Mindset (03:36)
• Emotional Pull of Homeownership (04:42)
• Financial Realities of Buying Today (08:49)
• Equity Myths & Retirement (12:00)
• Lifestyle Trade-Offs (15:55)
• Affordability Benchmarks (22:16)
• Why There’s No One-Size-Fits-All Answer (27:45)

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

Creating purpose and intention around travel funds is so important.

Our hosts, Natalie and Dan Slagle, tackle a financial topic that flies under the radar more often than it should—travel. Sure, vacations are meant to be a way to decompress and have some fun after a good period of work, but they can also quietly sabotage your budget if you're not careful!

Pulling from both their own marriage and stories from clients, the Slagles break down how to make travel a *planned* part of your financial life instead of an expensive surprise.

Their approach? Be intentional. Every December, they sit down and map out the year ahead, figuring out which trips are non-negotiable (like weddings, family reunions, or that annual visit to Grandma’s) and which ones are just for fun. They set a big-picture travel budget—$15,000 for 2025—and leave some wiggle room for spontaneous adventures.

To keep trips from messing with their monthly cash flow, they automate savings into a travel-only account and swipe with a dedicated credit card just for those expenses. That way, when it’s time to book flights or splurge on dinner in Paris, it’s already covered—no guilt, no stress.

Travel doesn’t have to throw your finances into chaos. With correct planning, a realistic budget, and some clear priorities, even last-minute trips can stay low-stress.

Key Topics:

• The Travel Planning Problem (01:12)
• How Travel Budgeting Started for Them (02:10)
• Annual Planning & Obligations (04:25)
• Budgeting for Flexibility (08:39)
• Spontaneity Without Stress (09:52)
• Different Funding Strategies (14:54)
• Guilt-Free Travel Spending (17:38)
• Making Budget Fit Your Values (20:50)

Resources Mentioned:

• Fyooz Blog Post: We’re Financial Planners, This is How We Travel

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.

"Resourcefulness is not just about making do with what you have; it's about reimagining what you can achieve with your resources, no matter your income level."

Our hosts, Natalie and Dan Slagle, open up about a surprising financial truth: even households earning over $300,000 can feel financially stretched. They explore how invisible expenses like taxes, daycare, and retirement savings chip away at what looks like a high income on paper.

Dan explains how, before money ever hits the bank account, much of it is spoken for—healthcare premiums, 401(k) contributions, taxes, etc. He and Natalie reflect on their own budget, noting how a $30K raise can feel like just a few hundred extra dollars per month.

Clearly, income without intentionality easily leads to lifestyle inflation and spending creep.

Financial strain isn’t always about income—it’s about life stage, priorities, and the mental load of modern expenses. Grace, planning, and perspective are key, even for high earners.

Key Topics:

• Big Income, Small Margin (02:06)
• What “Middle Class” Really Means (06:40)
• Resourcefulness vs. Spending Power (10:53)
• Daycare vs. College Costs (18:29)
• Housing and Lifestyle Creep for High Earners (21:11)
• Giving Yourself Grace (25:50)

Resourced Mentioned:

• Cost of living in coastal cities like San Francisco, New York, Seattle and Miami means that families on $300,000-a-year are living paycheck to paycheck

Natalie Slagle, CFP® and Dan Slagle, CFP® are the founding partners and lead financial planners at Fyooz Financial Planning — an independent firm dedicated to helping high-earning couples in their 30s and 40s confidently navigate the complexities of managing money together.

At Fyooz, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.

Disclaimer: For updated disclosures, please visit fyoozfinancial.com.