Are you stuck renting and wondering if homeownership is even possible in today’s market? You’re not alone—but the good news is, it is possible, and we’re here to show you how!

In this episode of Keys Across America, host Kat Rozanski, your real estate connection guru, is joined by mortgage expert Hayley Shams to break down the biggest myths about buying a home. Do you really need a 20% down payment? Is your credit score holding you back? Can you actually afford a mortgage? We’re tackling these questions head-on and giving you actionable steps to move from renting to owning—even in today’s market.

You’ll learn:

✅ Why you don’t need a 20% down payment to buy a home

✅ How to qualify for a mortgage (even if your credit isn’t perfect)

✅ Smart strategies to afford homeownership, including house hacking

✅ How to prepare financially and get pre-approved with confidence

✅ Why waiting to buy could actually cost you more in the long run

Whether you’re planning to buy soon or just starting to explore your options, this episode is packed with expert advice to help you take the first step. Don’t let fear or misinformation hold you back—homeownership is within reach!

Ready to take action?

📌 Book a consultation with Kat to create your home-buying game plan

https://calendly.com/homesbyagentkat/30min

📌 Schedule a call with Hayley to explore your mortgage options.

http://www.calendly.com/hayleyshams