Jim Boyd CEO Equity Release Council: ERC for Consumers considering Later Life Lending
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Jim Boyd CEO Equity Release Council: ERC for Consumers considering Later Life Lending
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About this listen
In this episode Jim Boyd, CEO of the Equity Release Council explains the role of the ERC in protecting consumer interests including:
-the no negative equity guarantee
-the right to move property with a Lifetime Mortgage
-a Fixed interest or capped interest rate on products
-security of living in the property until going into care or dying
-NEW. Being able to pay off interest and/or part of the laon on all new policies
-the role of a solicitor in protecting the consumer
-how to find an advisor who follows the ERC rules
-why the industry still battles to show people that ERC is a well regulated industry with excellent advisors
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