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Land Notes & Legacy: Owner Financing with Rick & Crystal Rumer

Land Notes & Legacy: Owner Financing with Rick & Crystal Rumer

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In this episode of the Mastering Commercial Real Estate Podcast, Cory sits down with Rick and Crystal Rumer—the dynamic duo behind Texas Secured Notes. With over a decade of experience, they break down their land-based owner-financing model that delivers double-digit passive income returns with minimized operational headaches. You'll learn how they buy large tracts of rural Texas land, subdivide them, and create notes for hands-off investors looking to cashflow like a bank.


The Rumers share the challenges that forged their entrepreneurial path, the systems they use to vet borrowers, and how their family-first values guide their business. Whether you’re curious about notes, land, or building a business with your spouse, this episode delivers actionable advice, behind-the-scenes insight, and heart.


Learn more at One-9 Holdings Website

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.