Episodes

  • Transition Talk: A New Era for MKB
    Jun 16 2025

    Transition Talk: A New Era for MKB | The Mills Knows Bills Podcast Episode 58, Season 7

    Link to video podcast episode: https://youtu.be/J1-d4vWCbd0

    Join us in this special episode of The Mills Knows Bills podcast, where Mills Bender, the current CEO of MKB, records her final show before passing the torch to the new CEO, Jen Fizer!

    In part two of an interview with Sean Casper, Mills takes the hot seat, revealing insights into the role of a fractional CFO, the growth of Mills Knows Bills, and her personal journey into financial literacy. Learn how MKB has assisted blue-collar businesses with their financial management, and discover how Mills’ passion for helping others led her to found the company. Additionally, Mills shares the seamless process of transitioning to a new CEO and sends her gratitude to all the clients and followers who have supported her work.

    To connect with Jen, new CEO and host of The MKB Podcast:
    jen@millsknowsbills.com

    To connect with Sean and Coastal Investments:
    Website: https://www.investwithcoastal.com/
    Instagram: https://www.instagram.com/investwithcoastal/

    Don't forget to subscribe on YouTube for the latest podcast episodes and more from @mkbcfo
    Do you have your own financial questions for MKB? Please visit:
    Website: https://mkbcfo.com
    Instagram: https://www.instagram.com/mkb_cfo/
    Facebook: https://www.facebook.com/mkbcfo
    LinkedIn: https://www.linkedin.com/company/mkbcfo

    00:00 Introduction and Major Announcement
    00:31 Guest Introduction and Episode Overview
    00:59 Understanding Mills Knows Bills
    02:53 How Clients Find MKB
    04:17 Mills' Journey to Becoming a Fractional CFO
    07:41 Scope of Services for Blue Collar Businesses
    10:49 Managing Client Load and Scaling
    13:48 Personal Interests and Hobbies
    14:43 Conclusion and Contact Information

    #millsknowsbills #mkb #financialpodcast #fractionalcfo #alternativeinvestments #realestate #realestateinvesting #businessfinance #businessowner

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    16 mins
  • Alternative Investments Made Accessible
    Jun 9 2025

    Alternative Investments Made Accessible | The Mills Knows Bills Podcast Episode 57

    Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively.

    Join Mills in this episode as she sits down with Sean Casper, a seasoned real estate professional and partner at Coastal Investment Company, a private real estate investment firm. Sean shares his journey from starting in residential real estate during the recession to managing 3000 agents at Compass, and now helping investors grow their portfolios through alternative investments. The conversation covers the benefits of diversifying into assets like multifamily, self-storage, and growth equity, the advantages of investing through firms like Coastal versus traditional stock portfolios, and how smart tax strategies can optimize returns. Whether you're a business owner planning an exit or simply looking to diversify your investments, this episode is packed with valuable insights on maximizing wealth through real estate and alternative investments.

    To connect with Sean and Coastal:
    Website: https://www.investwithcoastal.com/
    Instagram: https://www.instagram.com/investwithcoastal/

    Don't forget to subscribe on YouTube for the latest podcast episodes and more from @mkbcfo

    Do you have your own financial questions for MKB? Please visit:
    Website: https://mkbcfo.com
    Instagram: https://www.instagram.com/mkb_cfo/
    Facebook: https://www.facebook.com/mkbcfo
    LinkedIn: https://www.linkedin.com/company/mkbcfo

    00:00 Welcome and Guest Introduction
    00:57 Sean's Background in Real Estate
    03:36 Transition to Coastal
    07:01 What is Coastal?
    09:15 Investment Strategies and Returns
    24:07 Tax Benefits and Strategies
    29:49 Getting Started with Coastal
    32:17 Conclusion and Contact Information

    #millsknowsbills #mkb #financialpodcast #fractionalcfo #alternativeinvestments #realestate #realestateinvesting #businessfinance #businessowner

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    34 mins
  • The CFO Advantage: Key Benefits Explored
    Jun 2 2025

    The CFO Advantage: Key Benefits Explored | The Mills Knows Bills Podcast Episode 56, Season 7

    Link to video podcast episode: https://youtu.be/M3UoU0XFumY

    Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively.

    In this episode, Mills continues her insightful discussion with Paul Childers, owner of BlueSky Biz Solutions. Paul dives into essential questions about business finances, including why business owners delay seeking financial help, the roles of bookkeepers, CPAs, and CFOs, and how CFOs can provide real value to growing businesses. They discuss the critical differences between reactive and proactive financial management, and how hiring a CFO can bring peace and enable business growth. Tune in to hear valuable advice on choosing the right financial experts and managing your business finances effectively.

    For more personalized advice, contact Paul through his social media or website:
    https://blueskybizpro.com/

    Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

    Do you have your own financial questions for MKB? Please visit:
    Website: https://mkbcfo.com
    Instagram: https://www.instagram.com/mkb_cfo/
    Facebook: https://www.facebook.com/mkbcfo
    LinkedIn: https://www.linkedin.com/company/mkbcfo

    00:00 Introduction and Guest Overview
    01:06 Why Business Owners Delay Financial Help
    04:57 Identifying Financial Issues
    06:35 The Role of Bookkeepers, CPAs, and CFOs
    11:46 Impact of a CFO on Business Growth
    16:27 Choosing the Right CFO
    18:12 Conclusion and Final Thoughts

    #millsknowsbills #mkb #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #businesscredit #personalcredit #debtmanagement

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    19 mins
  • Understanding Credit: Tips to Empower Businesses
    May 26 2025

    Understanding Credit: Tips to Empower Businesses | The Mills Knows Bills Podcast Episode 55, Season 7

    Link to video episode: https://youtu.be/EXOIT3XJg10

    Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively.

    In this season premier episode, Mills welcomes business credit expert Paul Childers of BlueSky Biz Solutions. With over three years in the business credit repair and building space, Paul shares invaluable insights on the importance of separating business credit from personal credit. They discuss real-life examples, common misconceptions, and practical tips on how to manage and leverage business credit effectively. Paul also shares some of his success stories, helping business owners navigate the complex world of financing and credit. Tune in to learn how to build robust business credit, improve personal finances, and make informed financial decisions!

    For more personalized advice, contact Paul through his social media or website:https://blueskybizpro.com/

    Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

    Do you have your own financial questions for MKB? Please visit:
    Website: https://mkbcfo.com
    Instagram: https://www.instagram.com/mkb_cfo/
    Facebook: https://www.facebook.com/mkbcfo
    LinkedIn: https://www.linkedin.com/company/mkbcfo

    00:00 Welcome and Guest Introduction
    00:26 Understanding Business Credit
    02:01 Importance of Business Credit
    04:10 Challenges with Banks and Business Credit
    05:51 Asking the Right Questions
    08:00 Resources for Business Owners
    09:53 Paul's Journey into Business Credit
    13:27 Working with Blue Collar Industries
    17:42 The Impact of Business Credit on Personal Finances
    18:24 Common Misconceptions About Business Credit
    20:11 The Truth About Personal Guarantees
    22:17 How We Help Businesses Navigate Credit Challenges
    28:04 Success Stories: Real Business Transformations
    32:23 How to Reach Out for Help

    #millsknowsbills #mkb #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #businesscredit #personalcredit #debtmanagement

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    34 mins
  • Level Up Your Business Game: The Best of Season 6
    May 19 2025

    Level Up Your Business Game | The Best of Season 6 | The MKB Podcast Episode 54

    Link to video podcast episode: https://youtu.be/n3hOLN0oVCs

    Welcome to Mills Knows Bills and the MKB Podcast! Get ready for another value-packed episode of MKB with your host, Mills Bender, and relive the best moments of season 6! Dive into business transitions, exits, and scaling with purpose. From mastering your first hire to strategic real estate investing, this episode has it all. 💡 Whether you're an entrepreneur, investor, or someone just getting started, this episode is filled with the insights you need! 🚀 Don't miss it!

    Like, share, and comment with your favorite moments from the MKB podcast. Don't forget to subscribe on YouTube for the latest podcast episodes and more from @mkbcfo

    #millsknowsbills #mkb #financialpodcast #fractionalcfo #businessfinance #businessowner #businessscaling #bestmoments #bestpodcastmoments

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    25 mins
  • The ROI of Sharing Knowledge: The Best of Season 5
    May 12 2025

    The ROI of Sharing Knowledge | The Best of Season 5 | The MKB Podcast Episode 53

    Link to video podcast episode: https://youtu.be/Wzl8rvceuxU

    Welcome to Mills Knows Bills and the MKB Podcast! Join us for a wild ride through some of the best moments of Season 5! 🎉 Join Michelle, our new AI narrator, as she tackles everything from crushing high-stakes cash flow issues to overcoming social media insecurities and even breaking down ROI with a steak analogy! 🍖 Whether you're a business newbie or a seasoned entrepreneur, you'll laugh, learn, and nod along with us. Plus, discover the power of community banks and their role in making dreams come true. Buckle up for laughs, lessons, and life-changing tips! 🚀📊

    Like, share, and comment with your favorite moments from the MKB podcast. Don't forget to subscribe for the latest podcast episodes and more from @mkbcfo

    00:00 Introduction to Mills Knows Bills and the MKB Podcast
    00:30 Cash Flow Strategy Masterclass
    04:45 Overcoming Social Media Insecurities
    09:18 Critical Financial Metrics for Business Owners
    13:38 Explaining ROI with a Savory Metaphor
    16:48 The Power of Community Banks
    20:29 Conclusion and Season Wrap-Up

    #mkb #millsknowsbills #fractionalcfo #businessfinance #financialpodcast #bestmoments #bestpodcastmoments

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    21 mins
  • From Financial Challenges to Business Growth
    May 5 2025

    Unlock Potential: From Financial Challenges to Business Growth | The Mills Knows Bills Podcast Episode 52

    Link to video podcast episode: https://youtu.be/nTxzF6P_tYc

    Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    Join Mills for part two of an insightful conversation with Dan Workman of Identity Graphx. In this episode, they dive deep into the crucial topic of cash flow management, discussing common financial challenges faced by blue-collar and white-collar business owners alike. Learn proactive strategies for maintaining cash flow, leveraging debt wisely, and preparing for seasonal fluctuations. Dan also shares his personal journey into financial planning and offers valuable advice for business owners at various stages. Don't miss the chance to enhance your financial acumen and make more strategic operational decisions.

    To connect with Dan:
    dan@identitygraphx.com

    Do you have your own burning financial question for Mills or the MKB team?
    Email: info@MillsKnowsBills.com
    Website: https://MillsKnowsBills.com
    Instagram: https://instagram.com/@millsknowsbills
    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe on YouTube for the latest podcast episodes and more from MKB @mkbcfo

    00:00 Welcome Back to The Mills Knows Bills Podcast
    00:53 Understanding Cash Flow Challenges
    03:10 Strategic Financial Planning for Seasonal Businesses
    06:34 Overcoming Limiting Beliefs About Debt
    12:14 The Journey to Becoming a Fractional CFO
    16:47 Balancing Business Growth and Family Life
    21:50 Advice for New Business Owners
    25:58 Closing Remarks and Next Steps

    #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #fractionalcfo #businessgrowth #cashflow #seasonalbusiness #debtmanagement

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    26 mins
  • Wrapping Up Success: Passion & Profit in Automotive
    Apr 28 2025

    Wrapping Up Success: Passion & Profit in Automotive | The Mills Knows Bills Podcast Episode 51, Season 6

    Link to video podcast episode: https://youtu.be/9yLozliZQDc

    Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions!

    In this episode, Mills speaks with Dan Workman, a successful entrepreneur and CEO of Identity Graphx. Dan shares his journey from starting his first business at 12 years old to running a thriving vehicle wrap company. Dan explains the immense value of vehicle wraps in business marketing, citing data on their cost-efficiency and effectiveness in building brand recognition. He also discusses his collaborations in founding Wrap Shop Academy, a program designed to help other entrepreneurs succeed in the vehicle wrap industry. This episode is a must-watch for any business owner considering vehicle wraps as part of their marketing strategy, or looking to dive into the vehicle wrap business themselves.

    To connect with Dan:
    dan@identitygraphx.com

    Do you have your own burning financial question for Mills or the MKB team?
    Email: info@MillsKnowsBills.com
    Website: https://MillsKnowsBills.com
    Instagram: https://instagram.com/@millsknowsbills
    LinkedIn: https://www.linkedin.com/company/mills-knows-bills

    Subscribe on YouTube for the latest podcast episodes and more from MKB ⁨@MillsKnowsBills⁩

    00:00 Introduction and Guest Welcome
    01:12 Dan's Entrepreneurial Journey Begins
    04:16 From Window Washing to Vehicle Wraps
    07:13 The Impact of Vehicle Wraps on Business
    14:04 Challenges and Growth in the Wrap Business
    25:20 Wrap Shop Academy and Future Plans
    31:51 Conclusion and Contact Information

    #millsknowsbills #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #carwrap #vehiclewrap

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    33 mins